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Adyen $ADYEN (+0,17 %)
Amazon $AMZN (-2,35 %)
Block $SQ (+1,43 %)
Coinbase $COIN (-1,25 %)
Fiserv $FI (+0,86 %)
JPMorgan $JPM (+2,21 %)
MaterCard
PayPal $PYPL (-0,02 %)
Robinhoods Markets $HOOD (-4,27 %)
Standard Chartered $SCBFY
Visa $V (+0,4 %)
Walmart $WMT (+2,51 %)
My tax advisor pointed out to me today that I need to be careful not to be classified as a commercial trader.
Although there are no fixed thresholds, the tax office decides on the classification based on an overall assessment of the individual case and various indicators.
These would include very high frequency and short-term nature, e.g. day trading, a high volume of transactions. The estimated time required, etc.
Has anyone in the community ever had any points of contact in this regard? From a tax perspective, this would be quite a disadvantage, as the progressive tax rate goes up to 55%.
I would have been better off $ADYEN (+0,17 %) from the day before yesterday not sold again today 🙈😂
Thanks for any advice regarding trading and treatment by the tax office. Never had this before, but it came up in the course of the tax settlement of a non-tax-simple broker.
$KDP (-0,13 %)
$7751 (+0,78 %)
$NXPI (-1,64 %)
$WM (+2,8 %)
$CDNS (-3,82 %)
$BN (+0,62 %)
$SOFI (+0,22 %)
$UNH (+1,45 %)
$AMT (-1 %)
$UPS (+1,06 %)
$BNP (-0,85 %)
$NVS (-0,22 %)
$DB1 (-0,37 %)
$MSCI (+1,92 %)
$ENPH (-3,08 %)
$BKNG (+0,42 %)
$LOGN (-6,19 %)
$V (+0,4 %)
$MDLZ (+0,94 %)
$PYPL (-0,02 %)
$000660
$MBG (+0,33 %)
$BAS (+0,71 %)
$UBSG (+1,17 %)
$SAN (-1,62 %)
$CVS (+0,07 %)
$OTLY (-1,69 %)
$GSK (-0,02 %)
$ETSY (+0,66 %)
$CAT (-3,04 %)
$KHC (+0,29 %)
$ADYEN (+0,17 %)
$ADS (+1,99 %)
$AIR (+0,1 %)
$SBUX (+0,58 %)
$CMG (+3,32 %)
$META (-1,55 %)
$KLAC (-4,84 %)
$MELI (-0,2 %)
$WOLF (-6,19 %)
$GOOGL (-3,46 %)
$EQIX (-0,76 %)
$MSFT (-0,32 %)
$CVNA (-3,57 %)
$EBAY (+1,37 %)
$005930
$6752 (+4,32 %)
$KOG (+0,28 %)
$VOW3 (+0,93 %)
$GLE (-0,31 %)
$LHA (+4,2 %)
$STLAM (-0,39 %)
$SPGI (+0,57 %)
$MA (+1,21 %)
$PUM (+3,13 %)
$AIXA (-4,16 %)
$FSLR (-6,51 %)
$AAPL (-0,42 %)
$REDDIT (+0 %)
$AMZN (-2,35 %)
$NET (-3,02 %)
$MSTR (-4,52 %)
$GDDY (-0,93 %)
$TWLO (-1,36 %)
$COIN (-1,25 %)
$066570
$CL (-0,04 %)
$ABBV (-1,35 %)
$XOM (-1,06 %)
$ZAL (-1,41 %) Another one of my trades, but here I got in too early😥, thought around €26 would be a good time and built up my position in June - well, it wasn't the best time, but at least with the recovery since the beginning of August my position is now green again 😁
Driven by large share purchases (just under €10m) by the main shareholder, there seems to be more confidence in Zalando again. The next hurdle would be the VWAP around €30, then the path to €33.7 and €37.6 would be clear again
link https://de.tradingview.com/news/dpa_afx:54b5a90b8bbff:0/
What else is there - my $STZ (-1,88 %) was and is a fail - currently bobbing at -23% around 🥶
$UBER (-0,49 %) just in the plus and $ADYEN (+0,17 %) just in the red - but I'm already looking forward to the big vola for the figures🙄 Swing trades always need something Geduld🤷♂️
Trump Meets Putin in Alaska – A Meaningless PR Stunt?
Finally, after weeks of speculation, President Trump has arrived in Alaska to supposedly discuss how to end the war in Ukraine. This is the first face-to-face meeting in several years for the two presidents.
Trump warned of “very severe consequences” if a ceasefire can’t be reached – whatever that’s supposed to mean. Hopefully, it has nothing to do with the ballistic submarines stationed near Russia after Trump and a Russian official engaged in a verbal sparring match on social media. Let’s see where this goes.
