I would say it was good. But that's not quite true, the dividend was good.

That's why I'm not in the red. I'm keeping the other half of the position for now. We're hoping for better times in the future. The money will go into $TDIV (+1,68%) hopefully it will be blessed with a better return.

$MBG (-0,26%) Does anyone hold shares in N26 - the dividend should have been issued on May 12, but I still haven't received any payment.

Enough for a few Siku cars for the son 😊

You are happy about the dividend, even if the share is not performing excellently 😗

Hey everyone,

Unfortunately, not every sale is a profit - I'm currently down around 30% with BMW, Mercedes, VW and Porsche Holding.

$VOW (-0,37%)
$MBG (-0,26%)
$BMW (+0,29%)
$PAH3 (-0,35%)

The dividends are nice, but what would you do? Hold or sell?

Alternatively, I would shift them into an ACWI ($ISAC) (+1,53%) to shift them.

Thank you for your assessment!

Greetings Dagobert

Today I would like to hear your opinion :)

First of all, a brief introduction to myself:

I am 35 years old, married and have 2 children.

We live in a house and almost 10 years ago I bought my mother an apartment in which I support her financially.

Accordingly, I am paying for almost 2 properties.

My portfolio is a good mix (for me) of BTC/dividends & growth.

I buy the Mercedes shares annually as an employee package; the performance is strongly positive in real terms, but I have included them here as they also arrive in my portfolio.

$BTC (+1,17%) I have been saving €100/month for years.

my other current savings plans:

$MSFT (+0,93%) 200€/month

$GOOGL (+3,98%) 100€/month

$HTGC (+3,15%) 50€/month

The savings plans are not set in stone and will be adjusted from time to time,

The target value for shares is €3000-3500 for the time being.

the kids are now in daycare for another year + one 3 years, after which the savings rate will be adjusted upwards again (daycare fees currently ~500€/mth).

$MBG (-0,26%)
$BLK (+1,26%)
$MO (+0,29%)
$ULVR (+0,55%)
$P (-0,38%)$MCD (+0,06%)
$JPM (+1,68%)

Trump signs decree to mitigate tariffs for carmakers + DHL slightly increases operating profit + Mercedes-Benz posts another profit slump at the start of the year + Hims & Hers enters into partnership with Novo Nordisk + Spotify disappoints with outlook for the second quarter + PayPal disappoints with revenue

Trump signs decree to mitigate tariffs for carmakers

• US President Donald Trump has signed a decree to mitigate tariffs for car manufacturers.
• An order signed by Trump on Tuesday stipulates that car manufacturers will not be subject to multiple "overlapping" tariffs.
• Companies that pay tariffs of 25 percent on foreign-built cars should not also have to pay a 25 percent tariff on steel or aluminum, according to a representative of the Department of Commerce.

DHL $DHL (+1,58%)increases operating profit slightly

• DHL performed surprisingly well in the first quarter with moderate revenue and profit growth.
• However, Group CEO Tobias Meyer referred on Wednesday to the economic environment, which was characterized by general restraint as well as US customs and trade policy.
• The management confirmed its forecast for the year, although possible effects from changes in US customs and trade policy are not included in the targets.
• Revenue rose by 2.8 percent to a good 20.8 billion euros in the first quarter, DHL announced in Bonn on Wednesday.
• Of this, almost 1.4 billion euros remained before interest and taxes (EBIT), which is 4.5 percent more than a year ago.
• The free cash inflow increased by more than 17 percent to 732 million euros, which was also higher than estimated on the market.
• The same applies to the profit attributable to shareholders, which rose by a good 6 percent to 786 million euros.
• Annual targets confirmed without customs consequences

Mercedes-Benz $MBG (-0,26%)another profit slump at the beginning of the year

• The car manufacturer Mercedes-Benz continued to struggle at the beginning of the year due to weak business in China.
• In the first quarter, the DAX-listed company's profits plummeted by almost 43 percent to 1.73 billion euros, as the Stuttgart-based company announced on Wednesday.
• Turnover fell by a good 7 percent to 33.2 billion euros because, as already known, sales had shrunk worldwide. In day-to-day business, i.e. before interest and taxes, the result slipped by almost 41 percent to 2.29 billion euros due to the difficult situation.
• In the important passenger car division, the adjusted operating profit margin, which is highly regarded by investors, shrank by 1.7 percentage points to 7.3 percent.
• This was a smaller decline than analysts had feared.

