HSBC

......noch bought a little extra dividend

Tonight I also triggered a limit order at $BTC (-1,69%) triggered a limit order. A first smaller partial tranche has been sold. Everything is going according to plan. I have even revised the targets announced in my #krypto -I have even adjusted some of the BTC targets announced in my post upwards. This means that the limit order was triggered at around USD 106,500 / EUR 99,000. Over USD 10,000 more than planned. The order, which I also placed with a lot of gut feeling after my analysis, happens to be as good as the nightly top 🥰

The next tranche is at 104,000 EUR / 109,300 USD.

Even though my planning and analysis is based on USD prices for crypto, I have set the limit orders in EUR prices.

I am now also publishing what the profits and stakes will be reinvested in. The exact securities I am looking at have not yet been explicitly mentioned.

So far, investments have been made in $HSBA (+0,12%) from the proceeds of $XRP (-0,4%) , $LINK (-3,91%) and the first tranche of $UNI (-3,17%) -sales.

From today's first tranche of $BTC (-1,69%) -sales, I entered $SHEL (+0%) I have entered.

What else will come according to plan? $BP. (+0,12%) As a single share. I would then have 3 shares to cover the third month of each quarter with distributions in a separate portfolio. I want to cover the first two months with ETFs, including the first month with either the $EXSB (+0,03%) or (and) $EXX5 (+0,18%) and the second month with the $FUSD (+0,19%) . Will there be any overlaps with my main or one of the two old ETF portfolios in terms of the composition of the securities? For sure! But that doesn't matter to me, as I consider this portfolio, in which the crypto stakes and profits are invested, separately. As you can see from my articles, this is all about building up the basis, the dividends from which I will then use to build up new crypto holdings in the coming bear market so that I don't have to draw on my net salary. This is because the net salary is firmly earmarked for the regular savings plans and the distributions from the main and old portfolios.

Based on the current prices, I think that my second BTC tranche will be the next to fall. The altcoin season should start very soon. I can hardly wait $BCH (-1,76%) , $LTC (-1,74%) , $SOL (-3,72%) , $DOT (-3,9%) , , the rest $UNI (-3,17%) and $MATIC (-2,96%) to finally get rid of it. But I think it will be most exciting with the higher planned tranches at $BTC (-1,69%) and $ETH (-2,19%) .

$XRP (-0,4%) performed quite well today and yesterday. My limit order, which I placed yesterday, was triggered on the assumption that it would not be triggered so easily. It can't be that this coin will soon double within a few days. Well... Bye bye XRP holdings... I'm going home with a smaller three-digit amount, which is tax-free as the holding period has long expired.

As per my article yesterday, I'm shifting into a stock that will then generate cash flow for me to enable new purchases via dividends in the coming bear market. $BTC (-1,69%) purchases in the coming bear market.

The candidates are $HSBA (+0,12%) , $SHEL (+0%) and $BP. (+0,12%) . Which one would you prefer?

HSBC Q3 2024 $HSBA (+0,12%)

Financial performance

HSBC reported profit before tax of USD 30.0 billion for the first nine months of 2024, up slightly from USD 29.4 billion in the same period last year. This growth was supported by a stable revenue performance, with revenues increasing from USD 53.0 billion to USD 54.3 billion. The cost efficiency ratio rose slightly to 45.0% from 44.2% previously, indicating a slight increase in operating costs.

Balance sheet analysis

As of September 30, 2024, HSBC's total assets grew to USD 3.1 trillion, an increase of USD 124 billion since June. This growth was mainly driven by higher repurchase agreements, increased loans and advances to banks and an increase in financial investments. Customer loans increased to USD 968.7 billion from USD 938.3 billion, reflecting solid demand for credit.

Income statement

The income statement shows a stable sales trend. On a constant currency basis and excluding special effects, sales amounted to USD 50.9 billion for the first nine months. However, the net interest margin fell slightly to 1.57% from 1.70%, indicating lower profitability in the lending business.

Cash flow analysis

Growth in customer deposits and lending indicates strong cash flows from operating activities. Customer deposits increased by USD 67 billion, strengthening HSBC's liquidity position.

Key performance indicators and profitability

Return on common shareholders' equity was 17.9%, down slightly from 18.3% last year, while average return on tangible equity was 19.3%, compared to 19.7% previously. The Common Equity Tier 1 (CET1) ratio improved to 15.2%, indicating a solid capital base and lower risk profile.

