$HSBA (-7,54%)

HSBC $HSBA (-7,54%) is working with global B2B payment and invoice network TreviPay to improve the digital shopping experience for businesses by offering flexible payment options and financing solutions at the point of sale.

"Innovative financing solutions aim to optimize B2B payments, unlock B2B spend for sellers and growth in e-commerce."

By leveraging the TreviPay platform, HSBC is focused on helping corporate customers enable sales and engage with new business customers through receivables financing, invoice processing and management, and risk mitigation.

As e-commerce continues to transform B2B commerce, the collaboration aims to empower businesses by providing more payment options by embedding access to trade credit for their buyers into online sales portals supported by business buyers accessing finance.

The collaboration aims to combine HSBC's expertise in trade facilitation with TreviPay's end-to-end order-to-cash technology. HSBC and TreviPay aim to enable businesses to extend their reach, increase sales velocity and provide a seamless payment experience through the various ways they interact with their business customers.

Also here with a clear conscience further expanded...

And another record: in 2024, companies worldwide paid out dividends worth a total of 1.75 trillion dollars, which is 5.2% more than in the previous year.

The major US tech stocks, which previously paid out nothing at all for many years, played the leading role. Alone $META (-3,72%) Meta (Facebook ), Amazon $AMZN (-3,25%) and the Chinese online retailer Alibaba $BABA (-0,61%) were responsible for a fifth of the increase. And $MSFT (-0,47%) Microsoft once again paid the highest dividend worldwide at 22.90 billion dollars. In second place is $XOM (+1,93%) Exxon Mobil with 15.60 billion dollars and only just behind it $HSBA (-7,54%) HSBC with 15.40 billion dollars (see table).

Overall, the top group is heavily dominated by American and Chinese companies. Just under half of the increase comes from the financial sector.

Dividends are particularly important for investors who value current income. The key indicator here is the dividend yield, i.e. the payout in relation to the share price. A high percentage can be based on earnings strength and a shareholder-friendly corporate policy. However, very high dividend yields in particular are sometimes the result of falling share prices and therefore indicate a lack of confidence in the earnings power and therefore also in the medium and longer-term ability to continue to pay high dividends. Therefore, this figure alone can never be a good reason to buy.

Source (excerpt) & chart: Handelsblatt

HSBC Holdings $HSBA (-7,54%) announced on Monday the issuance of a series of senior unsecured bonds totaling USD 6.25 billion. This move is aimed at strengthening the company's capital structure. The bonds, which have various fixed and floating interest rates and different maturities, were listed on the New York Stock Exchange.

The issue is composed as follows:

- USD 1.5 billion of 4.899% fixed/floating rate bonds due 2029

- USD 1.75 billion of 5.130% fixed/floating rate notes due 2031

- USD 2.25 billion of 5.450% fixed/floating rate bonds due 2036

In addition, HSBC has issued US$750 million of floating rate notes due 2029 and 2031.

These notes were offered under an existing shelf registration with the U.S. Securities and Exchange Commission (SEC). They are part of an indenture dated August 26, 2009, which was recently updated by the 35th Supplemental Indenture dated the date of issuance.

HSBC, one of the world's leading banking and financial services organizations, had assets of US$3,017 billion as at 31.12.2024. The company is present in 58 countries and territories worldwide.

The offering was made by means of a prospectus supplement and accompanying prospectus filed with the SEC. Interested investors can obtain these documents free of charge from the SEC website or directly from HSBC.

It should be noted that the distribution of this announcement may be restricted by law in certain jurisdictions. The announcement does not constitute an offer or solicitation to subscribe for or purchase bonds if such action would be required outside the United States.

This financial move by HSBC Holdings plc, based on a press release, is intended to provide the company with additional capital for its operations and investments. The listing on the New York Stock Exchange opens up a broad potential investor base for these bonds.

HSBC $HSBA (-7,54%) has been making massive staff cuts at its digital asset management company Pinnacle in China since Thursday, according to a report by Reuters. The workforce is to be reduced by almost half - around 900 employees.

This decision marks a clear departure from the bank's previous expansion plans for its China activities.

Pinnacle, a digital platform launched in 2020, offers insurance and fund products on the Chinese market.

At the end of June last year, the platform employed around 2,100 people in its two main business areas. This figure is based on company information and official business documents, according to the report.

The headcount reduction at Pinnacle highlights the challenges that the Asia-focused HSBC faces in its efforts to grow and become profitable in China, the report added.

The move comes at a time when the bank is also implementing cost cuts elsewhere to boost its returns.

I am glad that I have taken crypto profits and shifted into equities. In line with my strategy, I'm shifting into distributors, which should finance my new accumulation via dividends in the coming bear market so that I don't have to use my net salary. The $HSBA (-7,54%) is one of the major British banks with a focus on Asian business and one of the successors in which my profits and investments from $XRP (-4,2%) , $LINK (-4,2%) , and a tranche $UNI (-1,12%) have flowed into. Of course, crypto in general is only a small part of my assets, hence the amounts invested in the "followers", but HSBC really stands out with a strong +24% performance since December. Wow! I didn't expect that at all. I love such defensive stocks and even more their cash flow. More information will probably be available at the end of next week in my February review.

It was announced today that HSBC Holdings $HSBA (-7,54%)
has begun cutting jobs in London as the bank looks to reduce its investment banking offering outside Asia.

New chief executive George Elhedery, who took over from Noel Quinn in September, wants to fundamentally reshape the bank's global offering.

Elhedery not only wants to reduce annual costs by USD 1.5 billion by the end of next year, but also refocus the London-listed HSBC on Asia, its most important market. In this context, the lender will reduce its investment banking and equity capital markets offering in the West. Investment banking accounts for around 6% of HSBC's total revenues.

According to Financial News, citing unnamed people familiar with the matter, the bank has now begun informing staff in its London office of the job cuts.

The newspaper reports that discussions are still ongoing, but bankers believe that between 200 and 300 jobs will be lost in the London investment bank. Further job cuts are also expected in support functions such as legal and compliance.

However, some bankers could be offered new positions in the Middle East or Asia, while others will be given the opportunity to stay on temporarily while existing deals are finalized.

HSBC declined to comment on the number of jobs at risk.

"We remain committed to supporting clients globally with our world-class debt financing capabilities, leveraging our expertise in debt capital markets and leveraged acquisition finance, complemented by corporate risk and strategic equity and financing solutions, as well as M&A and ECM in the Middle East and Asia."

The Australian government hopes that this will facilitate the closure of Australia Post bank branches.

ANZ agreed to participate in the operation of Australia Post's banking services, while Macquarie Group and HSBC $HSBA (-7,54%) will also enter talks, the Australian government and banking lobbyists said. The amount of money each participant will commit to investment was not disclosed.