Hims & Hers $HIMS (+8,82%)enters into partnership with Novo Nordisk $NOVO B (+3,18%)enters into

• Danish drugmaker Novo Nordisk has partnered with Hims & Hers Health HIMS to sell its popular weight-loss drug through a bundled offering on the telemedicine company's platform, the two companies announced on Tuesday.
• Customers will get access to offerings of all dosage strengths of Wegovy and a membership starting at $599 per month, Hims said.
• The offer will be available on the Hims & Hers platform starting this week, it added.
• The companies are working on a longer-term roadmap of bundled offerings that will have a unique consumer rating and pricing that we hope to unveil in the coming quarters, Hims CEO Andrew Dudum said.
• Earlier this month, Hims announced that it plans to sell Eli Lilly LLY's Zepbound through its platform.
• While Novo's Wegovy and Lilly's competing drug, Zepbound, were in short supply, several telehealth companies were allowed to sell cheaper copies of the treatments.
• The brand-name drugs have since been removed from the U.S. Food and Drug Administration's shortage list, which could limit mass production.
• Dudum added that the company will continue to offer personalized compound versions of semaglutide on its platform.
• Semaglutide is the active ingredient in Novo's Wegovy.

Spotify $SPOT (+0,43%)disappoints with second quarter outlook

• After a strong start to the year, music streamer Spotify is expecting less momentum in the second quarter.
• In the short term, some disruptive noise is to be expected, said company boss Daniel Ek on Tuesday, according to a statement on the presentation of quarterly figures.
• The number of monthly active users, an important indicator for advertisers, for example, is likely to grow less strongly in the current quarter than recently.
• The forecast disappointed analysts' expectations.
• Spotify shares came under pressure in pre-market trading and lost six percent.
• However, Ek remains confident in the long term.
• Spotify's freemium model gives customers a lot of flexibility in uncertain times.
• Users can choose between a free, ad-financed offering or paid premium services.
• In the first quarter, the number of premium subscribers rose surprisingly sharply by twelve percent to 268 million.
• Monthly active users increased by ten percent to 678 million.
• Spotify expects a further increase to 689 million in the second quarter - although analysts had more on the cards here.
• Sales rose by 15 percent to 4.2 billion euros at the start of the year.
• Thanks to lower expenditure on personnel and marketing, the operating result soared from 168 million euros in the same quarter of the previous year to 509 million euros.
• Here too, however, experts had expected more from the music streamer in advance.

PayPal $PYPL (+1,71%)disappointed in sales but EPS up

• Earned more in the first quarter of 2025.
• Earnings rose from USD 0.830 per share to USD 1.29 per share, meaning that the company performed better than the market had expected.
• Analysts had previously estimated EPS of USD 1.16 per share.
• On the sales side, things went better than a year ago: revenues rose from 7.699 billion US dollars to 7.791 billion US dollars.
• However, this disappointed analysts' expectations, which had previously stood at 7.85 billion US dollars.

Wednesday: Stock market dates, economic data, quarterly figures

Stock exchange trading in Sweden shortened

• ex-dividend of individual stocks
• Hochtief EUR 5.23
• Morgan Stanley 0.93 US

• Quarterly figures / company dates USA / Asia
• 02:00 Samsung Electronics quarterly figures
• 12:30 Caterpillar | GE Healthcare Quarterly figures
• 22:00 Meta | Qualcomm | Align Technology quarterly figures
• 22:05 Microsoft | Ebay | Allstate quarterly figures

• Quarterly figures / Company dates Europe
• 06:45 Societe Genera | Equinor | UBS | Banco Santander quarterly figures
• 07:00 OMV | DHL | Fuchs | Kion | Mercedes-Benz | Nemetschek
• 07:00 Wacker Chemie | Arcelormittal | AMS-Osram | DSM-Firmenich
• 07:00 Siltronic | Credit Agricole quarterly figures
• 07:30 Erste Group Bank | Aixtron | Compugroup Medical | Volkswagen | Adyen
• 07:30 Baader Bank | Befesa | Deutz | Drägerwerk | Fielmann quarterly figures
• 08:00 LPKF Laser | Repsol | Air France-KLM | Barclays | GSK quarterly figures
• 08:00 Stellantis 1Q revenue and sales figures | Mercedes-Benz analyst conference
• 08:30 DHL PK
• 09:00 Iberdrola | Aston Martin quarterly figures
• 09:15 Mercedes-Benz PK
• 10:00 Sto SE Annual Results | Gea Group | Knorr-Bremse | Munich Re | RWE AGM
• 10:00 Fuchs PK | DHL Group Analyst Conference
• 11:00 Atoss Software AGM
• 11:30 OMV Analyst Conference
• 12:00 Fuchs Analyst Conference
• 15:00 Kion Analyst Conference
• 17:45 Airbus quarterly figures + PK

