We (around 40 people from SW development) trundled into a bar after work last week and wanted to round off the evening in a relaxed atmosphere. Instead of 2 beers, there were of course significantly more and the topic of our operational business was over relatively quickly, in the end of course (once again) we only talked about AI and the discussion hype/sustainability and how each individual can benefit from it (many do without any company insurance, prefer to receive an annual bonus and invest it in the stock market).

In the end (8 beers later) there was relative agreement that it is

a) it is a megatrend with a tailwind (comparable to the internet or smartphones back then)

b) AI will change every industry (and in my opinion very quickly)

c) targeted investments will lead to significant increases in value in 5-10 years.

What has left us all with questions is the impact on the labor market. Entire industries will look completely different in the future; instead of people, there will be robotics and perhaps a handful of people monitoring everything. Where will that lead? Tax systems need to be rethought (loss of jobs = loss of wage tax and social security contributions), the education system needs to be revolutionized and so on. Where are we heading? AI user tax? Digital value-added taxation?

Very exciting with our political leaders and little hope :D

Of course, this is all minimally frightening, but it also offers us all incredible opportunities.

To return to the core issue: I think we all have an opportunity here to build massive wealth. My portfolio is extremely tech-heavy, so I'm still betting on the big players ($NVDA (+0,4%) , $TSM (+0,17%) , $ASML (-1,43%) - entire value chain for chip development), $GOOGL (+1,27%) , $META (-0,65%) . $AMZN (+0,1%) and also a few riskier ones like $PLTR (+0,57%) , $SMCP, $NOW (+0,21%) etc.).

Quantum computing would of course be the next big highlight, but that's another story.

What do you think about it? How will AI shape our generations, what social impact will it have and where are you investing?

LG Max

Until recently, close business relations with China were considered a blemish - investors punished such shares with discounts. But now the narrative has changed abruptly: Following the agreement in the trade dispute with the USA, China is suddenly being seen as an opportunity again.

"Welt" has analyzed data from the US investment bank Goldman Sachs analyzed. Goldman has compiled several indices that are heavily influenced by the China issue and which show how much of a discount the values still have.

Some European tech stocks with high China business are also identified as potential winners.

Some examples:

$ASM (-0,61%) - ASM International | Potential +27%

$ASML (-1,43%) - ASML +16%

$SHL (+1,16%) - Siemens Healthineers +26%

$MC (+0,4%) - LVMH +15%

$ADS (-0,27%) - Adidas +19%

Source: Welt, 13.05.25 (excerpt)

Before the moment is over again, I would like to take a moment to celebrate my first small milestone: after almost a year of active trading, I have reached €10,000.

Most of the time I was still a student - with small savings rates, a lot of curiosity and learning by doing (and many mistakes). I've now been working as an engineer for a month and can invest properly for the first time. I'm excited to see where the journey will take me.

I am pursuing a long-term growth strategy, but I also like the charm of dividends as a motivator. With half of the bonuses, I will probably buy individual shares or burn a penny or two by gambling.

I know things aren't going perfectly, but I'm prepared to learn from mistakes and constantly question my strategy.

One small fly in the ointment: my Mercedes shares are currently still blocked.

I look forward to your feedback, experiences and tips - on the subject of crypto, I'm still torn as to whether I've missed the party.

Savings plans: 690€

200€ - $IWDA (+0,44%)

60€ - $EIMI (-0,28%)

40€ each - $JEGP (+1,19%)
$MAIN (+3,11%)

25€ each - $NOVO B (-2,62%)
$HTGC (+1,02%)
$GOOGL (+1,27%)
$WMT (+1,58%)
$CRWD (+1,73%)
$AMZN (+0,1%)
$MELI (+0,35%)
$META (-0,65%)
$NET (+3,11%)
$ALV (+0,6%)
$WM (+1,1%)
$ASML (-1,43%)
$SAP (+0,67%)
$PLTR (+0,57%)

First of all, thank you for taking the time to read this post🙄 it's getting a bit long😅

As you know, the market has only gone in one direction in recent weeks and months📉, but now the wind seems to have changed 📈

since my portfolio presentation last year, I have now used the correction to some changes in the portfolio, which I would like to share with you 🙃 "Unfortunately" there was no reduction in the portfolio for the time being because there were too many attractive opportunities🥹

At the beginning of April in particular, I massively reduced my cash reserves and expanded or even doubled my positions. I also made a a few new additions in my portfolio begrüßen✌️(I actually had a few stocks inspired by the dear @Aktienhauptmeister 👀) Greetings go out 😆

