19H·

Portfolio Check

What do you think of my portfolio?

Current: 36, married, 3 children, house paid off in 5 years.

Goal: 55 retirement -> So I have roughly 20 years...

Strategy:

- 50% FTSE AllWorld $VWRL$VWRL (+0.13%)

- 25% Growth: Tech stocks $NVDA (-1.12%)
$PLTR (-1.21%)
$MSFT (-1.78%)
$TSLA (-0.53%) + $BTC (+0.39%) (still waiting for setback for entry)

- 25% Gold $EWG2 (-0.07%) / $IGLN (+0.02%)

Do you think the strategy is too boring?

Gladly feedback and sunny greetings to all!

5 Comments

19H

You are currently still a little way off your strategy....... Gold at 35%, the FTSE AllWorld only at 10% etc. ...........But your approach is good, even if I personally would weight gold at a maximum of 10%. But then also include BTC with 10% after a setback. In other words, my allocation would be something like this: 50% ETF; 10% gold; 10% BTC; 10% cash reserve; 20% tech stocks. Should be 100% if I've calculated correctly......😎 On the other hand, you still have enough time and could also weight the individual share portion a little more heavily with Groth shares and reduce the ETF somewhat. (just my opinion, not investment advice)

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Bameos@Bameos

18H

@Cato_Bamboo Yes, I am still far from the final distribution target. I'm not adding any more gold either. The rest will go into single + AllWorld + possibly BTC over the next few years

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Epi@Epi

19H

The planned allocation looks reasonably okay. Somewhat under-diversified due to the individual stocks. Actually, 60% ACWI, 30% gold, 10% BTC is enough.

But what is your strategy? 🤷

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Bameos@Bameos

18H

@Epi The strategy is to make money work and at least compensate for inflation. And if possible, to have saved enough for retirement from 55+x.

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Pascal W.@pwasbeer

17H

UNH is really a disaster huh

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