Hi everyone,

I often read posts here where people ask for feedback, but the story behind them is missing. That’s why today I’d like to share my own portfolio—and my story—in a completely transparent way.

A little about me:

I’m 31 years old and have been active on GQ for quite some time. My current net worth of just under 1.28 million euros is the result of my own hard work. Even as a child, I would occasionally try out potentially profitable business ideas on the side to earn some money—and six years ago, I took the plunge into self-employment.

I now have two companies in different industries. It became clear to me quite early on that I needed a high, recurring active income if I wanted to build up a certain level of wealth, so I left my full-time job fairly early on.

For the next 12 months, I’m planning on a monthly income of approximately 30,000 euros. In addition, I naturally have recurring income, which can fluctuate up or down over the long term.

My goal is to continue growing this wealth prudently so that I can eventually live entirely off the dividends. Currently, for tax reasons, I hold portions of two stocks ($MSFT (-0,5%) and $NOVO B (-0,27%) ) are held as individual positions in my holding account, and the rest is held in my personal account.

My Strategy and the Core of the Portfolio

I follow a classic core-satellite approach. The core—which I intend to use later as a kind of pension substitute—consists of two ETFs: the $HMWO (-0,37%) and the $QQQ. (+0,72%) I’m aware that these two holdings overlap; I continue to contribute to both monthly via a savings plan.

The individual stocks and my problem children

When it comes to individual stocks, I look for a combination of long-term trends and reliable cash flow. On the one hand, I deliberately overweight tech stocks and future classics such as $MSFT (-0,5%) , $GOOGL (+0,89%) , $NVDA (+1,14%) , $META (-2,33%) , $AMZN (+1,11%) and $AAPL (-0,53%) , because I am firmly convinced that these industries will continue to perform well in the coming years.

For my dividend strategy and the necessary cash flow, I’ve invested in quality stocks such as $ALV (-1,79%) , $MUV2, $NOVO B (-0,27%) and $UNH (+0,31%) in my portfolio. This is complemented by classic dividend-paying stocks such as $BATS (-0,49%) , $SIE (-0,71%) , $ARCC (-1,1%) and $O (-0,9%).

But let’s be honest: values like $MPW (-7,22%)
$PYPL (-0,97%) , $BAYN (-2,14%) or gambling $LILM aren’t performing at all as once hoped.

In the crypto sector, $BTC (+0,81%) as the largest holding, along with a small amount of $SOL (-0,94%) and $XRP (+2,64%) the whole thing—in the future, I’ll consolidate everything into the position $BTC (+0,81%) and add a little $4GLD (+1,09%) to it.

What’s Next

At the end of this month, I’m expecting a large incoming payment of around 50,000 euros. I’d like to split the amount and invest it both in the $HMWO (-0,37%) as well as specifically into my dividend stocks to further strengthen the foundation.

The goal is to reach a portfolio value of 1.5 million by the end of the year.

Feel free to share your thoughts—I look forward to the discussion :-)

The crypto market can seem extremely overwhelming at first. Thousands of coins, wild hype, and complicated jargon. But don’t worry: You don’t have to be an IT genius to get started with Bitcoin.

Here are the absolute basics every beginner needs to know to avoid costly mistakes:

1. What is Bitcoin, anyway?

Bitcoin is digital money. It’s the world’s first decentralized monetary system, meaning no single entity has sole control over it. The most important thing to know: There will never be more than 21 million Bitcoins. Unlike the euro or the dollar, Bitcoin can’t simply be printed. This makes it a hedge against inflation in the long term.

2. The biggest mistake:

“I can’t afford a whole Bitcoin.” You don’t have to buy a whole Bitcoin! One Bitcoin can be divided into 100 million smaller units called Satoshis (or “Sats”). You can easily get started with €25, €50, or €100.