Segment analysis

The Wealth and Private Banking segment recorded strong growth momentum, with the volume of assets increasing by 15% to USD 1.9 trillion. The corporate banking business also expanded, particularly through growth in term lending in the UK and other key markets, reflecting HSBC's strategic focus on credit expansion.

Competitive analysis

HSBC continues to expand internationally and diversify its revenue streams, particularly in Asia. The strategic steps, such as the acquisition of SVB UK and disposals in France and Canada, are part of a comprehensive strategy to optimize the portfolio and focus on growth regions.

Forecasts and management commentary

Management is targeting a return on tangible equity in the mid-teens, excluding special effects, for 2024 and 2025. The bank continues to focus on growth in Asia and strict cost control as key strategic elements.

Risks and opportunities

Geopolitical tensions, particularly in the Middle East and between China and Western nations, pose risks that could impact the business. However, HSBC is well positioned to benefit from growth opportunities in the Asian asset sector and to take advantage of recent portfolio shifts.

Summary and strategic implications

HSBC's Q3 2024 results reflect stable financial health, with strategic acquisitions and divestments likely to shape its future direction. The Bank's focus on growth in Asia and wealth management as well as the strengthened balance sheet provide a solid foundation for further growth. At the same time, prudent risk management in the face of geopolitical and economic uncertainties will be crucial for continued success. Remains on the watchlist due to too many financial stocks in the portfolio.

Positive statements

• Profit Growth: HSBC reported a pre-tax profit of USD 30.0 billion for the first nine months of 2024, an increase on the previous year.
• Asset Growth: Total assets increased to USD 3.1 trillion, reflecting strong growth supported primarily by repurchase agreements and loans.
• Wealth Management Success: Assets in Wealth and Personal Banking increased by 15% to USD 1.9 trillion, indicating a positive development in this segment.
• Strategic transactions: The acquisition of SVB UK and divestments in France and Canada are strategic moves to realign HSBC's portfolio in line with its growth strategy.
• Strong CET1 ratio: The CET1 ratio improved to 15.2%, underlining the Bank's solid capital position.

Negative statements

• Falling net interest margin: The net interest margin fell slightly from 1.70% to 1.57%, indicating pressure on interest income.
• Slight decline in return on equity: The return on equity for ordinary shareholders fell to 17.9% from 18.3%, indicating slightly reduced profitability.
• Geopolitical risks: Tensions in the Middle East and between China and Western countries pose significant risks to business operations.
• Market volatility: Increased volatility, particularly as a result of political changes in China, has led to increased customer activity, which could result in unstable revenue streams.
• Exposure to economic uncertainty: The Bank is exposed to risks arising from economic uncertainty, including the potential impact of inflation and interest rate fluctuations.

Earnings summary this morning 👇🏼

$BP. (+0,12%)
| BP Q3 2024 Earnings

EPS Adj 13.89C (12.67C)

Adj Net $2.27B (est $2.05B)

Oper Cash Flow $6.16B (est $6.29B)

Net Debt $24.21B (est $23.28)

Plans 1.75B Share Buyback For Third Quarter

Sees 4Q Reported Upstream Production To Be Lower Vs Q3

$OMV (+0%) | OMV AG Q3 24 Earnings:

- Clean CCS Oper Profit EU1.10B (est EU1.05B)

- Clean CCS Net Income EU346M (est EU447.8M)

- Still Sees FY Organic CAPEX About EU3.8B (est EU3.68B)

- Sees FY Avg Production 330, 000 To 350, 000 BOE/D

$NOVN (+0%) | Novartis Q3 24 Earnings:

- Core EPS $2.06 (est $1.94)

- Net Sales $12.82B (est 12.68B)

- Net Sales Expected To Grow By 'Double Digit'

- Raises FY Outlook

- Now Sees FY Core Oper Income Growth In High Teens

$SAN (+0%) | Santander Q3 24 Earnings:

- Net Income EU3.35B (est EU3.17B)

- Net Interest Income EU11.23B (est EU11.57B)

- Net Loan - Loss Provision EU2.98B (est EU3.18B)

- Confident It'll Deliver On All Targets

$HSBA (+0,12%) | HSBC Q3 24 Earnings:

- Div/Shr 10C (est 10C)

- Net Interest Income $7.64B (est $9.25B)

- Sees Div payout Ratio Target Basis of 50% for 2024

- Announces Up $3B Buy Back

$ADS (+0%) | Adidas is optimistic after a strong third quarter and confirms a sales increase of 7.3% to 6.4 billion euros. Demand in Europe and growth in China are driving the development, while profits increase by 73.4% to 469 million euros.

