23 years young, NVIDIA was my start in 2019 👍🏽

I think we all realize here that we are in an elitist bubble that makes comparisons unnecessary.

In other words: I repeatedly read here about wonderful descriptions of prosperity, each within their means. One is a hard-working truck driver and has already saved and earned a considerable deposit at a young age. The other is equipped with a large budget thanks to his inheritance and is constantly and successfully increasing it. I personally celebrate every single story here anew every time.

At this point, I would like to take this opportunity to praise the entire community. I have always liked Getquin because it feels like there is no envy or resentment. No matter how big someone's fortune is ... at best, people look at it with admiration and orient themselves towards it. If only it were like that everywhere in society.

However, my second point comes directly here and refers once again to the aforementioned bubble in which we (are allowed to) move ... Humility is somehow part of it and at best reminds us all, but definitely reminds me personally, from the beginning and again and again, that this prosperity is something special and anything but self-evident.

Of course, on the way to this prosperity, we have also had to make sacrifices and learn or cultivate virtues - for example, I donate goods to the food bank every year for holidays, and children in particular simply receive gifts that they want or urgently need. (How do you do it?)

I digressed a bit...sorry!

So now to the main topic (without wanting to start a big sh** comparison here) ... I'm simply interested in whether my discipline so far has led me in the right direction despite starting my career late.

As of today, I can call myself the owner of the following goods:

100m2 maisonette in a very good and sought-after location - worth around 450k (bought for 270k)

Deposit size currently 211k (start 10/2019 at 0)

Physical gold (coins/cuffs/pocket watches) value approx. 7.5k

Art paintings (17th-19th century) Value approx. 20k

Relatively old but well-loved luxury cars, both efficient and inexpensive to maintain: Value approx. 15-18k

Rolex Datejust steel/gold - value approx. 2-3k

In everyday life I like it classic and inconspicuous, so there are no other riches in this sense.

Great friends, colleagues and family available and priceless. No amount of money in the world can replace health. But all this is only mentioned here in passing 😄

Age: 40

Roughly estimated assets, as of today: 710k

Educational background: Academic with a doctorate, managerial position in employment.

Current savings rate: 3k

Looking forward to your feedback and success stories 🙂

1000 thanks in advance and continued bubbly returns to you all 🫡

Your EvD

I'm currently on vacation in Antalya and my portfolio has reached the 300,000 euro mark after 27 years without an inheritance.

I am 26 years old, married and the proud father of a young daughter who is currently 7 months old. At a stage in my life when many people are still thinking about "investing at some point", I have made a conscious decision to build up long-term assets - not only for myself, but also for the financial security of my family.

My portfolio:

My portfolio currently stands at around € 176,000, built up through consistent investing and a clear strategy. My focus is on two core ETFs:

• Vanguard FTSE All-World UCITS (A2PKXG) - distributing, globally diversified, basic building block
• Vanguard FTSE All-World High Dividend Yield (A1T8FV) - for solid cash flow via dividends

This is supplemented by targeted individual stocks (Allianz, BlackRock, Realty Income) to increase dividend & sector diversity.

My strategy:

• 70/30 split between All-World & Dividend ETF
• Savings plan: currently €1,000/month, from September €1,300/month
• Additional €1,000 extra investment every year in December
• 100% of dividends are reinvested
• Rebalancing as required - no hectic reallocation

Target:

Long-term wealth accumulation, financial independence and a steady passive income from dividends.

I look forward to seeing how the portfolio develops. Always open to feedback or exchange!