$VWRL (+1,33 %)

$VWCE (+0,08 %)

$EQQQ (+0,26 %)

$EQAC (+0,67 %)

I have observed that over short periods of time, for example daily or weekly performance, accumulating ETFs often perform better than distributing ETFs. At first I thought this was due to the reinvestment of individual dividends in the fund, but that can't be right, because the distributing ETF also reinvests the dividends up to the ex-day. What am I missing?

Hello, I am 33 years old and a fan of dividends. I would like to reduce my Allianz shares over the next few years and invest in ETFs in order to be more broadly diversified.

I currently have a choice:

Classics and very popular here $VWRL (+1,33 %)

or $TDIV (+1,23 %) I really like the performance, but the TER is relatively high. Is it worth it?

$VHYL (+1,36 %)

The long-term goal is to be able to live off dividends.

Got my small profits from $MSFT (-0,07 %) & $AMZN (-0,52 %) from the sharp sell-off in April and shifted into this sector ETF, as it contains the stocks mentioned above and many other exciting companies.

In addition to the $VWRL (+1,33 %) as my core & the $TDIV (+1,23 %) I will now $XAIX (+1,06 %) I will now continue to build it up over the next few years using a savings plan.

Hey dear users,

I probably have a very complicated portfolio composition, with which I can actually sleep very peacefully - nevertheless, I would be pleased to receive one or two assessments from you.

I am now 21, so I still have a very long investment horizon. I currently invest around € 1100 per month in my portfolio.

Sometimes I still ask myself why I don't keep it "simple" - like VWRL, TDIV, gold, Bitcoin... done.

Individual companies probably appeal to me too much.

Hence my breakdown:

Buy&Hold/Dividend growth depot= 60%

Grow-Depot= 40%

Buy&Hold-Depot

Divided to 45% -base =65% $VWRL (+1,33 %) & 35% $TDIV (+1,23 %)

5% crypto = Bitcoin, Solana, ADA

50% individual stocks, as well as gold from 12% to 3.5% "portfolio share"

Grow depot

Each position should be expanded to 10%. These are only companies that historically perform very well & are relatively attractive to me. (Nvidia, Broadcom, Amazon, Iberdrola, Cintas, Booking, Costco, SchneiderElec, Intuitive Surg, ServiceNow.

It looks as if the $TDIV (+1,23 %) would do particularly well in bear markets. I know that this is a great oversimplification and I don't want to explore the reasons here. Instead, I want to take a much more pragmatic view.

A - someone has both ETFs in their portfolio and is now switching from TDIV to the World.

Thanks to the gains from TDIV, he now invests more in World than he initially had capital for and is currently receiving more World shares due to the price decline.

If the market then returns to the overriding trend, significant price gains can be expected.

In this scenario, two "small" levers take effect, so to speak, and you trade anti-cyclically. The biggest challenge is getting the timing right.

B - someone sees this article and now starts to save in the TDVI or makes a one-off purchase. He trades cyclically and momentum-oriented. (In 2022 he would probably have been right for many months, but who knows how long a bear market lasts and when it is over). The biggest challenge is getting the timing right.

C - continues to run a savings plan on both ETFs and believes he is guaranteed to outperform A and B in the long term. (Of course this is not true) but he has read it so often on Getquin that it is impossible to convince him otherwise. 😢

$IWDA (+0,26 %)

$HMWO (+0,39 %)

$VWRL (+1,33 %)

How do you proceed and what are your thoughts on this simple topic?

Hey guys,

since I am new to investing, I am very unsure about many things, so I would like to know from you what it is like to sell the $VUSA (+0,14 %) to sell in the minus approx. 9% and to buy in larger savings plan the $VWRL (+1,33 %) to buy?

Since I want to use the Etf as a core and I don't feel like I see anyone on Getquin who uses the $VUSA (+0,14 %) as core, I don't know if I should switch?

Should I change the savings plan to the $VWRL (+1,33 %) and sell the S&P as soon as I am in the plus or stay with mine anyway?

Lg Flo

Greetings,

My girlfriend has got me thinking about dividend shares again. To be honest, dividends motivate me a lot.

What do you think? Should I expand my portfolio with solid dividend stocks like $O (-1,04 %) or should I $MC (-1,1 %) buy more in order to lower the purchase price accordingly. With $NKE (+0,45 %) for the time being and hope for better times.

The aim is to have as clear a portfolio as possible. As a core I have the $VWRL (+1,33 %) and I'm very happy with it. Nevertheless, I'm currently very keen to add a few solid dividend stocks.

Of course, I am also open to other tips and advice.

Best regards and have a nice evening!

By the way, I'll attach my portfolio again. Unfortunately, the transferred data is not quite right.