3. The golden rule:

DCA (Dollar-Cost Averaging) Don’t try to time the market perfectly—even professionals rarely succeed at that. The most stress-free and statistically successful strategy for beginners is a savings plan (DCA). For example, you buy the same amount every month or every week. When prices are high, you buy less; when prices are low, you buy more. This completely takes emotion out of the equation.

4. Not your keys, not your coins 🔑

When you buy Bitcoin on an exchange (such as Trade Republic, Coinbase, or 21 Bitcoin), the coins are initially stored there. That’s perfectly fine to start with. But if you’re building up larger sums over the long term, you should look into cold storage (hardware wallets). Only when you hold the private keys yourself do the Bitcoins truly belong to you.

5. Think in years, not days

Bitcoin is volatile—which means its price fluctuates wildly. Don’t let days with red numbers make you nervous. Bitcoin isn’t a “get-rich-quick” scheme, but rather a long-term technology for preserving purchasing power. Historically, anyone who has held Bitcoin for at least four years has almost always come out ahead.

💡 Takeaway for getting started:

Set up a small savings plan, let it run in the background, and use the time to educate yourself. Understand what Bitcoin is and how it works—you don’t become a Bitcoin enthusiast overnight!

If you have any questions, feel free to post them in the comments! 👇

If you’re ready to dive deeper down the rabbit hole, here are some recommendations for you:

- My 8-part post series “How Does Bitcoin Work?” on my Getqin profile

https://getqu.in/AyMKTo/

- *The Bitcoin Standard* by Saifedean Ammous (book)

- If you’re not much of a reader, check out “Bitcoin with ODB,” “The Exit Manual,” and “Blocktrainer” on YouTube!

Do you already have Bitcoin in your portfolio, or are you still watching from the sidelines? Let me know in the comments, and feel free to follow me!

$BTC (+0,81%)
#bitcoin
#crypto
#investing
#finanzen
#krypto
#anfänger
#dca

Hey everyone,

As mentioned several times in the comments on my last post, I fell victim to FOMO and jumped on the Bitcoin bandwagon.

Since Strategy was just a quick “gamble,” I’ve now taken my profits, but I’m still holding onto my Bitcoin position.

Have you $BTC (+0,81%) invested?

$BTC (+0,81%) 😁

The CPI (U.S. inflation indicator) wasn’t the only inflation story last week. U.S. diesel prices have risen above $6 per gallon for the first time, and the price of oil in Shanghai rose significantly as China appears to be slowing the drawdown of its reserves—a bad sign for global inflation that aligns with Iran’s interests ahead of the midterms. Coupled with robust labor market data and strong inflation, the Fed has little room to maneuver. This is also unfavorable for the Treasury: Interest rate hikes directly impact debt service costs, while buybacks have so far failed to depress long-term yields.

The bigger factor for growth is likely to be the wave of AI investment. Whether the massive AI spending will pay off is becoming more questionable: Frontier models do not consistently outperform cheaper open-source alternatives, and the circular investment structure could become a problem if rising long-term interest rates make financing more difficult.

The bottom line is that monetary policy #bitcoin short-term potential. Both plausible outcomes—a recession accompanied by interest rate cuts, or yield control that tips into fiscal dominance—boil down to the same devaluation scenario, an environment that $GOLD and $BTC (+0,81%) favors.

You can invest in Bitcoin through the following platform: $BITC (+6,01%)

The latest U.S. inflation data is dampening hopes for a rapid easing of monetary policy. In particular, the surprisingly high core inflation rate increases the risk that the Federal Reserve will maintain a restrictive stance for longer or raise interest rates again. For #bitcoin this represents headwinds in the short term: Following inflows of about 1.3 billion U.S. dollars the previous week, investors have withdrawn 243 million U.S. dollars from digital asset investment products so far this week. A sustained break above $80,000 is therefore likely to be more difficult for the time being.

In the medium term, however, the picture could change. The U.S. Treasury is already stepping up its repurchases of long-term government bonds, but has barely managed to lower yields as a result. Persistent inflation and fiscal concerns have so far overshadowed the impact of these purchases. If financing costs remain high, political pressure for a significantly larger buyback program could increase.