• Economic data

03:30 CN: Purchasing Managers' Index/PMI manufacturing (CFLP/National Bureau of Statistics) April FORECAST: 49.8 previous: 50.5 | Purchasing Managers' Index/PMI non-manufacturing (CFLP/National Bureau of Statistics) April FORECAST: n.a. previous: 50.8

03:45 CN: Purchasing Managers' Index/PMI manufacturing Caixin/S&P FORECAST: n/a previously: 51.2

07:30 FR: GDP (1st release) 1Q | Private Consumption March

08:00 DE: Retail Sales March seasonally adjusted real FORECAST: -0.2% yoy previous: +0.3% yoy | Employment March | Import/Export Prices March Import Prices FORECAST: -0.8% yoy/+2.4% yoy previous: +0.3% yoy/+3.6% yoy

08:45 FR: Consumer prices (preliminary) April PROGNOSE: +0.4% yoy/+0.7% yoy previous: +0.2% yoy/+0.8% yoy HICP PROGNOSE: +0.4% yoy/+0.7% yoy previous: +0.2% yoy/+0.9% yoy

09:55 DE: Labor market data April seasonally adjusted unemployment rate FORECAST: +20,000 yoy previous: +26,000 yoy Unemployment rate seasonally adjusted FORECAST: 6.3% previous: 6.3%

10:00 DE: GDP (1st release) 1Q calendar and seasonally adjusted yoy FORECAST: +0.2% yoy Q4: -0.2% yoy Q4 calendar-adjusted yoy FORECAST: -0.2% yoy Q4: -0.2% yoy

10:00 IT: GDP (1st release) 1Q FORECAST: +0.2% yoy qoq/+0.4% yoy 4th quarter: +0.1% yoy qoq/+0.6% yoy

11:00 EU: GDP (1st release) 1Q Eurozone FORECAST: +0.2% yoy/+1.0% yoy 4th quarter: +0.2% yoy/+1.2% yoy

11:00 IT: Consumer prices (preliminary) April FORECAST: n/a /+2.0% yoy previous: +0.3% yoy/+1.9% yoy

14:00 DE: Consumer prices (preliminary) April PROGNOSE: +0.3% yoy/+2.0% yoy previous: +0.3% yoy/+2.2% yoy HICP PROGNOSE: +0.5% yoy/+2.1% yoy previous: +0.4% yoy/+2.3% yoy

14:15 US: ADP Labor Market Report April Private Sector Employment PROGNOSIS: +120,000 jobs previously: +155,000 jobs

14:30 US: Labor Cost Index 1Q PROGNOSE: +0.9% yoy 4th quarter: +0.9% yoy

14:30 US: GDP (1st release) 1Q annualized PROGNOSE: +0.4% yoy Q4: +2.4% yoy GDP deflator PROGNOSE: +3.0% yoy Q4: +2.3% yoy

15:45 US: Chicago Purchasing Managers Index April FORECAST: 45.5 previous: 47.6

16:00 US: Personal Spending and Income March Spending / Income FORECAST: +0.5% yoy/+0.4% yoy previous: +0.4% yoy/+0.8% yoy

Hello everyone,

Having only entered the stock market in February, I have decided to make a radical change today: I want to restructure my portfolio towards a dividend portfolio.

About the savings plan: Monthly deposits, duration: until retirement, i.e. around 38 years.

The aim is not necessarily to be able to live off the dividends, but rather to use them as a nice extra. An average dividend of 4% p.a. would be desirable.

About the portfolio:

The portfolio should consist of a 60/40 ratio of dividend-paying ETFs. The background to this is that I want to diversify as widely as possible. I currently have the $VHYL (+1,23%) with just under 25%, the $ZPRG (+0,73%) with just under 22% and the $IMEU (+0,54%) with just under 13%.

The remaining 40% of the portfolio should consist of equities. And this is where your expertise is needed: which high-dividend stocks with future potential would you no longer want to do without in your portfolio?

To begin with, I have opted for $ALV (+0,57%)
$VOW (-0,37%)
$MBG (-0,26%)
$O (+0,63%)
$ULVR (+0,55%)
$INGA (+0,57%) and $BAS (-0,19%) today.

I would like to have a total of 20 shares with 2% each in my portfolio. These should be as diversified as possible - both in terms of sectors and regions - even if the ETFs already contribute to this. Speculative shares may be included, but only sporadically.

Thank you very much and I look forward to your feedback!