The fourth largest inflows in history, with assets under management (AuM) reaching an all-time high of USD 244 billion.

$ETH (-1,85%) led with inflows of USD 2.87bn (77% of total volume) and increased year-to-date (YTD) inflows to a record high of USD 11bn, significantly outperforming $BTC (-0,57%) significantly outperforming the proportional comparison.

$SOL (-1,65%) and $XRP (-2,48%) recorded inflows of USD 176.5 million and USD 125.9 million respectively. In contrast, Litecoin and Ton saw outflows of USD 0.4 million and USD 1 million respectively.

Find out more: https://bit.ly/45oqinz

📜 Ripple is allowed again sell securities to private investors again - a step that had been blocked for years.

🔥 Why this is bullish for $XRP (-2,48%) is:

🐂 New money inflow:

More investors = more demand for XRP for the Ripple ecosystem.

💼 Confidence signal:

Despite legal dispute, Ripple gets green light - this seems like a silent recognition by the SEC.

🌍 Market signal:

Other countries & investors see: Ripple stays in the game → higher trust → stronger adoption.

📈 Chart action:

For hours, the bull 💃🐂 - the news fires up momentum traders and FOMO buying.

💭 My conclusion:

This news is more than just symbolism - it opens Ripple a direct capital channelwhich should also push the XRP price in the medium term. 🚀

A shortsqueeze is probably imminent

Digital investment products recorded net inflows of USD 572 million last week, according to CoinShares' research department. This made up for part of the outflows of USD 1 billion in the previous week, which were triggered by weak US labor market data.

The turnaround followed the US government's decision to allow cryptocurrencies in 401(k)-type funded retirement plans. Ethereum dominated the market with inflows of USD 268 million, bringing year-to-date cumulative inflows to a record USD 8.2 billion. Assets under management (AUM) rose to USD 32.6 billion, an increase of 82% in 2025. Bitcoin also recovered with inflows of USD 260 million, while short Bitcoin products recorded outflows of USD 4 million.

Diversification into altcoins

Trading volumes in digital asset ETPs were down 23% month-on-month, reflecting the summer slowdown. By region, the US led with USD 608 million in inflows, followed by Canada with USD 16.5 million, while Europe saw combined outflows of USD 54.3 million in Germany, Sweden and Switzerland.

Altcoins also gained, indicating continued diversification beyond Ethereum and Bitcoin:

• $SOL (-1,65%) (+21.8 million US dollars)

• $XRP (-2,48%) (+18.4 million US dollars)

• $NEAR (-1,66%) (+10.1 million US dollars)

The decision on 401(k) plans represents an important step for mass adoption and should boost long-term demand. Together with the Ethereum record and the Bitcoin recovery, the market is entering August in a positive mood - despite the continued uncertain macroeconomic environment.

A portfolio that supports long-term, solid growth and remains balanced. The focus is on global diversification, strong dividend payers, stable industry leaders and a targeted admixture of future-oriented stocks, including in the crypto sector.

✅ = already available

👀 = on the watchlist, interesting in terms of price soon

❌ = not yet interesting in terms of price at present

ETF selection

• FTSE All World ✅ = Global basis, broadly diversified. $VWRL (+0,44%)
• 
  MSCI World Tech ✅ = Focus on innovative technology stocks.
• Defense USD 👀 = Stability through defense and security.
• FTSE High Dividend 👀 = Dividend-oriented addition.

Single stock focus

Energy & commodities:

Shell ✅, Chevron 👀, Exxon 👀, Rio Tinto ❌ $SHEL (+0,18%)
$CVX (+0,72%)
$XOM (+0,76%)
$RIO (-0,17%)

Insurers & reinsurers:

Munich Re ✅, Hannover Re ✅, Swiss Re ❌, Allianz ❌, Swiss Life AG ❌ $ALV (-0,28%)
$SREN (-0,08%)
$SLHN (-0,8%)
$HNR1 (-0,7%)
$MUV2 (-0,91%)

Finance & payment transactions:

Brown & Brown ✅, Marsh & McLennan ✅, Visa ✅, Mastercard ❌, PayPal 👀 $PYPL (+2,38%)
$BRO (-0,72%)
$MMC (-1,25%)
$V (+0,74%)
$MA (+0,33%)

