October was yet another volatile month for my portfolio. Unfortunately, last week pushed my portfolio back into the red after things had actually been looking pretty good in the first half—but what can you do? In any case, I’m now just barely in the red YTD as well... 😅

Last week, in particular, really took a toll. I have no idea if we’re currently witnessing the bursting of the AI bubble, but in any case, tech stocks took a real hit. But it wasn’t just tech that was affected—precious metals took a hit too. If you believe what’s on the internet, the reason is that investors had to close out long positions to meet margin calls on AI stocks. And despite the correction in precious metals, they’re still looking good for the year so far. Whether that’s true or not, I have no idea. We’ll see how things play out in the coming weeks! 😉

Portfolio overview:

👉🏻 October:

Starting balance: 1,444,708 euros + 600 in cash

End: 1,390,997 euros + 801 in cash

Deposit: 2,750 euros

Loss: -56,260 euros (-3.89%)

While the loss is largely attributable to precious metals, I was at least able to achieve some small successes on other fronts. I closed out my positions in $PEP (+1,65%) (Pepsi), $MCD (+1,84%) (McDonald’s), and $ELLRY (+3,49%) (ElringKlinger) with a profit of about 10% each. I’d say that’s not bad for just a few weeks. I also sold and then repurchased my Grenke shares ($GLJ (+2,12%) ) and bought them back. This allowed me to realize a loss of around 22,000 euros and get a small tax refund. Otherwise, I increased my position in Vonovia ($VNA (+4,1%) ) slightly.

My portfolio restructuring toward a more stable, conservative portfolio is also making progress. While I still had 9,200 euros in an All-World fund last month, that amount has now grown to 17,000 euros. For November, I expect to break the 20,000-euro mark. November is bonus month, and at the same time, a few employee stock awards will be granted. I plan to invest both amounts entirely into my ETF positions.

Current progress toward goals:

👉🏻 Money market account -> 50,000 euros: 750 euros

👉🏻 All-World / All-Cap ETF -> 1,000,000 euros: 17,142 euros

So much for October! I estimate that November’s performance will depend heavily on how the situation surrounding AI stocks unfolds and whether Trump decides to attack Iran following Tuesday’s midterms. There are plenty of signs pointing in that direction. One thing is certain… it’s going to stay turbulent! So buckle up!! 😉

➡️🆓: On my way toward 4 million in total assets, I’m now 44.0% of the way to my goal.

Here’s to successful stock market trades! 😊

No bets or 50/50 odds for the future.

Just boring companies that are there, have always been there, and will hopefully always be there… at least in my generation.

My portfolio has nothing special about it. I just like industries that work and generate recurring revenue. Something where you don’t have to think long and hardwhether you need the products or not. For me, there are two options:

Do I need it? Or don’t I?

If the company isn’t really necessary , then I don’t want it.

The business models of my companies that I particularly like are:

TJX:
$TJX (+2,04%)

(Everyone knows it, and almost everyone has been inside at some point.)

McDonald’s:
$MCD (+1,84%)

(No need to explain.)

CME Group: $CME (+1,13%)

(A futures exchange—you don’t see it, but the world needs it to function.)

Rollins:
$ROL (+1,08%)

Pest control (yes, there are government regulations for pest control)

Meta:
$META (-0,52%)

The companies mentioned above—and every other company in the world—need to reach their customers somehow. Meta can reach almost everyone.

Actually, I don’t comparisons to the index, because a portfolio can perform poorly for years and suddenly after the fifth bad year, it can sky .

That’s how it was for me… After about 6 years, my portfolio, after underperformed outperformed the All World (on a since-inception basis).

On top of that, there are all gains and dividends... after all, profits should be tangible (just my opinion)

Which industries/companies do you find unique?

Maybe someone can suggest some companies to me— that you don’t see, but that are always there?

That would be cool.

