Ho ho ho you beautiful Christmas time...

...here again the monthly look in the rear-view mirror on my part 🔎

The first thing that surprises me is the fact that the Getquin Rewind is more positive than my monthly benchmark at the end of the month 🤔

According to Rewind, I ended the month with + 1.07%...

...whereas my benchmark closed the month at -0.46% as at 30.11.2025 🤷🏻‍♂️

I can't quite put this together yet, but I assume that the cut-off date for the calculation was a different date to 30.11. or that gross dividends are also partly used here 🤷🏻‍♂️

Be that as it may, for me the benchmark is the measure of all things and this month ended with -0.46% 📉

Year-end rally actually looks different to me, but all in all I am quite satisfied with the annual results so far and am close to the lower range of my targets, which have been raised twice so far...

...I'm also quite satisfied with the overall performance so far and am on a par with the Nasdaq, although my portfolio is anything but tech/growth-heavy 😅

If things continue like this, I see myself continuing on course for the first 100k 💪🏻

And if things go well, even during the term of office of the Orang(e)-Uta 🍊

But as we all know, things often turn out differently than you think, so keep spitting in your hands and keep going...

In terms of dividends, the month looked a little better again:

》Gross: € 217.01

》Net: € 176.09

》Yield (TTM): 6.033%

》YOC (TTM): 6.928%

The values would also be a little higher, but with every further purchase without dividends received, it naturally falls again a little, but still fits so far 😉

》Total net dividend: € 1479.94

》CAGR: 495.30%

All in all, I think this is bearable after a good 2 1/2 years and will rise steadily.

》My top 3 this month:

🟢 $BATS (-0,9 %) +14,16% (+100,07%)

🟢 $DTE (-1,11 %) +1,35% (-1,57%)

🟢 $WINC (-0,11 %) +1,30% (+5,31%)

》My flop 3 this month:

🔴 $3750 (-0,19 %) -16,35% (+47,92%)

🔴 $YYYY (+0,33 %) -7,34% (+3,70%)

🔴 $VAR (+2,05 %) -5,49% (+1,01%)

》Disposals:

none

》Additions:

none

》Increased:

$DTE (-1,11 %)

$VAR (+2,05 %)

$1211 (-1,45 %)

Apart from that, there wasn't really much else new, except that my CT in November also turned out well and the next check-up is due in 1 week.

With this in mind, I wish us all a wonderful pre-Christmas period and a good end to the year...stay tuned 📈👋🏻

I have canceled my fund-based pension insurance and finally received my credit. The money will be invested equally in $TDIV (-0,54 %) and $WINC (-0,11 %) . I triggered the first transaction today, the other will come next week.

I want both price growth and distribution. 😊🧨

ETFs that partly implement a CC strategy also underperform the market over the long term.

$QYLE (-0,35 %)
$JEPI (-0,08 %)
$JEGP (-0,09 %)
$JEPQ (-0,35 %)
$WINC (-0,11 %)
$IE000MMRLY96 (+0,33 %)

https://www.youtube.com/watch?v=K3sYY3T7V8k

...just 3 months ago the 3rd milestone of 20k was reached earlier than expected, last month we also raised our personal year-end forecast from 23k-25k to 25k-28k and now, 1 month later, we are pleased to have to raise it again.

The new target is now 27k-30k and should the upper limit be reached here, the last 10k would be realized in just 6 instead of 10-12 months.

Some people may smile at this numerical example, but this is still a boring dividend portfolio 🤫

...but a quick look at the facts...

...September, even if it wasn't my strongest month, delivered average results in contrast to the past, but we probably owe that more to the April🍊 correction than to the usual course of events...

...for the year as a whole, as I mentioned at the beginning, things are still looking pretty good...

...and more than satisfactory over the entire term so far 🫠

Above all, however, because the currently forecast dividend value for 2026 is mathematically a good ~27% of the average annual investment amount or, to put it another way, this increases by a good ~27% on its own (without taking into account any increases/caps) 💪🏻

Which brings us to the topic of dividends...

...September was a good month and, despite the still modest portfolio value, brought us a monthly dividend of €275.42 net (gross €298.99) for a good reinvest 🤑

There was also a small change to the portfolio itself this month:

》🟢 Top 3

$3750 (-0,19 %) +35,19% (+74,45%)

$HSBA (-1,36 %) +9,41% (+23,42%)

$RIO (+2,16 %) +4,91% (+5,95%)

》🔴 Flop 3

$HAUTO (+0,72 %) -8,32% (+44,10%)

$BATS (-0,9 %) -6,64% (+80,26%)

$1211 (-1,45 %) +1,28% (-16,36%)

》Disposals

$PETR4 (+1,16 %)

$JEGP (-0,09 %)

》Additions

$DTE (-1,11 %)

$WINC (-0,11 %)

》Increased

$DTE (-1,11 %)

$VAR (+2,05 %)

All in all, a good look back at the future 📈

Wishing everyone a nice rest of Sunday and a good UPtober together ✌🏻

Hey, I'm 20 and currently invest €600 a month: €300 in $ISAC (-0,1 %) as a basis and € 300 divided into € 75 $FGEQ (-0,13 %) and $TDIV (-0,54 %) , 50€ $WINC (-0,11 %) and €10 each in 10 dividend shares. My aim is for the savings plans to pay for themselves at some point through dividends (in around 15-20 years according to my calculations). I'm now considering whether it wouldn't make more sense to focus more or entirely on growth first in order to build up capital more quickly and then switch to dividends later.

I would be happy to hear a few opinions and ideas from you.

Thank you in advance

...in contrast to the $JEGP (-0,09 %) in my opinion, runs much more quietly without a larger CC and, although not monthly, brings in even more on a quarterly basis.

My new main positions in ETFs ($TDIV (-0,54 %) and $WINC (-0,11 %) ) will be gradually built up over the next few months through deposits / transfers from other asset classes. However, I now have the opportunity to switch my existing savings plan to 'something else'. And here I am fulfilling a long-awaited wish:

The Holy Amumbo 😅 - $CL2 (-0,61 %)

Is it smart to start the paper as a savings plan when the stock market is on fire? No, probably not. I've just always wanted it and have had it on my watchlist for ages.

On the other hand, you have to BELIEVE in saints! If it goes wrong and you go to hell, it's probably because you didn't believe in it hard enough.

It will take forever until a significant sum is accumulated in the savings plan anyway.

[Image material AI generated with Loveart.ai, modified with Photoshop]

I took my first position today $WINC (-0,11 %) in the portfolio today. I will add to this position in the second half of the week $TDIV (-0,54 %) as soon as the ex-day is over.

So it will be a duo of dividend ETF with and without CC. 🙂