1Lun·

Question

Hello everyone,

So far I have only been saving the $VWRL (+0,04 %) and have a long investment horizon.

However, I would like to add something to it in order to receive higher dividend distributions on a regular basis. I am thinking of the $VHYL (-0,19 %) . The large positions do not overlap significantly.

Would it make sense from your point of view or not?

The plan would be a split of approx. 60/40.

Thank you!

7 Comentarios

MrSchnitzel@MrSchnitzel

1Lun

It can make sense, but at a young age I would probably only focus on growth.
Some cash flow on the side can't hurt either, so it's up to you.
Have a look at this Div Etf $TDIV would probably be the better option.
I also advise you not to go for a 60/40 split, if then a maximum of 20% Div Etf.
I would also recommend some Bitcoin in.
Best regards 😊

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Cino@ciwe

1Lun

@MrSchnitzel Thank you for your feedback. Do you recommend the ETF only because of the chart or are there other reasons?

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MrSchnitzel@MrSchnitzel

1Lun

@ciwe You're welcome, just take a look at it 😁
Better performance, good dividends, pays out quarterly.

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Olli@Olli68

1Lun

What are the advantages of VHYL? Certainly not performance. And the payout is also moderate.
Why buy something like this?

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Eselai@DonkeyInvestor

1Lun

If you want to forego returns, the 'admixture' is definitely worthwhile 👍

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Roland@Donnowhy

1Lun

I can imagine it can be very motivating in your long path of investing to see some cashflow / dividends coming in (easy to see for me with a dividend portfolio).
$TDIV has dividends + some growth.
Does it for me

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profit_architect_2800@profit_architect_2800

4Semana

I do as you suggest, but only 15% of the $VHYL for motivation. I would take a close look at the taxation of $TDIV, as the fund is domiciled in NL. 15% withholding tax is levied there before it is additionally taxed in DE, unfortunately I don't know exactly how this is calculated, supposedly the withholding tax is also credited against the German tax, at least that's what I read. If it had been in Ireland, I would have taken it without batting an eyelid

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