In my portfolio introduction post, I mentioned that I would like to $DHR (+3,09%) against $SYK (+1,22%) would exchange. Now it has actually been implemented ✅ necessity is the mother of invention, which is why I have also parted with $OR (-0,8%) I also parted with

I didn't want to share all my purchases now, that would be too much, so I'll list what I bought here 🙂

I tried as best I could to increase "every" position in the portfolio a bit🧐

First of all, I'll mention the positions that were further expanded

$VWCE (+0,41%) + ~10k

$GRAB (+1,5%) + ~1k to (3.38)

$BLK (-0,34%) + ~ 1.3k (678)

$ASML (-1,43%) + ~2.7k (555,45)

$GOOGL (+1,27%) + ~ 1.5k (124,66)

$MPWR (+0,66%) + ~ 1.6k (409,21)

$SOFI (+2,03%) + ~ 0.7k (7,78)

$LIN (+0,84%) + ~ 1.1k (388,20)

$QCOM (-0,23%) + ~ 1.5k (113,62)

$CRWD (+1,73%) + ~ 0.9k (289,75)

$MSCI (-0,31%) + ~1.3k (451)

$V (+0,74%) + ~ 1.4K (274)

$AMZN (+0,1%) + ~ 1.4K (159,74/159,34)

$MSFT (+0,27%) + ~ 1.7k (335/337,75)

$MC (+0,4%) + ~ 1.9k (482,31)

$NOVO B (-2,62%) + ~ 2.5k (51,68)

$ABBV (+1,05%) +~ 1.5k (152)

$NVDA (+0,4%) +~ 2k (85,04)

$UNH (+4,71%) +~ 1.7k (336,30)

$PEP (+0,31%) +~ 1.1k (114,97)

$MRK (+1,8%) +~ 1k (67,70)

------------------

now to the new arrivals 🤩 the ones now mentioned below I opened the positions for the first time 😇

$SYK (+1,22%) ~ 2.1k (305,72)

$META (-0,65%) ~ 1.4k (467,30)

$AVGO (-2,17%) ~ 1.1k (156,76)

$ISRG (+0,41%) ~ 1.6k (398,30)

$SPGI (+0,81%) ~ 1.2k (403,22)

$ANET (-0,2%) ~ 1.8k (70,50/58,65)

$UNP (-0,66%) ~ 0.9k (187,56)

$CAT (+0,96%) ~ 1.5k (246,50)

(I hope I have not forgotten anything)

I have invested a total of about 45k and am absolutely satisfied with my investment case. Now I have no more buffer to add 🥲 in the next few months I will build up cash again 😬

Now I'm curious to see what you've bought, my dear investors?

Like for example @Aktienhauptmeister
@Max095
@Tenbagger2024
@Simpson 🫣

thanks again for reading 🥸

in that sense

have a nice weekend ✌️

...after everything here is full of Novo and I really hit the jackpot at the ATH (buy price around 115€...), I have a new entry in the pharma / medical sector :)

My investment strategy is generally "long" and the savings plans have also been adjusted:

• $VWRL (+0,84%) 300€ p.M.
• $BTC (-0,6%) 100€ p.m.
• $1810 (+2,06%) 150€ p.m.
• $489 (+0,97%) 50€ p.m.
• $DFEN (+0,86%) 150€ p.m.
• $1211 (+4,51%) 150€ p.m.
• $175 (+1,4%) 50€ p.m.
• $RTX (-0,2%) 50€ p.m.
• $RKLB (+1,02%) 50€ p.m.
• $ASML (-1,43%) 100€ p.m.
• $SHL (+1,16%) 480€ p.m.
• Gold 50€ p.m.

So total investment per month is 1680€ / savings rate per month.

Apart from that, I still hold around 5k in cash at the moment (watchlist is filled with Google and various other stocks).

I would be happy to receive feedback and wish you a nice weekend :)

LG

🖥️ Field report

Inspired by the many great members on getquin and their super contributions, I wanted to share my experiences with you with this small series of reports and give something back to the community.

I was able to increase my income enormously due to a job change, but this also means that I don't expect such an increase in my income this year.

I was able to reduce my expenses significantly compared to the previous year. Unfortunately, as I had built up credit card debt, paying it off increased my financial burden.

Fortunately, I was able to get out of this situation within a few months by being disciplined and learning how to organize my finances.

The 50-30-20 rule was a particular help to me. I also opened a smart account with C24Bank, which allows me to create sub-accounts. The sub-accounts enable me to organize different pots of money for different purposes and use them with different cards. I have set automatic saving rules via the app, which has worked very well so far.

I also use the app to track and analyze my spending and income.

My portfolio was doing very well at the beginning of the year, but then unfortunately the correction started and from February to March my portfolio was only in the red. I didn't let this put me off and kept my savings plans running continuously.