$HYQ (+0,03%) | Hypoport increases revenue by 29% to 114 million euros in the third quarter and achieves an operating profit of 3.6 million euros, which is above analysts' expectations. The upturn in real estate finance is driving growth.

$LHA (+0%) | Lufthansa announces a savings program to increase adjusted operating profit by EUR 1.5 billion by 2026. Adjusted profit in the third quarter of 2024 falls by 9% to EUR 1.3 billion Deutsche Lufthansa AG expects an operating profit of between EUR 1.4 billion and EUR 1.8 billion for the full year 2024, after focusing on the cost structure in the third quarter. The share is benefiting from hopes of an easing of the Middle East conflict.

$CEC (+0%) | Ceconomy exceeds analysts' expectations with adjusted EBIT in the upper half of the range of 290 to 310 million euros. Sales increase by 5.3% to around 22.4 billion euros in the 2023/2024 financial year

$HFG (+0%) | HelloFresh Group achieves currency-adjusted revenue growth of 1.9% compared to the previous year and adjusted EBITDA ("AEBITDA") of €72 million

Podcast episode 60 "Buy High. Sell Low."

Banker interview part 2, job application, life, personal & private matters. Subscribe to the podcast, because part 3 is coming soon!

Spotify

https://open.spotify.com/episode/67iGQ3lcRqhxsQSXgsdHdY?si=pl4NBip0SK2HevoroljtQA

YouTube

https://youtu.be/_T1XtsyfKx4

Apple Podcast

https://podcasts.apple.com/us/podcast/folge-60-b%C3%A4nker-interview-teil-2-bewerbung-leben-pers%C3%B6nliches/id1695869891?i=1000673078238

$DBK (+0%)
$CBK (+0%)
$BNP (-0,66%)
$HSBC (+0,21%)
$HSBA (+0,12%)
$GLE (+0%)
$ACA (+0%)
$FUT
$MS (+0,09%)
$GS (+0,21%)
$C (-0,02%)
$WFC (-0,04%)
$SAN (+0%)
$BAC (+0,2%)
$USB (-0,28%)
$RBC (+0%)$NUBR33$BNS (+0,17%)$PBB (+0%)
#podcast
$SPOT (-0,32%)
$AAPL (+0,17%)
$GOOGL (+0,06%)
$GOOG (+0,01%)
#bank
#banken
#karriere
#geld
#job

The enemy of the best is often the good.

I have these ETFs in my portfolio:

$TDIV (+0,06%)

$GGRP (+0,24%)

$FUSD (+0,19%)

$FGEQ (+0,19%)

Some, if not all, have outperformed the MSCI World at times.

------------------------------------------------------------------------------------------------

At the moment they are all about the same weighting and should be increased further. While I am trying to implement a growth strategy with equities, these ETFs are intended to generate passive income.

-------------------------------------------------------------------------------------------------

Objectively speaking, I would have to sell the $FUSD (+0,19%) as it further increases the US share and overlaps heavily with at least two of the other ETFs. In other words, it reduces diversification in all respects.

But on the other hand $FUSD (+0,19%) also the one with the best past return and will probably remain so in the future.

---------------------------------------------------------------------------------------------------

One approach could be to take the US weighting and overlaps into account in the ETF weighting of the portfolio and implement it as follows, for example:

$TDIV (+0,06%) 40%

$GGRP (+0,24%) 30%

$FGEQ (+0,19%) 15%

$FUSD (+0,19%) 15%

If the ETFs were weighted in this way, the following allocations would result:

Countries/Regions:

USA 56.4%

Canada 4.4%

Europe 33.2%

Asia 5.4%

Top 10 weighting:

$MSFT (+0,07%) 3%

$AAPL (+0,17%) 3%

$VZ (+0,19%) 2,3%

$CVX (+0,09%) 2,1%

$ROG (+0%) 2%

$NVDA (+0,64%) 1,9%

$PFE (+0,06%) 1,7%

$HSBA (+0,12%) 1,6%

$IBM (-0,02%) 1,4%

$AVGO (+0,06%) 1,4%

------------------------------------------------------------------------------------------------------

What do you think of this allocation example? Do you have any suggestions for improvement or comments?

