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📊 𝐑𝐞𝐬𝐮𝐥𝐭𝐬
• Adj. EPS: $3.48 (Est. $3.44) ✅, +17% YoY.
• Revenue: $12.1B (Est. $12.09B) ✅, +13% YoY.
• GAAP EPS: $3.19, +22% YoY.
• Adj. Net Income: $6.6B, +13% YoY.
• Payments Volume: +9% YoY.
• Cross-Border Volume: +14% YoY.
• Processed Transactions: 74.2B, +10% YoY.
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🎯 𝐅𝐘𝟐𝟎𝟐𝟔 𝐑𝐞𝐬𝐮𝐥𝐭𝐬
• Revenue: $45.9B (Est. $45.78B) ✅, +15% YoY.
• Adj. EPS: $13.27 (Est. $13.23) ✅, +16% YoY.
• GAAP EPS: $12.32, +21% YoY.
• Adj. Net Income: $25.3B, +12% YoY.
• Payments Volume: +9% YoY.
• Cross-Border Volume: +13% YoY.
• Processed Transactions: 281.3B, +9% YoY.
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📌 𝐊𝐞𝐲 𝐓𝐚𝐤𝐞𝐚𝐰𝐚𝐲𝐬
• Q4 Adj. EPS beat consensus by ~1.2%, while revenue was approximately in line.
• FY2026 revenue grew 15%, the strongest growth in over 15 years excluding post-pandemic recovery and acquisitions.
• Q4 data processing revenue increased 16% to $6.2B, while service revenue rose 14% to $5.3B.
• International transaction revenue increased 8% to $4.1B.
• Visa returned $25.6B to shareholders through dividends and buybacks during FY2026.
• Quarterly dividend increased 16% to $0.78 per share.
• Visa agreed to acquire fraud intelligence provider BioCatch for $2.4B in cash.
• FY2026 share repurchases totaled $20.5B, with $24.4B remaining authorized.
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💬 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭 𝐂𝐨𝐦𝐦𝐞𝐧𝐭𝐚𝐫𝐲
“We achieved record net revenue of $46 billion, up 15%, the strongest growth in over 15 years excluding the post-pandemic recovery and acquisitions.”
Condense the post for XPrioritize the strongest catalystsClarify Q4 versus FY2026
