$ADYEN (+1,42%) opened the position almost exactly 2 weeks ago at earnings, target TP would have been €1,850. However, after the good performance of the last few days, the trailing SL was set yesterday at €1,595 with a gap of €60 per share, which was ultimately triggered today at €1,679.

Another candidate $BRBY (+3,44%) is still running, although it also ran close to the SL today, but let's see how it goes tomorrow.

As a hobby trader, you have to place your orders consistently, as you only get to check your portfolio late at night after a long day at work, for example. But it's often better than being permanently on the trigger.

Next week we'll continue with trading part 2 https://getqu.in/0Z6uNM/

#trading

PS: Today, in a completely different context, I met a VP from Goldman Sachs and the MD of UNIDO. It was an interesting conversation about the situation in the USA and "Sustainability is a strategic advantage", among other things. It was very interesting from an investor's point of view. EU Taxonomy 👆

@7Trader Unfortunately Vienna is not on the agenda, but I'll be in touch when it is

Link to the first post https://getqu.in/cbIOkg/

I will also link all parts in the first post and pin the first post in my profile.

This part of the post is about the following 2 topics

• Trading versus Buy&Hold
• What are the requirements for trading

To Buy&Hold I don't need to explain much more here 😉 It's a well-known and proven method, particularly suitable for more passive investors or those who don't want to deal with the stock market on an ongoing basis. Start with a savings plan - "time in the market" pays off!

When trading the situation is somewhat different. Active trading is required here. "Timing the market" is the motto. With the appropriate knowledge, a careful approach, good risk management and, above all, discipline, it is far more than just "gambling" or "gambling".

When I analyze my losing trades, the cause is almost always a lack of discipline, such as impatience or poor risk management. Sounds simple, but it's not... "The spirit was willing, the flesh was weak" 🤪🤷‍♂️

Conclusion:

• B&H and trading are not mutually exclusive, but can be combined well and sensibly. Part of my trading income, for example, flows into my B&H share on an ongoing basis.

• Trading means being responsible inform - plan trade - execute trade!

• Without a genuine interest in active trading and having fun trading, this will not work. If you just follow tips or influencers, you will almost certainly end up with the ominous 80% who only lose money (if only because the timing is no longer right).

The last two points in the conclusion are a good transition to the topic "Prerequisites for trading". In my view, in addition to the points already mentioned, the following aspects are essential in order to be sustainably profitable:

• Money management
• A trading tool
• Knowledge of chart analysis "a fool with a tool is still a fool"
• Discipline

Money management:

On the subject of money management, I would like to refer you to one of my older posts. It is essentially about determining the capital investment and the position size based on the maximum acceptable loss.

A proven guideline in trading is: Never risk more than 0.5% to max. 1% of your available capital per trade. You can find details on this in the following post https://getqu.in/tzhXqc/

Trading Tool:

Since trading is all about "timing the market", there is no getting around a trading tool. There are several tools on the market, and almost all of them offer a free version to get you started. The free versions are usually not sufficient for professional trading, as important indicators and data are missing. However, they are perfectly adequate for starting out and testing a little.

Tip: Use the free trial months of the subscription models to decide for yourself whether and which paid subscriptions are of interest to you.

I use TradingView https://www.tradingview.com and I'm really happy with it. In addition to the chart tool, there are lots of functions such as share screeners, market information, watchlists, price alerts, calendars for events such as earnings and dividends and a news feed. There is also a community, but I haven't used it yet.

Tip for beginners: TradingView also offers a demo account (paper trading), where you can safely start trading and test your strategies without using real money. Paper Trading — main functionality — TradingView

If you are interested in TradingView, I can offer you a referral link (just ask for it in the comments - I don't want to actively post the link here). Then we both get 15$ credited to our fees. PS: I am not a Finfluencer and have nothing else to do with TradingView. It is not a source of income nor the goal of these posts - it would just be the usual friend-referral.

Knowledge of chart analysis:

Well, as written above, "a fool with a tool is still a fool". Of course, you can't do it without learning and dealing with the subject. The trading tools are all very helpful, but without understanding what you are doing with them and how to use the charts, indicators or oscillators, it won't work. Fortunately, today there are lots of tutorials on YouTube, communities etc. where you can acquire knowledge free of charge.

There will be more on chart analysis in the last part of the articles when it comes to my trading setup.

Discipline:

This last point is the most important; in combination with the 3 previous points, discipline is the key to success. Even long-time traders are subject to FOMO with accompanying ill-considered or not properly analyzed trades. This often ends the way it must... "Know yourself and your trading behavior!"

Please note, this article only reflects my experience. There are many different approaches to trading - there is no right or wrong. In the end, everyone has to find a setup that suits them.

Actually, I wanted to cover the first three points today, but as this post is already quite long, I'd rather end it in the spirit of TL:TR and will cover the points "Time spent" and "Trade frequency" in the next post. Possibly also "Profit and loss trades YTD 2025", which would fit in with the trade frequency / number of trades.

