Once again in the old year $EWG2 (+0,8%) invested

Hello everyone,

I want to add a Japanese satellite to my portfolio. In future, my setup will consist of 75% core ($FWRG (+0,27%)
$EQQQ (+0,18%)
$EWG2 (+0,8%)
$BTC (-0,14%)) and 25 % satellites (e.g. $NOVO B (+8,45%)
$ASML (+0,07%)
$1810 (-1,73%)
$LMND (-3,79%)
$IREN (-0,34%)
$HIMS (-0,64%)
$601318).

After I have $6920 Lasertec and $3350 (+2,27%) Metaplanet, the decision was made in favor of $6861 (+2,91%) Keyence.

For me, it's the ideal quality anchor to balance out the volatility of my crypto bets (Irish/BTC) without sacrificing massive growth potential.

How do you currently see Japan? Are you more interested in chip stocks like Lasertec or quality machines like Keyence? 👇

Gold broke its previous all-time high of just over $4,400 today.

On that note, have a good start to the last full week of 2025 😌

$GLDA (+0,6%)
$GOLD
$4GLD (+0,6%)
$GOLD (+2,63%)
$GDXJ (-0,44%)
$GDXJ (-0,33%)
$EWG2 (+0,8%)

A joint analysis by V-Bank and the Institut für Vermögensaufbau provides fascinating insights. More than 53,000 custody accounts managed by 170 independent asset managers were examined. V-Bank is a custodian bank that holds the securities and carries out transactions on behalf of the asset managers.

The first thing that stands out is that index funds (ETFs) now dominate when it comes to equity vehicles. While actively managed equity funds account for a good eight percent of portfolios, more than eleven percent are invested in equity ETFs. The situation is different for mixed funds or bond vehicles. Here, the professionals still rely on the skills of fund managers, i.e. actively managed products.

When selecting their products, the professionals rely on the large, liquid battleships of the ETF world with low costs from well-known providers. The logic behind this is simple and consistent: maximum diversification at minimum cost. The ongoing charges of the favorites are usually between 0.07 and 0.20 percent. Special sustainability criteria hardly play a role in the choice of ETF.

One thing is striking in the construction of the underlying investments. In their global index funds, the professionals do not rely on combined products that combine industrialized countries and emerging markets in one ETF, such as the MSCI All Country World or the FTSE All World, but prefer to invest separately in the MSCI World and the MSCI Emerging Markets and can thus mix the two components individually. The advantage: the emerging markets are weighted very low in the combined products, and this problem can be better addressed by the professionals' strategy.

Gold is a must for the professionals. It is not high-tech shares or exotic theme funds that dominate the professional portfolios, but the oldest safe haven in financial history. Xetra-Gold is by far the most frequently represented product: the ETC is held in 14,180 professional portfolios. Alternatives such as Euwax Gold II can also be found thousands of times over. And the courage to be safe has been rewarded. While traditional stock markets only made moderate gains in 2025 - the iShares Core MSCI World is up around 6.3% - gold shone with an impressive performance of 47.5%. The message is clear: in uncertain times, gold is not jewelry, but a foundation.

To stabilize the overall portfolio, asset managers are also turning to bonds. Around 28% of assets are invested in bonds, preferably in corporate bonds with good credit ratings. In the ETF segment, the iShares Global Corporate Bond EUR is in the top 20, combining a defensive approach with current yields. In the current year, the ETF has made 4.4 percent, while many bond products are in the red. In the money market, the Xtrackers II EUR Overnight Rate ETF is the most popular ETF product. The principle of balance applies to currency risk: although the euro dominates at 53%, the US dollar is a key component of the hedge at 34%.

In the end, the professionals' figures do not tell a story of hectic changes of direction, but one of structure, cost awareness and clear priorities. Gold serves as both a protective shield and a yield driver. Equities are broadly and favorably represented via global, US, emerging market and Japanese indices. Fees are consistently kept low. And ETFs and ETCs are playing an increasingly important role: almost 20 percent of customer funds are now invested in these instruments - and the trend has been rising since 2023.

This is a reassuring realization for the overburdened private investor. There's no need to reinvent the wheel. A look at the books of the professionals shows that it is often the simple, cost-effective and broadly diversified solutions - supplemented by a good portion of gold - that point the most reliable course in a storm.

$4GLD (+0,6%) | $EWG2 (+0,8%) | $CSEMU (-0,01%) | $EIMI (-0,07%) | $MEUD (+0,26%) | $EXSA (+0,27%) | $XMME (+0,12%)

Source text (excerpt) & graphic: World, 20.12.25

Sentence with X, probably nothing...

