Hello to the community!

Before the holidays last year, I dared to take the step of liquidating my building society savings and reducing my call money account. The basic idea was a 70/30 savings plan in $IWDA (-1,03 %) and $XMME (+0,28 %) to make everything a bit more diversified!

I also bought a few individual stocks. My favorites are $1810 (+2,88 %) (has gone very well for me personally so far) and $TTWO (-0,04 %) (because of the good prospects for GTA - intended as a gamble, so don't get hung up on it)

How would you mainly rate the 70/30 strategy? Stupid move? Go ahead with it? What about the $VWRL (-0,91 %) ?

I'm already looking forward to your reviews!

Hello everyone,

would you save an additional $VWRL (-0,91 %) an additional EM ETF? Or is the EM weighting in the $VWRL (-0,91 %) already high enough?

Lg

Would you rather invest monthly in the $CHDVD to have a good dividend yield in 20-30 years' time.

Or:

Monthly in the $UST (-1,45 %) and $VWRL (-0,91 %) and then switch to the dividend ETF later.

Advantage: I then have more capital.

I have now streamlined the portfolio

And only the core $VWRL (-0,91 %) as the only ETF that runs monthly with €250 per savings plan.

I sold that $FGEQ (-1,25 %) I sold it completely at Trade Republic but it can still run in the other portfolio where I topped up.

And a few shares have also been thrown out.

The ones I now have in this portfolio are being added to monthly and also bought when the prices have fallen.

Now there is much more of a system and no longer such a criss-cross pattern. Now there are reasonable growth stocks. Including consumer technology, software, insurance, banking, real estate, etc

These are all stocks that I will be holding for the next few years and will not be selling because I enjoy analyzing the companies and, above all, there are big players in them. As they always say, you learn from your mistakes and you always have to try until you find your strategy. So as I said an ETF and the shares to hold for the long term. And thanks again for all the people who have helped me and given me tips, thanks for that 😇

Partial sale of my ETF for the first time to cover unexpectedly high costs. The market performance of the last 12 months has made it more bearable. True to the motto "nest eggs are for scaredy-cats", loosely based on @DonkeyInvestor

I am happy to receive suggestions for improving my portfolio.

In future, I will also include a few individual stocks in my portfolio.

First of all, I will pursue my goal of X number of $VWRL (-0,91 %) I will pursue. Should be reached around Q2 - Q3 25.

I will also be busy $BTC (+0,76 %) 🧡 saving and pillar 3a 🇨🇭

My investments have been running since the corona crash on March 09, 2020, the next day (almost) everything was invested for the first time. After a few mistakes and an instructive and exciting time, the portfolio looks like this almost 5 years later...

Have a nice day.

🥂