There was one change to my ETF core from February onwards: I no longer have the STOXX Europe 600 in my savings plan, but now have the MSCI Momentum and the MSCI EM Value. With Momentum, I want to focus primarily on long-term trends and not actively on certain ETF themes that may only experience a brief hype.

With EM Value, I wanted to weight EM somewhat higher, taking the value factor into account.

I have also made some additional purchases to further advance my dividend growth strategy. Assuming that the stocks I had chosen could not fall any further, I bought them and was then particularly successful with $UNH (+4,71%) and $TSM (+0,17%) were proved wrong.

To my delight $RSG (+1,28%) , $V (+0,74%) and $DE (+3,12%) held up very well despite the correction.

Before I got serious about finance and building wealth, I traded a lot in collectibles and currently have a mid to high 4 figure amount of collectibles in my inventory.

In the long term I would like to part with my collection as I have changed my mind and believe that investing so much money in old video game consoles, rated video games and Pokémon cards was not a good financial decision.

👨‍💻 Finances

🟢 Income YoY: +13.40%

🔴 Expenses YoY: -29.04%

💰 Monthly savings rate: €800

🏦 Portfolio

📊 Allocation:

📄 73% ETF

📄 24% equities

🟠 03% Bitcoin

🏎️ Performance:

📈 01/2025: +5,90 %

📉 02/2025: -1,85 %

📉 03/2025: -7,45 %

📉 YTD: -3.65 %

📉 TTWROR: -2.91%

🔥 Top performer - YTD:

🥇 $RSG (+1,28%) +15,81%

🥈 $V (+0,74%) +6,69%

🥉 $DE (+3,12%) +6,58%

🤡 Top Loser - YTD:

🥇 $TSM (+0,17%) -19,13%

🥈 $ASML (-1,43%) -10,71%

🥉 $IS3R (+0,82%) -6,37%

💹 Transactions:

🔄 03/2025: $ISAC (+0,51%) x5,55

🔄 03/2025: $IS3R (+0,82%) x2,80

🔄 03/2025: $5MVL (-0,16%) x1,83

➡️ 03/2025: $TSM (+0,17%) x1,726

➡️ 03/2025: $ZTS (+1,88%) x2,093

➡️ 03/2025: $UNH (+4,71%) x0,796

💶 03/2025: Interest +€25.29

💸 03/2025: $V (+0,74%) +1,05€

💸 03/2025: $ZTS (+1,88%) +2,28€

💸 03/2025: $UNH (+4,71%) +1,97€

🔄 02/2025: $ISAC (+0,51%) x6,8

🔄 02/2025: $MEUD (+0,55%) x0,50

⬅️ 02/2025: $BRK.B (+1,26%) +51,29€

⬅️ 02/2025: $PG (+0,36%) +543,98€

💶 02/2025: Interest +25.20€

💸 02/2025: $DE (+3,12%) +4,06€

💸 02/2025: $ASML (-1,43%) +2,68€

💸 02/2025: $COST (+1,47%) +0,03€

💸 02/2025: $PG (+0,36%) +2,83€

🔄 01/2025: $ISAC (+0,51%) x5,75

🔄 01/2025: $MEUD (+0,55%) x0,53

➡️ 01/2025: $UNH (+4,71%) x1

➡️ 01/2025: $TSM (+0,17%) x2

➡️ 01/2025: $BTC (-0,6%) x0,00111

💶 01/2025: Interest +€18.79

💸 01/2025: $RSG (+1,28%) +1,16€

💸 01/2025: $SYK (+1,22%) +0,84€

🏦 Other investments

🎰 Collectibles:

⬅️ Pokémon Black Edition 2 sealed

⬅️ Pokémon Shining Pearl & Shining Diamond sealed

🔮 Outlook

I don't expect my income to increase in the coming quarter, but I do expect my expenses to continue to develop positively, as the savings potential of the changed insurance and electricity tariffs will make itself felt over the course of the year.

The savings plans will definitely continue as before.

If the correction on the stock market continues, I will increase further positions.

I will also continue to significantly reduce my holdings of collectibles and reallocate the freed-up capital to my portfolio.

🧰 I use these tools:

🔧 Tracking investments: Getquin

🔧 Company analysis: Share finder

🔧 Chart analysis: TradingView

📢 Recommendations:

👉 Current account: C24Bank - https://s.c24.de/t1NQ7ikwwc/

Broker: Trade Republic - https://refnocode.trade.re/hfxr6pwh

#️⃣ Hashtags:

#vermögensbau
#etfs
#aktien
#dividenden