As the good Warren used to say, rule number 1 is:

Never lose money.

And rule number 2:

Never forget rule number 1

But the most important thing is that I was better than @DonkeyInvestor 😜

But joking aside, what was the problem?

Short and sweet, $BTC (-0,14%) and $ETH (+0,39%) are highly weighted in my portfolio.

I did make a few profits at the beginning of the year with $BTC (-0,14%) and in the middle of the year with $ETH (+0,39%) but obviously not enough. 😅

The fact that the overall portfolio has remained green is due to the fact that my multi-factor strategy on the equity side has beaten the market.

Emerging markets and value stocks have massively outperformed this year.

It is therefore not surprising that the ETF that has performed best is an EM value ETF $5MVL (+0,33%)

Apart from factor funds, gold has also boosted the portfolio considerably,

although it is only part of the investment reserve. However, I'm starting to have too much of it, which is why I'm currently trying to have parts of my $EWG2 (+0,8%) and sell it tax-free. (you have to do this in Austria)

Which is going more badly than right and Flatex and the Stuttgart Stock Exchange are currently passing the buck back and forth. (for 2 months) 😩

When the process is completed, I may write a report on my experiences.

What will change in 2026?

Nothing really, the portfolio will remain as it is, in rising prices $BTC (-0,14%) and $ETH (+0,39%) sold off further until my crypto allocation is just under 10%. (it is currently ~16%)

Should crypto continue to fall and fall below the targeted 10% allocation, I can imagine $BTC (-0,14%) to buy more.

In the meantime, I will continue to $IQSA (+0,15%) position further and wait for setbacks to take new positions in $GTIS (-0,66%)
$DE000LS9UK98 (+0,02%) and $C9DF (-0,31%) build up or $U5W0 (-0,22%) buy more. 😘

Oh yes, and the annual return of the MSCI World in EURO $IWDA (+0,22%) is ~ 6.7% and not 20!

Dear getquin team. Please stop $AAPL (-0,98%) to compare with 🍐.

$BTC (-0,14%)
$EWG2 (+0,8%)

$EWG2 (+0,8%) has already been down around 1% for half an hour, at least the selling price. The spread has widened to almost 2%.

$IGLN (+0,52%) is close to 0%.

Something is wrong. This is not normal.

Risk of failure? Delivery problems?

To all $EWG2 (+0,8%) I would advise all holders to keep a closer eye on the next few days and possibly swap into other ETCs.

Your Epi

My path to financial freedom. My investment horizon is around 15 years.

• Monthly savings rate 2600 Euro
• 1000 Euro ETF savings plan
• 1150 Euro individual shares
• 400 Euro BTC savings plan + 20000 Euro cash still invested to reach 20 % of the portfolio
• 50 Euro P2P Go&Grow

Target weighting

30 % ETF $SP20 (+0,69%)

30 % shares

$AMD (-0,4%)
$ASML (+0,07%)
$SHOP (-0,53%)
$NOW (-2,53%)
$NU (+0,71%)
$META (+0,28%)
$FTNT (-1,11%)
$ANET (+0,4%)
$NFLX (-0,35%)
$APP (-1,24%)
$CRWD (-1,44%)

20% Bitcoin $BTC (-0,14%)

10% gold $EWG2 (+0,8%)

5% P2P Bondora Go&Grow

5% Cash cushion $ERNX (+0,09%)

the strategy is always individually adapted.

For those who have no plans today,

Aswath Damodaran (if you don't know him, please google him) has made a short but very precise analysis of gold as an investment.

Highly recommended!

https://youtu.be/FdlCocXHnMs?si=TyIjsezV_5QwLTXb

For those who prefer to read it:

https://aswathdamodaran.blogspot.com/2025/11/a-golden-year-2025-golds-price-surge.html?m=1

$4GLD (+0,6%)

$GLDA (+0,6%)
$EWG2 (+0,8%)
$IGLN (+0,52%)

$DE000EWG0LD1 (+1,07%)

I'm still studying and whenever I get a fixed salary, I get paid first. The last few months I've invested riskily and without a salary. Besides that, I want to bring some kind of order and automatism. My portfolio strategy is risk-taking, but still focused on growth with stability. I still have plenty of time, hopefully. The percentages are not set in stone, but the portfolio should already have a safe haven.

My current budget is €250:

50% in $HMWS (+0,21%) = 125€

16% in $BTC (-0,14%) = 40€

4% in $ETH (+0,39%) = 10€

10% in $EWG2 (+0,8%) = 25€

20% in various shares = 50€

Gladly feedback!