PS: as I'm traveling for work for the rest of the week, there won't be any more parts until next week.

#trading

In the feed of the linked shares you will find posts of the last few days/weeks from me $UBER (+1,56%)
$ADYEN (+1,42%)
$MMK (+2,52%)
$VRTX (-0,05%)
$RDC (-0,41%)
$KTN (-0,26%)
$NOVO B (-2,62%)
$MRK (+1,8%)

The image of a trader is often characterized by countless monitors, charts and ticking price information. Hours spent drinking coffee, rapid decisions, lots of stressful trades - this is exactly how many people imagine trading.

But the reality is completely different! 😎

For a long time now, I've wanted to write an article about trading and give interested community members a deeper insight. You often hear the infamous killer argument: "Don't do it, 80% lose money." But trading is much more than just a game of chance!

For me, "trading" has developed into an exciting hobby over the years, through which I can with little time investmentbut a serious approacha nice additional income can generate 💰💰💰💰

If you're interested in this topic, let me know! I'll be publishing more posts on the subject in the near future - especially for anyone who wants to learn more about trading.

As my time allows, I might take a closer look at the following questions in posts:

• Trading vs. buy & hold - Which strategy suits whom?
• Requirements for trading - What should you bring with you?
• Time required - How much time is really necessary?
• Trade frequency - How many trades do I make as a part-time hobby trader?
• Capital - How much do I invest in my trades?
• Profit vs. loss trades - My balance sheet for 2025 YTD
• Income - What can you earn as a part-time trader?
• Trading setup - Saving the most exciting for last - Which indicators do I use?

And, of course, I am also happy to answer specific questions.

What there will most certainly NOT be here:

• ❌Dubious Telegram channels or invitations to YT, Insta or other social media channels
• ❌Trading signals or unrealistic promises of profit
• ❌"Hot" tips - you won't find them among my friends or relatives, nor here!

I'm happy to share my personal experiences, but without any hocus-pocus or get-rich-quick promises. It's about honest exchange for everyone who is interested in trading!

Part 1 can be found here https://getqu.in/0Z6uNM/

$NOVO B (-2,62%)

https://getqu.in/1On8c7/

https://getqu.in/uDPZI1/

$UBER (+1,56%)

https://getqu.in/3E9eGr/

$RDC (-0,41%)

https://getqu.in/A7DjXN/

$KTN (-0,26%)

https://getqu.in/9gcnMd/

https://getqu.in/HdajJf/

$ADYEN (+1,42%)

https://getqu.in/s32Hc0/

$GOOG (+1,28%)
$TSLA (+2,05%)
$META (-0,65%)
$AMZN (+0,1%)
$NVDA (+0,4%)

#trading

$ADYEN (+1,42%) reported a robust 22% year-on-year increase in net sales for the first quarter of 2025. This was not yet rewarded, at least not yesterday. Analysts had expected a little more, so the share price initially fell by up to -5%. By the close of trading, Adyen had recovered somewhat and closed slightly down.

Financial highlights

• Revenue: increased by 22% year-on-year in the first quarter of 2025
• Growth in the digital segment: 13% year-on-year.
• Growth in unified commerce: 31% year-on-year.
• Growth in platforms: 63% year-on-year.

Outlook & forecast

Adyen remains optimistic regarding its growth strategy and expects a slight acceleration in net revenue growth for the for the remainder of 2025. The company is confident of gaining wallet share with existing customers, although it recognizes potential growth challenges should market volumes slow. Adyen continues to invest in its platform and embedded finance capabilities, which are expected to drive future growth.

Yesterday's analyst estimates / targets are around €2,000 which is around 30% above the current share price. These estimates are supported by "buy" and "overweight" recommendations.

My trade or rather my speculation on a swing to earnings did not materialize, my limit sell order at limit sell order at €1,850 was not triggered 😂🤪

However, the position of 5 shares (buy-in €1,424) will remain in the portfolio for the time being, I will take a look at the next few weeks, the sell limit for the sale of the position will remain in place.

Edit May 2ndOne of the two buy orders still running was triggered this morning at €1,400. Another one is still at €1,380

The position is therefore almost full. Now the market can take up the good results 😁

KO on $ADYEN (+1,42%) with MG9L2B. I took a slightly lower leverage. The day before the last figures I took the same bill and on the day of the figures I got out again with just under 100%. Let's see if it works again.

The year to date shows that excessive dependency harbors risks. Increasing political uncertainty and high valuations are prompting many investors to look for alternatives. Europe and Asia offer exciting companies that are often valued more favorably and have great long-term potential.

Strong European alternatives for your portfolio:

Adyen $ADYEN (+1,42%) is a leading payment service provider that is benefiting from increasing digitalization. After a difficult year, the company could get back on track.

Schneider Electric $SU (-0,79%) from France is a key player in energy and automation technology and is benefiting from electrification and the growing focus on sustainability.