Such an intervention would exacerbate concerns about government debt, fiscal dominance, and the dollar’s long-term purchasing power. It is precisely this environment that reinforces the narrative of monetary devaluation, from which scarce assets such as $BTC (+0,81%) and $GOLD could benefit.

$BITC (+6,01%)

Subscribe to the podcast to help keep Bitcoin tax-free.

Spotify

https://open.spotify.com/episode/5aQzxTJlGifaiuR9LM9hnK?si=G_Komv5iR0e99Xwje3BTXw

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https://openyoutu.be/KyUhFelsSWE

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$ORCL (-1,9%)
$ADBE (-1,56%)
$CRWD (-3,33%)
$AAPL (-0,53%)
$BTC (+0,81%)
$ETH (+0,89%)
$SOL (-0,94%)
$COIN (+11,66%)

The latest CPI data was not good news for $BTC (+0,81%). Core inflation came in slightly higher than expected, thereby increasing the likelihood that the Fed will remain hawkish—just when the market had been hoping for weaker inflation data to serve as a catalyst for a breakout above $80,000. This sentiment is also reflected in fund flows: After about $1.3 billion in inflows into digital investment products last week, outflows of $243 million have been recorded so far this week.

The real catalyst, however, could come from the U.S. Treasury. Despite larger purchases at the long end, the expanded bond buyback program has so far failed to push yields down noticeably—a sign of the enormous pressure on the bond market caused by fiscal concerns and a persistently high term premium. If this continues, pressure will mount on Treasury Secretary Bessent to intervene more aggressively—with rising oil prices breathing down his neck, the risk of a significantly larger, “bazooka-style” purchase program increases.

Such an escalation would further fuel the debasement narrative, which has recently been $BTC (+0,81%) and $GOLD . The situation for #bitcoin is thus two-sided: in the short term, the CPI figure is a headwind, but the bond-buyback program—which has been ineffective so far—could become one of the stronger catalysts in the medium term.

(Author: James Butterfill, CoinShares’ Head of Research)

You can invest in Bitcoin through the following vehicle: $BITC (+6,01%)

CoinShares has launched the CoinShares Bitcoin Mining UCITS ETF, which is listed on Xetra under the ticker symbol MINE. The fund offers investors regulated and diversified access to publicly traded $BTC (+0,81%)mining companies without #bitcoin holding them directly.

The Ireland-domiciled UCITS ETF physically and fully replicates the CoinShares $BTC (+0,81%) Mining Index physically and in full. The index is administered by Solactive and, in addition to company size, takes into account factors such as hashrate, cost efficiency, profitability, balance sheet strength, energy efficiency, and governance.

Key details: Ticker MINE, ISIN IE0008EKJPN4, TER 0.65% p.a., quarterly rebalancing.

This product may be of interest to investors seeking access to the Bitcoin ecosystem’s infrastructure but $BTC (+0,81%) do not wish to hold it directly. At the same time, the ETF remains exposed to $BTC (+0,81%)price risk and the specific risks of the mining sector.

This is a marketing communication. The CoinShares Bitcoin Mining UCITS ETF is passively managed and aims to track the performance of the underlying index. Its trading price on the secondary market may deviate from both the net asset value (NAV) and the value of the underlying index. Shares in a listed UCITS (“UCITS ETF”) purchased on the secondary market generally cannot be sold back directly to the listed UCITS. Investors must buy and sell shares on the secondary market through an intermediary (such as a broker), which may incur costs. In addition, investors may pay more than the current net asset value when purchasing shares and may receive less than that value when selling them. Before making a final investment decision, please review the prospectus and the Key Investor Information Document (KIID). These documents, as well as information on the portfolio and the index, can be found on the website: CoinShares ETPs – Dokumente & Factsheets.

$BITC (+6,01%)