XRP is not just another currency; it is built on speed, scalability and real-world application. Imagine XRP accounting for 25% of global SWIFT traffic by 2029 - that means it moves more than $1.25 trillion in value daily. On an annual basis, that's over $456 trillion.

Based on token velocity models, where XRP circulates 5 to 10 times a year, a price between $0.45 and $0.91 per token would be sufficient to handle that scale. But if the velocity becomes lower (say 1 to 2 times per year, as in institutional applications), then a price of $100 to $500 suddenly becomes within reach. And should XRP really become the standard for cross-border payments, it could go even higher.

I am not a day trader. I invest consistently, long-term, and believe in fundamental adoption. Ripple is already working with hundreds of financial institutions. And let's face it - SWIFT is slow, expensive, and outdated. If XRP partially replaces this system, then even a modest investment like mine could develop into something big. My strategy is simple: patience, discipline and faith in technology with real global impact.

Let XRP prove what it can do. And I'm already in the front row. $XRP (+0,34%)
#xrp
#crypto

... but is the altcoin season coming or not?

This question is currently causing a lot of discussion in the crypto community. While some are speculating on another explosive move in Bitcoin (often referred to as the "banana curve"), I am personally rather skeptical - for several reasons.

1. market capitalization as a brake on exponential growth

The total crypto market capitalization is currently (as of July 2025) over USD 2.36 trillion (2,360,000,000,000). In previous cycles, the market was much smaller, which meant that massive capital inflows could cause extreme price increases relatively easily - especially for $BTC (+0,05%) . Today, a similar rally would require billions of fresh funds. It seems unrealistic that these funds would flow exclusively into $BTC (+0,05%) would flow exclusively into Many market participants have diversified their strategies. The market itself has also changed significantly and is pricing in euphoria more quickly.

2. altcoin indicators are green

A look at the Altcoin Season Index shows: We are now (as of July 20, 2025) at the 50 point mark - a traditional signal that altcoins are starting to outperform bitcoin in terms of gains. Historically, this is an early indicator of an altcoin season. Bitcoin dominance is also falling further below the 60-65% mark - another signal that capital is being shifted into smaller coins. $ETH (+0,08%) , $SOL (+0,29%) and other layer 1s are already picking up strongly. In addition, many sectors (AI coins, meme coins, DeFi) are performing above average.

3. further arguments for a possible altcoin season

• $ETH (+0,08%) / $BTC (+0,05%) -Pair shows relative strength of Ethereum versus Bitcoin - typical precursor of altcoin runs.
• Fresh liquidity from institutional products (e.g. Ethereum ETFs, spot products in the pipeline).
• The retail market is slowly reawakening, resulting in more volume for smaller projects.

⚠️ But, but, but...

It remains to be seen whether this really is an all-encompassing altcoin season or just a sectoral hype. Individual altcoins are rising, which does not necessarily mean the end of an overall rise. However, there is still a healthy degree of skepticism - especially in a highly volatile market.

My personal outlook

In the long term, I see great potential for $BTC (+0,05%) as a basic digital asset and hedge against inflation. I am equally confident $ETH (+0,08%) with its dominant smart contract position. $SOL (+0,29%) shows impressive technical progress and network activity. And also $XRP (+0,34%) remains on my watch list - particularly with regard to institutional applications in payment transactions.

Even though I am currently gradually exiting my large and small positions, I am now (after the last 4 years of experience) only positioning myself in the above-mentioned assets and holding them for 15+ years.

👉 What do you think? Have we already reached the altcoin season or is this just an interim high? Which coins are you watching particularly closely at the moment?

Let's have an objective discussion. 💬📈

I have been holding since around November 2024 $XRP (+0,34%) and have since achieved a nice return. I already realized profits in December, but the position has since grown too large in my portfolio again. That's why I'm now considering how best to proceed.

Should I take some or all of the profit out now and return the amount to my purchase price to minimize the risk?

Or should I follow the motto "A running horse is not slaughtered" and let the profits continue to run?

I look forward to hearing your experiences and opinions - what makes the most sense for you in a situation like this?

Thanks in advance!

🚀 XRP is shooting up! What happens next?🌟

XRP breaks records and crosses the $3 mark with an impressive 56% increase! 📈 Trading volume explodes, and analysts predict price targets of $3.40 to even $5 in 2025, with optimistic scenarios as high as $10 in 2026. The RSI hints at a possible short-term correction, but sentiment remains bullish, in part due to Bitcoin's record run above $118K. 💪

Legal front? The Ripple-SEC case is nearing an end with a possible $50M fine, and the Govil case offers hope. 📰 Ripple's partnerships with BNY Mellon and Archax strengthen the adoption of XRP and RLUSD, while tokenized real estate on the XRP Ledger opens new doors. 🚪

With this mix of price increases, legal advances and technological innovations, XRP is poised for an exciting future! 🌍 $XRP (+0,34%)