Image generated with AI :)

$EL (+0,74%)
$TEM (-0,58%)
$VRTX (+4,12%)
$AAPL (+1,5%)
$PLTR (-5,83%)
$ON (-0,14%)
$ZAL (+5,35%)
$BAYN (+3,13%)
$DOCN (-5,52%)
$SHOP (+1,05%)
$RACE (+0,44%)
$PFE (+1,43%)
$PS (+1,02%)
$DUOL
$SMCI (-7,44%)
$CPNG (+6,47%)
$BMW (+4,77%)
$NOVO B (+4,63%)
$UBER (-0,18%)
$CVS (-2,15%)
$DDOG (-20,25%)
$MCD (+1,84%)
$FSLY (-1,93%)
$HUBS (+1,24%)
$ELF (+0,86%)
$QCOM (-2,12%)
$ARM (-6,24%)
$SNAP (+0,3%)
$APP (+0,26%)
$MELI (+1,05%)
$FIG (-0,79%)
$SHL (+2,49%)
$DHL (+1,89%)
$RHM (-2,04%)
$LMND (+2,14%)
$OSCR (+8,4%)
$LYFT (-0,5%)
$DBX (+1,71%)
$ABNB (+3,37%)
$NET (-5,71%)
$TEAM (-0,76%)
$LITE (-5,64%)
$IREN (-8,85%)
$OKLO
$MRNA (+1,69%)
$UAA (+0,42%)

@NichtRelevant . Looks like the McRib is back. You'll just have to dig a little deeper into your pockets. $MCD (+1,84%) 🚀

Today I made a small adjustment to my portfolio by $VNA (+4,1%) . I had to take advantage of the price drop in response to the earnings forecast revision.

However, since I’m currently short on available capital, I had to sell a portion of my McDonald’s holdings. I bought my most recent positions at around 208 euros, so I made just under 10% in a few weeks! That’s not too bad... 😊

$MCD (+1,84%) - I missed out on the last McRib!!! 😭😭😭. It's sold out, and today is the last day!

So, the next purchases have been made—here’s a brief overview of the structure.

95% goes into securities, just under 2.5% into gold, and 2.5% into fixed-income securities.

Of that, just under 78% is in ETPs and the remaining 22% in stocks.

As for sector weighting, currently just under 28% is in financials, 22% in information technology, 9% in semiconductors, 8% in real estate stocks, and ~6% in major banks; the rest is further diversified.

What is the goal? Well, part of the goal is to preserve and grow capital—as we all know.

To that end, my father and I decided to use a ready-made ETF ($GERD (+0,7%) ) that has a weighting of just under 75%. About 5% is in gold and an overnight swap. The remaining 20% consists of individual stocks, such as $MP (-0,88%) ,$PG (+1,03%) ,$JNJ (+2,34%) , $CAT (-3,89%) or even $KHC (+2,99%) .

How do we determine which stocks to include in the portfolio—specifically, the background stocks required for Ki, such as $MP (-0,88%)
$CMS (+0,42%)
$CRWD (-0,5%)
$RKLB (-2,24%)
$SYM (-1,47%) and $AVGO (-3,09%) . The key factors for these companies are, first and foremost, energy consumption, security, raw materials, robotics, and systems.

However, we’ll also include a few standard holdings in the portfolio, such as $SHEL (+0,03%)
$MCD (+1,84%)
$TSLA (-5,45%)
$CVX (-0,85%) or $BAC (+0,94%) . Since, in our opinion, these are strong and important fundamentals.

As I said, in a few days there will most likely be a portfolio post where you can critique it however you like.

This is currently our decision and strategy, and thanks to it, we’re already up nearly 20k in profit since our first purchases this week.

Best regards. ✌🏻

I got paid for my side job, and with what was left over, I bought a few new things.

First, I expanded my precious metals collection. Three beautiful new coins. I now have 5 troy ounces of silver.

Plus, I spent 100€ at McDonald’s.

Personally, I’m proud of what I’ve accomplished.

Have a great weekend, and here’s to successful investments for all of you! 🎉💪🏻