I’m 18, taking my high school graduation exams, have a long-term investment horizon, and am willing to take on a higher level of risk. With Claude’s help, I’ve put together a potential portfolio where I’d like to invest my money, since I’ve saved about 4,500€ through my job and other sources.

Component 1: The ETF Savings Plan as a Foundation

For some time now, I’ve been contributing €120 per month to a FTSE All World ETF and have already built up a base of €720 in it.

• Existing positions:

Microsoft (€515, +28%)

Amazon (€260, +30%) -> considering selling

Sofi Technologies (€245, -2.5%)

HubSpot (€188, -6.4%)

Lemonade (€170, -16%)

Building Block 2: The New Growth Portfolio (€4,500)

For my growth portfolio, I’m deliberately **not** investing €4,500 in other well-known mega-caps that haven’t yet been fully priced in by everyone:

$MPWR (+0,13%)

$PODD (+3,06%)

$HUBS (+4,22%)

$AVAV (+1,69%)

$VRT (-3,41%)

$SOFI (+5,66%)

$LMND (+3,98%)

I’m always open to suggestions for improvement and feedback😄

The ETF savings plan remains the actual foundation of my wealth-building strategy—everything else is a deliberately riskier supplement on top of that, not the other way around.

I just bought some shares in the U.S. right before the market opened, and the sell-off prices were at $LMND (+3,98%) and $VRT (-3,41%) to add to my position. At $VRT (-3,41%) it’s already paid off so far, up 5% in an hour.

Hello,

I signed up $LMND (+3,98%) ubd $HOOD (+1,96%) . The stop was triggered yesterday.

Today, with this capital $MCD (+1,34%) and $PNG (-3,56%) bought more.

$HEI (+1,44%) They’ve made it back into my portfolio after being on the watchlist for a long time.

What do you think?

$MC (+3,61%)
$MBG (+1,28%)
$ULVR (+1,79%)
$PYPL (+0,96%)
$NBIS (+2,17%)
$SPGI (+3,55%)
$UPS (+1,79%)
$KO (-0,33%)
$GLW (-1,69%)
$BA (+1,91%)
$KER (+2,79%)
$ENPH (+3,62%)
$NXPI (+4,19%)
$STX (-4,72%)
$BE (-0,7%)
$V (+1,65%)
$MDLZ (-0,04%)
$000660
$P911 (+0,82%)
$BN (+2,45%)
$RMS (+4,09%)
$BAS (+0,31%)
$AG1 (+4,89%)
$LMND (+3,98%)
$SOFI (+5,66%)
$NDX1 (+6,67%)
$TER (-3,22%)
$GD (-0,2%)
$APH (-2,04%)
$AIR (+3,44%)
$SBUX (+3,37%)
$CMG (+0%)
$META (-1,01%)
$FTNT (-1,72%)
$QCOM (+2,32%)
$LRCX (-3,49%)
$HOOD (+1,96%)
$ARM (+2,36%)
$MSFT (+0,39%)
$CVNA (+4,46%)
$005930
$SU (-1,4%)
$INGA (-0,77%)
$OR (+3,68%)
$BMW (+1,15%)
$BATS (+2,2%)
$MA (+2,02%)
$ADS (+2,61%)
$SHEL (-0,43%)
$RACE (+2,15%)
$RDDT (+6,79%)
$TEM (+4,32%)
$COIN (+4,59%)
$AAPL (-1,15%)
$AMZN (-0,3%)
$CCO (+1,61%)
$LIN (-1,06%)
$ABBV (-0,57%)
$PUM (+3,49%)
$HAG (+3,43%)
$XOM (-1,87%)
$CVX (-2,02%)

$LMND (+3,98%) I'll just call it bad timing...😅🤣

Sale of $LMND (+3,98%) and reallocation to $TPRO (-8,57%)

May was a good month with a return of +6.24%.

The YTD is with +6% finally back in the green. 📈

The winners in May are:

$RKLB (+2,28%) with a plus of almost 83% 📈

$IREN (+0,15%) with a plus of over 46% 📈

$ONDS (+3,99%) with an increase of over 40% 📈

Losers in May are:

$PNG (-3,56%) with a minus of over 2% 📉

$MDB (+2,48%) with a minus of almost 2% 📉

$ASML (+0,03%) with a minus of almost 2% 📉

New stocks found their way into the portfolio:

$MDB (+2,48%) , $ASML (+0,03%) , $SU (-1,4%) , $VSTM (+16,22%)
$CLBT (+4,21%)

Other values had to give way:

$LMND (+3,98%) , $OHB (+0,53%) , $ZTS (+3,23%) , $TEM (+4,32%) , $DR0 (-2,97%) , $MSFT (+0,39%)

A realignment of my strategy is planned from next month. The aim is to build up a core. This is currently still at a portfolio size of just under 54%. $4GLD (+0,79%) . This is to be left behind, instead the $ (+0%)VWRL (+0%) is to be saved with €20 per day.

In addition, I started my small AI project Velocity. More details on this in the last post.

According to the figures $LMND (+3,98%) well.

On the other hand $SOFI (+5,66%) has ended its recovery for the time being.

$VZ (-0,26%)
$DPZ (+2,66%)
$CDNS (-1,78%)
$BARC (+1,14%)
$SPOT (+1,29%)
$BP. (-1,42%)
$SPGI (+3,55%)
$KO (-0,33%)
$UPS (+1,79%)
$AIR (+3,44%)
$SBUX (+3,37%)
$ENPH (+3,62%)
$NXPI (+4,19%)
$STX (-4,72%)
$BE (-0,7%)
$V (+1,65%)
$MDLZ (-0,04%)
$HOOD (+1,96%)
$MBG (+1,28%)
$UBSG (+0,89%)
$DBK (-0,03%)
$LMND (+3,98%)
$SOFI (+5,66%)
$TER (-3,22%)
$ADS (+2,61%)
$ABBV (-0,57%)
$G24 (+7,29%)
$WM (+3,78%)
$APH (-2,04%)
$CMG (+0%)
$GOOG (-0,32%)
$META (-1,01%)
$MSFT (+0,39%)
$AMZN (-0,3%)
$005930
$BAS (+0,31%)
$SU (-1,4%)
$INGA (-0,77%)
$ULVR (+1,79%)
$IDR (+0,71%)
$DHL (+2,1%)
$CAT (-1,77%)
$MA (+2,02%)
$PUM (+3,49%)
$MRK (-1,9%)
$CNHI (-0,84%)
$LLY (+2,99%)
$FSLR (-0,25%)
$WDC (-1,43%)
$RBLX (+7,29%)
$RDDT (+6,79%)
$SNDK (-1,61%)
$AAPL (-1,15%)
$TWLO (+0,27%)
$EL (+4,87%)
$CL (-0,05%)
$XOM (-1,87%)
$CVX (-2,02%)

Like many others, March is my worst month in 2026 and the first red month.

After all, the YTD is still +0.49% on the reporting date 31.03. 📈

The winners in March are:

$3750 (-5,51%) with a plus of over 23% 📈

$LMND (+3,98%) with a plus of over 21% 📈

$ETH (-0,26%) with an increase of over 7% 📈

Losers in March are:

$SOFI (+5,66%) with a drop of almost 11% 📉

$4GLD (+0,79%) with a minus of almost 10% 📉

$RBRK (+4,23%) with a minus of almost 6% 📉

However, it was possible to increase or add new stocks at favorable prices.

As I still have almost 35-40 years ahead of me as an investor and am therefore only just starting out, I take a very relaxed view of the whole thing.