Technology & data:

Alphabet 👀, NVIDIA ❌ , Palantir ❌,

Amazon 👀, Apple ❌, Microsoft ❌, Baidu 👀 $9888 (+1,68%)
$AAPL (+0,28%)
$GOOGL (+2,32%)
$PLTR (+1,15%)
$NVDA (+0,78%)

Health & consumption:

Novo Nordisk 👀, Zoetis 👀, Coca-Cola ❌, Walmart 👀, United Health 👀 $UNH (+0,36%)
$NOVO B (+2,41%)
$ZTS (-0,34%)
$KO (-1,66%)
$WMT (-2,04%)

Automotive & Mobility:

BMW ❌, Mercedes 👀, Tesla ❌ $TSLA (+5,25%)
$BMW (+0,96%)
$MBG (+1,75%)

Cryptos

• XRP ✅ $XRP (-2,48%)
• 
  RENDER ✅ $RENDER (-2,46%)
• 
  Bitcoin (BTC) ❌ $BTC (-0,57%)
• 
  Solana (SOL) 👀 $SOL (-1,65%)
• 
  Ethereum (ETH) ❌ $ETH (-1,85%)

For the weekend

Strategy remains: Patience, discipline and an eye for opportunities.

📈🌾

🚀 XRP: The Sleuth for a 10x Future?

$XRP (-2,48%) is on the eve of what may become the biggest transformation in payments since SWIFT. With its lightning-fast transactions and minimal costs, XRP could become the standard infrastructure for international payments.

📊 Scenarios for XRP in the 3-5 year term:

Scenario + Expected Return +Explanation.

Conservative +100% (2x) Adoption in niches, stable regulation

Average +500% (6x) Greater integration in banks / remittance

Bull case +1,000% (10x) Mass adoption as standard payment layer

For investors who dare, XRP can offer an asymmetric return offer: limited loss potential, but huge profit opportunities.

No financial advice...

Hello dear GetQuin Community,

briefly about me

I am Leon 23 years young

I have been working as an electrician since 2018, first as an apprentice and since 2021 as a journeyman (training shortened from 3.5 years to 3 years), in the meantime I have specialized in network technology (copper and glass)

So I build network cabinets, whether in new buildings or in existing industrial plants.

I have been investing since 2021 but really actively and with a clear strategy since the beginning of this year

In the beginning, I was still living for the day and simply "gambled away" money or sold good stocks due to money worries.

In the meantime, the experiences I have had have taught me that the most important thing is to have a nest egg.

I am expecting my first child in December, so I have increased my nest egg again (4 instead of 3 monthly salaries)

As I will be moving into a much larger apartment this month and at the same time a much cheaper apartment, my savings plans currently look like this

510€ total per month

350€ $VWRL (+0,44%)

20€ $NVDA (+0,78%)

20€ $AMZN (+2,06%)

20€$O (-2,05%)

20€$ASML (+1,56%)

20€$MSFT (-0,35%)

30€$BTC (-0,57%)

15€$ETH (-1,85%)

10€$XRP (-2,48%)

5€$SOL (-1,65%)

ohhh that doesn't look good. $BTC (-0,57%)
$ETH (-1,85%)
$SOL (-1,65%)
$XRP (-2,48%)

If the USA bans exports, as with $NVDA (+0,78%) then the product is simply too cool ~>strong buy you like to lever the dip

If crime is on the rise, then you also like to have a solution like $PLTR (+1,15%) - has anyone ever looked at the correlation? strong buy

If you believe in the future of btc - and I do - but have missed the boat, the logical decision is $MSTR (+5,19%)

ubd ultimately $TSLA (+5,25%) Tesla- yes guys Elon has a plan that is starting to come out more clearly - disruption - on total line - while Tesla has sold the most vehicles for four years just to collect data, Bobs are following suit - and building eautos 😂 in 5-10 years no one will want to own a car - Tesla has the safest autonomous driver and is uncatchable on data.

that would be my savings plan if I were 16 again

ah yes, and then there's $XRP (-2,48%) Xrp - highly speculative - but still the biggest position in my portfolio - why? Because a better solution to Swift has been needed for a long time - and it doesn't have to be communist.

peace ✌️ and happy earnings!