Week in review 28.09.

New all-time highs for DAX, Dow Jones, S&P 500, Gold, GE Vernova, Meta, Netflix, SAP, Vistra Corp, Walmart 👑🥇 $LYY7 (+0,03%)
$CSPX (+0,19%)
$ABX (+0,3%)
$GEV (+0%)
$META (-0,08%)
$NFLX (-0,09%)
$SAP (+0%)
$VST (-0,02%)
$WMT (-0,18%)

New 52-week highs for 3M, Air Products, Alibaba, Arista Networks, Barrick Gold, Bank of Nova Scotia, BlackRock, Caterpillar, Constellation Energy, DuPont, HSBC, Infosys, Live Nation, McDonald's, Palantir, PayPal, Public Storage, Royal Bank of Canada, Royal Caribbean, Sea Ltd, Spotify, Tangier 💵📈 $PLTR (-1,57%)
$9988 (-1,57%)
$BABA (-1,59%)
$BLK
$CAT (-0,07%)
$BNS (+0,17%)
$STZ (+0,14%)
$DD (+0,03%)
$HSBA (+0,12%)
$HSBC (+0,21%)
$INFY
$LYV (+0,08%)
$MCD (-0,06%)$PUB
$PUB
$RCL (-0,13%)
$SEA (+0%)
$SKT (+0,11%)

Bitcoin with new 1-month high, +22% in three weeks since the low on 07.09. from 52k$ to 66k$, +150% in 12 months📉📈 $BTC (-1,69%)

PayPal's own stablecoin PYUSD (crypto) is growing strongly and is now one of the top 100 cryptos by market capitalization at 95th place 💰 $PYPL (+0,01%)

Palantir with inclusion in the S&P 500 on Monday #PLTRgang 🤜🤛👊✊ $PLTR (-1,57%)

Uber is working with Google's Waymo (Alphabet) and wants to offer robotaxis for a surcharge 🚗🤖 $UBER (+0,01%)
$GOOGL (+0,06%)
$GOOG (+0,01%)

After the ECB and FED, China has also turned on the money printer *brrr brrr*, plus a big economic stimulus program, China stocks therefore have their best week in 10 years, car and luxury stocks with Chinese business are therefore rising 🖨🇨🇳 $MC (+0%)
$P911 (-0,16%)
$BMW (+0%)
$MBG (+0%)

AMD CEO and Nvidia CEO confirm continued high demand for AI chips 🧠🤖, Nvidia CEO does not want to sell any more of his own shares for the time being. $AMD (+0,19%)
$NVDA (+0,64%)

Upcoming Playstation 6 with AMD chip again, but AMD will leave the high-end graphics card market for PC gamers and try to scale more strongly in the mid and lower segments. Nvidia would then have a monopoly 🎮 $SONY (-0,99%)
$6758 (-0,91%)

Super Micro suspected of accounting fraud. US justice is apparently already investigating according to an insider, -62% share price in three months 🔍👮 $SMCI

AI needs a lot of electricity and nuclear power plants are being reactivated in the USA. In Germany, it's the other way around due to the world's stupidest energy policy. US electricity provider shares, uranium mines - shares and ETFs are rising. ⚛️⚡️ (see podcast episode 57 "Buy High. Sell Low." pinned to my profile at the top) $URNM
$URA (-0,51%)
$UEC (+0,76%)

Micron with good quarterly figures and +13% share price, semiconductor stocks rally 💻📈 $MU (+0,12%)

Costco - quarterly figures mixed, EPS exceeds estimates but sales worse than expected, share price falls slightly 🛒 $COST (+0,08%)

McDonald's increases quarterly dividend by 6% to 1.77$. Since the first dividend payment in 1976, the payout has been increased 48 years in a row. 🍟🍔 $MCD (-0,06%)

Investigation initiated against Visa 💳 and SAP 💻 in the USA for illegal price fixing $V (-0,15%)
$SAP (+0%)

Oil price falls again, Shell & Co. on the way to 1-year low 🛢⛽️ $SHEL (+0%)
$GB00B03MM408
$RDS.A

