Motivation problems. After reaching 100k last year after 4.5 years of investing, I'm still stuck close to the limit due to the turbulence this year and have now jumped over it again.

However, I currently lack a new goal that I can work towards within a certain period of time.

Due to my move, I'm also already behind with my investment goals and have the feeling that I'm not getting anywhere despite the high savings rate...

After the somewhat more restless phase, I was undecided as to whether I should run my savings plans on a monthly or weekly basis. The only option that was out of the question for me was to suspend. In the end, I stuck with monthly deposits. And how do you handle this?

Many investors ask themselves how they can best utilize dividends, especially when the ETF $VWRL (+0,79%) is in the red. A clever strategy: use dividends to invest anti-cyclically.

Instead of stubbornly reinvesting everything, you could do as I did, for example:

• "If my ETF is below the entry price, I'll buy more of the ETF."
• "If the ETF is up, I'll invest the dividends in a more promising asset like Bitcoin $BTC (-0,26%)."

In this way, you strengthen the cost-average effect in the ETF and give your dividends an extra chance of growth when market sentiment is strong, without immediately becoming too speculative.

Discipline beats timing - but with a well thought-out rule, you can combine the two.

How do you handle your dividends - do you reinvest them in the traditional way or do you also use them strategically?

Easter greetings from your Lord Vader!

#Investieren
#Finanzen
#Dividenden
#ETFStrategie
#LangfristigInvestieren
#CostAverage
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#Aktien

Participation of emerging markets, as this has been completely disregarded to date. I am therefore reducing my US exposure somewhat and hope to be even more diversified. NASDAQ 100 is traded as a satellite ETF.

Let's see what happens.