Novo Nordisk $NOVO B (-2,62%) a classic and dominates the market for diabetes and obesity medication. The strong demand for Wegovy and Co. ensures continuous growth.

ASML $ASML (-1,43%) is indispensable for the chip industry. Without ASML's machines, there would be no modern semiconductors. A real growth stock for the future.

Lotus Bakeries $LOTB (+0,85%) is growing worldwide with its popular Biscoff cookies. The expansion into new markets makes the company exciting for long-term investors. More on this in one of my last posts.

Exciting stocks from Asia:

Tokyo Electron $8035 (-0,27%) is one of the most important suppliers to the semiconductor industry and is benefiting from the global chip boom.

Alibaba $9988 (-0,13%) remains an e-commerce and cloud giant with long-term potential despite regulatory challenges.

Fast Retailing $9983 (+1,19%) (Uniqlo) is growing strongly in Asia and could establish itself as a global fashion brand.

The MSCI World ex USA as an alternative for passive investors:

If you want to reduce your US share but do not want to invest in individual stocks, you can use an ETF on the MSCI World ex USA as an alternative. Regular purchases via a savings plan can gradually dilute the US share in the portfolio.

What is your current US share? Are you planning to reallocate or are you still heavily invested in the USA?

#etfs
#stockanalysis
#tech
#dividends
#growth
#usa
#eu
#asien

The payment service provider $ADYEN (+1,42%) held its H2 2024 earnings call last week. Ingo Uytdehaage, Co-CEO, looked back on a strong year in which Adyen continued to invest in its financial technology.

These investments included products such as Uplift and Intelligent Payment Routing, which aim to balance cost, conversion and fraud. The CEO was particularly proud of the launch of SFO1, a terminal that helps retail customers optimize their customer journeys. These product innovations help to increase market share with customers, which is an important part of Adyen's growth strategy.

Ethan Tandowsky, the CFO, added that the customer focus is also reflected in the figures. In the second half of the year, Adyen increased net sales to almost 1.1 billion euros, which corresponds to growth of 22%. This growth is mainly due to the expansion of business with existing customers. EBITDA margins increased to 53% in the second half and just under 50% for the full year, due to a lower level of hiring compared to previous years.

The CEO explained that product investments such as Intelligent Payment Routing or Uplift are based on a unified platform. This platform enables access to more data, as a volume of over 1 trillion euros was processed last year. One example of this is Payment Routing for U.S. Debit, which resulted in 26% lower costs and 22 basis points higher conversion for 20 pilot customers. The number of merchants using this product has doubled in recent months. The Net Promoter Score reached an all-time high of 66.

Ethan emphasized the importance of the combination of innovation and reliability, especially on Black Friday and Cyber Monday weekend. Adyen processes around 160,000 transactions per minute and supports its customers in these crucial moments.

Examples of customers that have grown with Adyen were also mentioned: Adobe in digital, Motel One in hospitality and Spendesk as a platform merchant. Ethan discussed the regional development and emphasized that EMEA was the fastest growing region. In North America, Adyen gained market share and invested in new office space. In APAC, long-term investments were made, while in Latin America there was an acceleration on a constant currency basis.

For 2025, Adyen plans to continue investing in relevant markets, especially in North America, both commercially and on the engineering side. Margins are expected to continue to increase, but not as strongly as in the period from 2023 to 2024. Management forecast slightly accelerated net revenue growth in the low to high 20 percent range for 2025.

The Q&A session covered the following topics:

Competition in the US: Adyen is focused on creating value for its customers and gaining market share, even against competitors that compete on a cost basis.

Embedded Finance: Adyen is focusing on growth with its platforms. Many SaaS platforms already use Adyen and there is great potential for the sale of financial products. The volume of the issuing business is around 1 billion euros per year, with expense management and virtual cards being important use cases.

Growth momentum: Growth is mainly driven by the expansion of business with existing customers. The areas of digital, unified commerce and platforms are making a positive contribution.

Growth in Europe: This is a combination of growth with existing customers (e.g. Zalando) and the acquisition of new customers. Europe is benefiting from the complexity and fragmentation of the market and from the platforms.

Regulatory environment: Adyen sees the regulatory environment as an opportunity to develop products that reduce friction for customers.

Importance of an in-house solution: The approach of having everything in-house helps Adyen get more data with a single platform. With more data, Adyen can gain better insights and make better risk assessments.

Capital allocation: Acquisitions are still not a central part of the strategy. A strong balance sheet is important to gain customer confidence and support the launch of financial products.

I hope this summary has helped you.

Stay tuned!

Today an overview of what can happen to a trader like me. The day before yesterday I fell flat on my face with a derivative on $TUI1 (-0,96%) with a loss of 35%. Today my derivative is up $ADYEN (+1,42%) 60%. So the joys and sorrows are so close together. Let's see what else the day brings.