โ
๐ ๐๐๐ฌ๐ฎ๐ฅ๐ญ๐ฌ
โข Adj. EPS: $3.48 (Est. $3.44) โ , +17% YoY.
โข Revenue: $12.1B (Est. $12.09B) โ , +13% YoY.
โข GAAP EPS: $3.19, +22% YoY.
โข Adj. Net Income: $6.6B, +13% YoY.
โข Payments Volume: +9% YoY.
โข Cross-Border Volume: +14% YoY.
โข Processed Transactions: 74.2B, +10% YoY.
โ
๐ฏ ๐ ๐๐๐๐๐ ๐๐๐ฌ๐ฎ๐ฅ๐ญ๐ฌ
โข Revenue: $45.9B (Est. $45.78B) โ , +15% YoY.
โข Adj. EPS: $13.27 (Est. $13.23) โ , +16% YoY.
โข GAAP EPS: $12.32, +21% YoY.
โข Adj. Net Income: $25.3B, +12% YoY.
โข Payments Volume: +9% YoY.
โข Cross-Border Volume: +13% YoY.
โข Processed Transactions: 281.3B, +9% YoY.
โ
๐ ๐๐๐ฒ ๐๐๐ค๐๐๐ฐ๐๐ฒ๐ฌ
โข Q4 Adj. EPS beat consensus by ~1.2%, while revenue was approximately in line.
โข FY2026 revenue grew 15%, the strongest growth in over 15 years excluding post-pandemic recovery and acquisitions.
โข Q4 data processing revenue increased 16% to $6.2B, while service revenue rose 14% to $5.3B.
โข International transaction revenue increased 8% to $4.1B.
โข Visa returned $25.6B to shareholders through dividends and buybacks during FY2026.
โข Quarterly dividend increased 16% to $0.78 per share.
โข Visa agreed to acquire fraud intelligence provider BioCatch for $2.4B in cash.
โข FY2026 share repurchases totaled $20.5B, with $24.4B remaining authorized.
โ
๐ฌ ๐๐๐ง๐๐ ๐๐ฆ๐๐ง๐ญ ๐๐จ๐ฆ๐ฆ๐๐ง๐ญ๐๐ซ๐ฒ
โWe achieved record net revenue of $46 billion, up 15%, the strongest growth in over 15 years excluding the post-pandemic recovery and acquisitions.โ
Condense the post for XPrioritize the strongest catalystsClarify Q4 versus FY2026