UnitedHealth – The Stock Has Found Its Savior
Berkshire Hathaway sold shares in Apple and added to a new, very attractively valued position: UnitedHealth Group. Warren Buffett is known to buy when others are fearful, and speculation surrounded his latest pick until it was finally announced yesterday.
I can gladly say that I’m apparently not the only one who sees great potential in the unloved giant. The company has faced major headwinds – including the vicious and brutal killing of its CEO, higher medical costs, and controversies over its business practices. However, let’s not forget: UnitedHealth is the 9th-largest employer in the U.S. and the largest health insurer worldwide. 1 in 6 Americans is covered by UnitedHealth.
Warren Buffett finally gave the stock the spark it so badly deserved. UnitedHealth is a great company that – and quote me on this – will climb back to all-time highs. The insurer has a massive moat, strong fundamentals, and generates cash like King Midas. This is one of the positions in my portfolio I’m least worried about. I’ll let it sit there and take profits in two years.
Dlocal vs. Adyen – I Suppose I Chose Correctly
Investor’s reaction to the earnings of these two fintech companies couldn’t have been more different. One stock fell 20% after the report, while the other jumped more than 40%. Dlocal and Adyen both operate as international payment processors – Dlocal primarily in South America and other emerging markets, and Adyen across global markets.
Dlocal raised its guidance, beat expectations, and impressed with excellent execution, while Adyen struck a cautious tone and predicted a soft outlook. I find both companies highly interesting, but I decided to invest in Dlocal a few weeks ago due to its superior expansion potential, more attractive valuation, and strong leadership.
I feel proven right after the recent reports, though I wouldn’t be opposed to opening a position in Adyen if the stock drops further.
$UNH (+1,45 %)
$BRK.A (+0,75 %)
$BRK.B (+0,77 %)
$AAPL (-0,42 %)
$DLO
$ADYEN (+0,17 %)
$ADYEN (+0,17 %)
$BRNT (-0,8 %)
$CRUD (-1,49 %)
I would be interested in your opinion: I still have 40k cash on hand.
I wanted to use the money for the Black Swan event but the dip doesn't come, the market runs away and FOMO kicks in. À la April lows at the tariff announcement of USA against the whole world.
My current PORTFOLIO ALLOCATION can be viewed in my profile, it is public.
Actually
I'm in a pretty solid position (my opinion) and would be happy to give you my opinion.
Would you stick to the plan or DCA into interesting stocks?
On my watchlist: $UNH (+1,45 %) ; $TTD (-1,3 %) ; $ADYEN (+0,17 %) ; $TEAM (+0 %) ; $UPST (-0,12 %) & $MNDY (-2,85 %)
What do you have on your watchlist and what would you advise me to do? Stick to the plan and wait for the big dip or go in in tranches?
$ADYEN (+0,17 %) is for large movements after the #quartalszahlen at the #börse known.
It happened again today. A price reaction of -20% after the #earnings and no end in sight.
Let me just remind you that the share had an initial price reaction of -40% after the figures in summer 2023. Over the next few weeks and months, the #aktie fell by a further -30% after this plunge.
Buy the dip did not prove successful here at the time and the #dip buyers had to wait 3 months for the breakeven point. Going blindly into a falling knife is not always the "nobrainer" strategy. So watch out!
The figures:
The reasons given were US tariffs and exchange rate fluctuations. This forecast reduction was not well received by the market.
PS: An entry around €1,000 would be particularly interesting, not only as a psychologically important level, but also as a potential trigger for a stop hunt.
WHAT DO YOU THINK, WILL YOU GET IN OR STAY ON THE SIDELINES?
Summary by Gemini:
Financial Performance (H1 2025 vs. H1 2024):
Key Business Drivers:
Outlook for 2025 and 2026:
First market reaction was almost -20%, -16.5% as of this writing.
My interpretation:
Looking forward to hearing your thoughts!
Today, with a heavy heart, I closed my position in Fiserv with a loss of around 15%. The earnings were good in principle, the reaction was a fall of approx. 25% and since then the share has only gone one way📉.
My reasons are simply that Clover's growth has disappointed and is mainly due to migration. In addition, more and more customers are turning away due to poor management. Insiders are also steadily shedding shares. The forward P/E ratio looks very favorable at 12, especially if you look at the consistency in the P to P range.
However, I fear that this could become a case like Paypal (which, funnily enough, I also have in my portfolio). Favorable P to P ratio and high share buybacks. Nevertheless, you can see the same pattern with PayPal - the share has hardly moved at all and has been doing so for years.
Above all, I see the European competitor $ADYEN (+0,17 %) a competitor that is doing much better and that I see much more often in everyday life.
In short, I simply see a much better way to handle my money in the long term.
What do you think about Fiserv and selling at a high loss?
Principales creadores de la semana
