Vanguard FTSE All-World ETF

Hurts to buy at ATH $VWRL (+0,4%)

But in order to stay true to the strategy, 400 flow into the ETF every week...

Are you currently buying anything?

How do you deal with purchases near the ATH?

Hello dear community!

I would like to ask you for some advice. 🙏🏻

(First of all, I am very happy to have found this platform and would like to thank you for all the added value from so many active people here).

Briefly about me:

I am now 25 years old and a complete beginner.

A year ago I didn't even know what a share was, let alone anything about the financial market, economic events etc etc....

After a year of "being a sponge", i.e. soaking up knowledge about all sorts of things at any free time in order to gain a foothold here, I have definitely discovered a passion.

Further on in the text...

Having a lot of cash is a horror for most people, according to the comments under some portfolio ideas... 😂

I've been hesitating to put my cash into the market for weeks because I always thought "hey, a stronger correction should be coming slowly" ...😂🤦🏼‍♂️

(As you have noticed many missed opportunities)

Speaking in numbers:

• I currently have €130,000 invested
• Cash around €500,000
• Monthly income approx. 80,000€+- currently

As I have only just started and am very careful with the money I have earned myself, I would now like some advice.

Clear goal: long-term, buy and hold

I have a wife and 2 year old daughter ... so I would hate to mess things up for our future and accordingly I didn't want to take any big risks with lots of individual stocks (no experience in analysis etc) ... I also now have exactly €50,000 of the €130,000 in $VWRL (+0,4%) .

The rest is in stocks like Visa, Microsoft, McDonalds, LVMH, ASML. I will simply hold these stubbornly for many years.

In the first few months of my year now, I played the "back and forth empties my pockets" game with smaller amounts and paid a lesson...😂

But long story short...Now I keep wondering how many of you would act in my situation and specific numbers with the current world events, economy, data, etc....

Just blow it all up in VWRL and open the app again in 5-10 years? 😂

Wait for a strong correction?

Cash in 10-20k a month in tranches?

Half of the cash in and half for the possible correction?

Would you rather buy a property? In Germany?

Gold? Crypto? ...

Allocate well or specifically overweight something?

I don't expect detailed explanations on specific areas or anything else in response to my unqualified post, but appreciate any comments and appreciate everything!

But to conclude kommen⤵️

What would YOU do in my situation?

If there are a lot of answers, I could use them to form the advice I'm hoping for.

Thank you very much for reading and for any answers.

I'm not particularly good at being brief, sorry...😭

LG

Use premiums sensibly. 🚀

On into December. November was extremely (good), mainly driven by Palantir.

An update on the portfolio. My 'Dull Seven' - a nice boring 7 positions (2 ETFs and 5 individual stocks).

Long-term investment strategy with an investment horizon of another 15-18 years. From then on it would slowly move towards retirement. I have been invested since 02/2023.

The ETFs as my main investment with currently just under 37% (depressed by Palantir) and the goal of reaching 50-60% at some point.

• $VWRL (+0,4%) FTSE All-World to keep US below 60% in the long term. (savings plan)
• $VUSA (+0,37%) S&P 500 extra to take advantage of slightly higher returns compared to the All-World. (savings plan)

Plus a handful of individual stocks:

• $MSFT (+1,35%) for long-term blue chip growth with a small dividend. (savings plan)
• $8001 (-0,13%) long-term strong growth and a decent dividend. (savings plan)
• $ALV (+0,96%) as a long-term runner with a decent yield and very good dividend. (savings plan)
• $BA. (+0,34%) back in since September. (savings plan)
• $PLTR (-3,3%) as a long-term tech bet with +190% so far/since November '23. Additional purchases when opportunities arise.

Hello everyone,

I would like to get your opinion on my strategy.

I have two ETFs as core: 1. $FGEQ (-0,18%) 2. $VWRL, here my question would you save both or would you only save one of these two?

I am aware that these two ETFs are actually identical, but I would like to pursue a dividend strategy in addition to the $VWRL (+0,4%) I would also like to pursue a dividend strategy, as I simply like these distributions.

Furthermore, I also have $KO (-2,47%) , $O (-0,14%) , $NESNE , $MSFT, where I am also focusing on dividends and dividend growth.

I know I'm 26 years old and I should actually be looking more at returns, but I believe that consumer stocks will come to the fore again in the next few years.

Over the next few months, I plan to add stocks such as $QCOM (+0,06%) , $CAT (-0,39%) , $DTE (-1,08%) , $ALV (+0,96%) so that I will have German stocks in my portfolio as well as American stocks.

I look forward to hearing your opinions, thank you.

Good evening everyone,

I wanted to briefly introduce my portfolio. Actually nothing special so far. The focus is on the $VWRL (+0,4%) I save 500 euros per month.

The individual shares in my portfolio were bought on hearing and saying without doing much research.

But I will hold them for the time being. $GOOGL (+1,76%) Possibly add to them.

I'm not following any real strategy, I just want to build up a financial cushion as best I can. And keep it as simple as possible.

Greetings to all

#etfs
#portfoliofeedback

Yesterday I received my 13th salary and today I added half of it to my world ETF. My goal is 25 to 30% of the portfolio in the All World ETF. The rest will remain single stocks😄

Hello everyone,

I have recently started investing and would like to hear your opinions on my investment strategy.

I can save around €3,000 per month. I invest €2,000 of this in ETF savings plans:

• 700 € in the FTSE All-World $VWRL (+0,4%)
• 
  1,000 € in the S&P 500 Core $CSPX (+0,38%)
• 
  100 € in the VanEck Semiconductor $IE00BMC38736 (+0,79%)
• 
  100 € in the S&P 500 Info Tech $IUIT (+1,46%)
• 
  100 € in the Xtrackers Artificial Intelligence $XAIX (+1,89%)

I also invest €1,000 per month in growth stocks.

I am aware that some sectors in my ETFs and even shares overlap. However, as I am deliberately aiming for an overweight in the tech sector, I am following this strategy.

I look forward to your feedback and advice! #etfs
#stockanalysis
#tech
#investing
#growth