Meta releases VR glasses Quest 3s for €330 from 15.10.24 📱👓

Intel launches AI accelerator "Gaudi 3" as an alternative to Nvidia's H100. IBM, Google & Dell as first customers. 🧠 $INTC (+0,03%)

US debt level climbs above 35 trillion dollars for the first time 🖨💵

Ubisoft share price collapses due to postponement of "Assassin's Creed: Shadows", -70% 1-year performance 🎮📉 $UBI (+0%)

DHL raises outlook / growth forecast until 2030 and increases letter postage by 10.5% in Germany from 2025 📦✉️📯 $DHL (+0%)

BASF struggles with high energy prices and weak demand, threat of plant closure and dividend cut 🇩🇪📉 $BAS (+0%)

Adidas (+28%) significantly better than Nike (-18%) since the beginning of the year ⚽️🏀👟 $ADS (+0%)
$NKE (+0,03%)

Takeover poker at Commerzbank by Ital. Unicredit continues 🏦🇮🇹🇩🇪 $CBK (+0%)
$UCG (+0%)

Jefferies issued a buy recommendation for BioNTech and sees the antibody BNT327 against cancer as a potential massive sales driver. 👨‍⚕️⚕️💊 $DE000A0V9BC4

Mutares -14% because shortseller Gotham City raises serious allegations against the SDAX member: Ponzi scheme, false accounting and circular business model 🔍👮 $MUX (+0%)

>> If you want to read a review like this every week, leave a like & subscribe. What important news have I forgotten? 👍❤️

As every Sunday, the most important news from the past week, as well as the most important dates for the coming week.

Also as a video:

https://youtube.com/shorts/98gSyf4ik54?si=lSB_tDY1ht0EYRQS

Monday:

Food prices are rising in China 🇨🇳 and thus increasing inflation. In the first few years after coronavirus, China even had problems with deflation. Even now, inflation is only 0.6%.

https://www.handelsblatt.com/finanzen/geldpolitik/inflation-anstieg-von-chinas-verbraucherpreisen-beschleunigt-sich/100067517.html

Tuesday:

Despite all the crises, more dividends will still be paid out in 2024. 92% of all companies worldwide are likely to increase their dividends. Overall, dividends paid out are likely to rise by 5% to 1.74 trillion US dollars worldwide. The 20 largest dividend payers worldwide in the second quarter include many German 🇩🇪Unternehmen $MBG (+0%) Mercedes (USD 6.1 billion),$ALV (+0%) Allianz (USD 5.8 billion), Deutsche Telekom (USD $DTE (-0,03%) Deutsche Telekom (USD 4.1 billion) and $BMW (+0%) BMW (USD 3.9 billion). The largest payout was made by $HSBA (+0,12%) HSBC (USD 11.7 billion). This is followed by the Swiss 🇨🇭Konzern $NESN (+0%) Nestlé (USD 8.7 billion).

https://www.handelsblatt.com/finanzen/anlagestrategie/aktien-das-sind-die-weltweit-groessten-dividendenzahler/100066172.html

The two tech companies $AAPL (+0,17%) Apple and $GOOGL (+0,06%) Alphabet must pay billions to the EU. Apple has now suffered a final defeat before the ECJ due to alleged state aid by Ireland. Apple now has to pay 13 billion euros in back taxes plus interest.

Alphabet also lost in court and has to pay a fine of 2.4 billion euros. The reason is that Alphabet probably favored its own price comparison service in search engine advertising.

https://www.handelsblatt.com/technik/it-internet/eugh-urteil-apple-muss-milliarden-an-steuern-zurueckzahlen/100067907.html

https://www.handelsblatt.com/technik/it-internet/eugh-urteil-europaeischer-gerichtshof-bestaetigt-milliardenstrafe-fuer-google/100067884.html

$BMW (+0%) BMW cuts its targets and recalls 1.5 million cars. The main reason is probably faulty parts from suppliers. BMW is therefore focusing more on monitoring and training suppliers. Instead of 8 - 10 % profit margin, the target is now 6 - 7 %.

https://www.handelsblatt.com/unternehmen/industrie/bmw-autobauer-ruft-bis-zu-15-millionen-autos-zurueck-und-kassiert-gewinnziel/100067982.html

