Hello,

I need the opinion of the community.

Should I use the $IWDA (-0,6%) and $EIMI (+0,2%) and put the entire budget into the $VWCE (-0,53%) into the

I would have everything covered with one ETF. Does this make sense?

Any further comments and improvements are welcome.

Thank you very much

small milestone. Perhaps just a brief snapshot but a good feeling nonetheless 🍺

What would you change about my portfolio?

My next step is $TSLA (+2,79%) to minimize the portfolio at a good opportunity and $EIMI (+0,2%) and increase the

Hello, GetQuin community. I have been a silent reader for quite some time now and wanted to share my portfolio with you.

First of all, I am M22 and started investing in the market in 2020 with small amounts. I currently still live at home with my parents. I have a completed apprenticeship, but I decided to catch up on my A-levels to be able to study. I also have a part-time job.

• My savings rate is therefore only €300 a month
• 100€ goes into a call money account as a reserve
• 200€ goes into my savings plans which I list below

My strategy is a classic core-satelite strategy to build up a small fortune for the future.

The core therefore consists of 4 ETFs which I invest in monthly as follows:

• 60€ $XDWD (-0,45%) MSCI World ETF to cover the most important companies from developed markets.
• 25€ $EIMI (+0,2%) MSCI EM ETF to also cover emerging markets.
• 20€ $XDWT (-0,8%) as I would like to invest more specifically in the IT sector, because I think that this will continue to experience major growth in the future.
• 20€ $SAEU (-0,11%) I specifically wanted to save in this ETF to increase the European share and because I am very convinced of the weighting of the companies.

Now I come to my individual shares in the savings plan:

• 10€ $LIN (-1,13%) Linde convinced me very early on, and not just because I deal with them every day at work. Good growth and, in my opinion, a strong future.
• 10€ $PG (-0,18%) Strong products, my daily companion in the care and household sector.
• 10€ $DHR (-0,08%) My favorite in the life science sector, I think Danaher will be back in the future.
• 10€ $DTE (-0,27%) As a German company, I can no longer imagine telecommunications without it.
• 10€ $DE (-0,31%) John Deere is an emotional investment (🥹) I was already a big fan of Deere machines as a child. Today still a progressive company in my opinion.
• 10€ $NKE (-1,08%) Fundamentally a very successful company, I am a fan of the company history and the shoes, think that Nike will sooner or later return to its former strength.
• 10€ $WM (-2,57%) Waste disposal and recycling are becoming increasingly important, environmental solutions are a big issue. Why not WasteManagement?
• 5€ $CSCO (-2,53%) Big player in the field of cybersecurity, which is becoming increasingly important. I am convinced of the company.

I also hold shares in a few other companies, the reasons for which are described below:

• $SHEL (-1,48%) I bought some time ago, important and large energy company. I will continue to hold them in the future.
• $NESN (-0,54%) I bought them back then and am now just waiting to be able to sell them at a positive price.
• $NU (-1,57%) I am convinced of the company, I think that Nu will have a successful future.
• $O (+1,24%) I only save Realty Income through the cashback offer from TR, simply to get a few monthly dividends for a good feeling.

I don't save my cryptocurrencies monthly. I started putting a super small amount into Bitcoin early on. I just leave it to work.

$BTC (+0,06%)
$SOL (+0,46%)

I would now appreciate a little feedback, criticism and food for thought.

Thank you very much

Hello everyone,

I am 21 years old and currently studying, my monthly savings rate is currently 1500€. My investment horizon is 20+ years, I'm long-term oriented, interested in financial markets and listen to podcasts like "Alles auf Aktien" and similar, but I don't want to do daily analysis, so I'm currently focused on ETFs.

Current assets:

Portfolio

Small experiment with crypto, which I would like to focus on again

Nest egg with approx. 3 monthly salaries

My goal:

I would like to set up my portfolio in a globally diversified and future-proof way in the long term, and I wonder whether the S&P 500 is still useful in my case, since the FTSE All-World already has ~60% US exposure

Planned reallocation:

I am thinking about stopping the S&P 500 savings plan and possibly also selling existing shares in order to reallocate the capital as follows:

$VWCE (-0,53%) 60%

$EIMI (+0,2%) 20%

$WSML (+0,03%) 10%

$EWG2 (-0,15%) 5%

Crypto 5% (possibly $BTC (+0,06%) savings plan)

My questions:

Do you think the shift from the S&P 500 to EM/Small Caps/Gold makes sense or do you see unnecessary complexity in it?

Should I sell existing S&P 500 positions or leave them and invest differently in the future?

In your opinion, are there more sensible alternatives for small caps or emerging markets?

Is my high equity allocation appropriate? Would you take a more conservative approach or take more risk?

I welcome any constructive opinions - and criticism or other suggestions!

Thank you!

Hello everyone,

I currently need a tip or two to finalize my portfolio to my liking.

The framework is now in place and consists mainly of the $XDWD. In the next few months, with the payment of the next bonus, the $EIMI (+0,2%) will move up. I am therefore trying to cover everything and generate steady growth until retirement.

I have also added a few dividend stocks to my portfolio, which should increase my annual passive income in the future. Everything in combination but with a slightly higher weighting on growth through the ETF. Everything is saved between EUR 800-1000 per month.

My question now: I still need a dividend stock in the healthcare sector and in the financial sector.

I am currently watching $JNJ (-0,31%) for the healthcare sector and $V (-2,85%)
$CBA (-0,6%)
$JPM (-3,54%)

Do you have any other ideas for a single stock addition for these sectors?

I am very grateful for ideas....