$VOW (+0%) VW unilaterally cancels the job guarantee. The termination letters for six collective agreements were handed over to IG-Metall Lower Saxony and Saxony-Anhalt today. Dismissals for operational reasons are possible from July 1, 2025. Previously, job guarantees were in place until 2029, with VW justifying the end with excessively high costs in Germany, which are no longer competitive.

https://www.bild.de/politik/inland/vw-streicht-job-garantie-zum-ende-des-jahres-neue-details-zum-sparhammer-66e0551cd007b74a58276877

Wednesday:

Heated debate between Trump and Harris. Trump is directly convicted several times by the moderators with false statements. Immediately after the debate, Taylor Swift also speaks out in favor of Harris.

https://www.handelsblatt.com/politik/international/tv-duell-vor-us-wahl-donald-trump-und-kamala-harris-liefern-sich-eine-hitzige-debatte/100068156.html

Major insider purchase at $HFG (+0%) Hellofresh, CEO Dominik Richter buys shares for more than 10 million euros.

https://www.boerse.de/nachrichten/EQS-DD-HelloFresh-SE-DSR-Ventures-GmbH-Kauf/36459409

There are many indications of an attempted takeover of $CBK (+0%) Commerzbank by $UCG (+0%) Unicredit buys directly from the German state for more than 700 million euros.

https://www.handelsblatt.com/finanzen/banken-versicherungen/banken/banken-unicredit-steigt-bei-der-commerzbank-ein/100068216.html

Inflation in the USA falls to 2.5% shortly before the Fed meeting and is thus approaching the 2.0% target. Experts had only expected a fall to 2.6%. Core inflation (excluding food and energy) remained at 3.2%. This should make it clear that the Fed is lowering interest rates. However, the amount of the cut is still unclear.

https://www.manager-magazin.de/finanzen/us-inflation-flaut-vor-zinswende-der-federal-reserve-ab-a-06c3e4b5-6579-43f5-917d-f860239c69ca

Thursday:

The ECB cuts the key interest rate by 25 basis points, which is in line with expectations. As a result, there has hardly been any impact on the stock market so far.

https://www.spiegel.de/wirtschaft/europaeische-zentralbank-ezb-senkt-leitzins-auf-3-50-prozent-a-3fcb19ed-950f-413c-b21f-d7c25a36f31d

Producer prices in the US have risen slightly more than expected. However, the previous month's data was revised downwards slightly. Compared to the same month last year, producer prices rose by 1.7%. Producer prices are a leading indicator for the inflation rate in around 3 months' time.

https://www.ariva.de/news/usa-anstieg-der-erzeugerpreise-schwcht-sich-ab-11369313

Friday:

More and more market participants are expecting a large rate cut of 50 basis points at the Fed decision next week. In the meantime, 47% of interest rate traders believe a rate cut of half a percentage point is likely. If this is indeed the case, there is further upside potential for the markets. On the other hand, if this does not happen, there could be a major sell-off. This decision is therefore likely to move the markets in any case.

https://www.handelsblatt.com/finanzen/anlagestrategie/trends/zinswende-steigende-wetten-auf-grossen-fed-zinsschritt-bewegen-die-maerkte/100068927.html

Most important dates in the coming week:

Tuesday: 11:00 ZEW Economic Sentiment (DE)

Wednesday: 20:00 Fed interest rate decision (USA)

Thursday: 13:00 BoE interest rate decision (UK)

Podcast episode 54: Banker interview part 1: IB, WM, How do millionaires invest? Salary, career, studies, everyday life, networking

Subscribe to the podcast, because part 2 is coming soon!

Spotify

https://open.spotify.com/episode/4YsZurcJTxHC0ktE5y5f0J?si=NB6dHPnJRd2eGkSJLALbVQ

YouTube

https://youtu.be/Y3dlku8JKdA

Apple Podcast

https://podcasts.apple.com/us/podcast/folge-54-b%C3%A4nker-interview-teil-1-ib-wm-wie-investieren/id1695869891?i=1000668797035

#Finx
#Podcast
#Aktien
#Börse

#podcast
#spotify $GS (+0,21%)
$JPM (+0,04%)
$MS (+0,09%)
$DBK (+0%)
$CBK (+0%)
$BNP (-0,66%)
$GLE (+0%)
$HSBA (+0,12%)
$HSBC (+0,21%)