I am 18 years old and started investing last October.

I have a part-time job with an income of €350 a month.

I need this for my savings plan on

$NOVO B (+0 %)
$NKE (+2,52 %)
$SOFI (+2,96 %)
$CSNDX (+1,33 %)
$QBTS (-1,57 %) and $1211 (-2,58 %)

I follow the dividend strategy, but I also have a few non-dividend stocks in it because I think they have potential with an investment horizon of at least 10 years.

How would you rate my portfolio?

What is your opinion on Avance Gas?

Best regards and thank you very much for your feedback - it is very important to me!

As every Sunday, the most important news from the past week, as well as the most important dates for the coming week.

Also as a video:

https://youtube.com/shorts/mYP0mRxOTzE?si=FFzfBbQbzT69WlLc

Monday:

The Purchasing Managers' Index for Germany signaled growth with a value of 50.9. However, expectations were somewhat higher. The value for the manufacturing industry is still below 50, which implies a contraction.

https://finanzmarktwelt.de/einkaufsmanagerindex-5-343331/?amp

$1211 (-2,58 %) Although BYD is valued significantly lower on the stock market than $TSLA (+4 %) Tesla, but BYD has now even overtaken Tesla in terms of turnover. BYD sold a total of 1.76 million pure electric vehicles in 2024, compared to Tesla's 1.79 million vehicles in 2024.

https://www.handelsblatt.com/unternehmen/industrie/byd-autohersteller-aus-china-ueberholt-tesla-jetzt-auch-beim-umsatz/100115939.html

Tuesday:

The ifo index points to hope. The business expectations of German managers are improving. Overall, the index currently signals small GDP growth for Germany in 2025.

https://www.handelsblatt.com/politik/konjunktur/konjunktur-ifo-geschaeftsklima-hellt-sich-aufwirtschaft-hofft-auf-besserung/100116259.html

Wednesday:

Huawei may have allegedly bribed members of the European Parliament. No small matter for the company, as the EU, among others, decides whether Huawei parts can be installed in critical infrastructure.

https://www.handelsblatt.com/politik/international/korruptionsverdacht-huawei-skandal-erschuettert-das-europaparlament/100116622.html

Trump announces car tariffs of 25% on all cars produced abroad. US consumers in particular will pay these tariffs, which is likely to lead to a slump in sales for importers.

https://m.bild.de/politik/ausland-und-internationales/liveticker-donald-trump-haelt-die-welt-in-atem-67c8ce01a8d20f0bbe3ef882#67e4c05a032de159434beb08

Friday:

Inflation in Japan has surprisingly increased. While 2.8% was expected, it ended up at 2.9% in the greater Tokyo area. The inflation data is an indicator for the country as a whole and points to further interest rate hikes by the BoJ.

https://www.boerse-express.com/news/articles/japan-inflation-im-grossraum-tokio-steigt-ueberraschend-759733

These are the most important dates for the coming week:

Monday: 14:00 Inflation data (DE)

Tuesday: 11:00 Inflation data (EU)

Friday: 14:30 Economic data (USA)

Can you think of any other dates? Write it in the comments 👇

#inflation
#euroraum
#usa

BYD $1211 (-2,58 %) grows strongly in China

Last year, BYD set the course for a bright future and established itself as the undisputed market leader in China. The company's profit shot up by more than a third to an impressive record high of 40.3 billion yuan in 2024, which corresponds to around 5.1 billion euros. Turnover is also impressive: It climbed by 29 percent to around 99 billion euros. A total of 4.25 million cars were sold, including 1.76 million all-electric cars. BYD has set itself ambitious targets for 2024 and plans to sell between 5 and 6 million vehicles. These impressive figures are the result of a sharp rise in demand for low-cost electric cars in China. While the e-car market in the People's Republic is growing rapidly, foreign manufacturers, especially Volkswagen, are fighting for market share. In 2023, BYD overtook the Volkswagen Group and secured market leadership in China. Even at the start of the new year, the company is showing no signs of slowing down. In contrast, Tesla is facing a number of challenges in the People's Republic. Another BYD highlight is the presentation of an innovative charging system that delivers enough energy for a range of 400 kilometers in just five minutes.

Toronto excludes Tesla $TSLA (+4 %) from e-car subsidy

A major decision has been made in Toronto, one of Canada's largest cities: Tesla has been excluded from financial support for electric cars. This measure is a direct response to the increasing trade tensions between the US and Canada and will remain in place until the contentious political issues are resolved. Mayor Olivia Chow explained that operators of rental vehicles, such as cabs, will now have to look for other electric cars, as Tesla vehicles are no longer eligible since March 1. Although this regulation is rather symbolic, it sends a clear signal against the policies of Elon Musk, who acts as an advisor to Donald Trump. In recent weeks, Tesla has suffered a decline in new registrations worldwide, with sales figures in the EU and China falling particularly sharply. The company has already warned of possible retaliatory tariffs and emphasized the urgency of ensuring that trade issues do not negatively impact US companies.

Sources:

https://www.n-tv.de/wirtschaft/BYD-waechst-in-China-kraeftig-article25652845.html

https://www.n-tv.de/wirtschaft/Toronto-kappt-E-Auto-Foerderung-fuer-Tesla-Kaeufer-article25636775.html

The Chinese manufacturer of electric vehicles (EV) $1211 (-2,58 %) increased its net profit in the fourth quarter by 73,1% to the record level of 15 billion yuan (2.1
billion dollars), the company said on Monday, reaping the rewards of underbidding and outbidding its rivals.fourth-quarter sales rose by 52,7% to 274.9 billion yuanas the company announced in a stock exchange report.

For the whole of last year, profits rose by 34% to a record high of 40.3 billion yuan with a sales increase of 29%.

$1211 (-2,58 %)

BYD announced that it has launched the BYD Shark pickup model in Brazil, a hybrid off-road vehicle that has recently been introduced to the market.

The BYD Shark's powertrain generates over 430 horsepower and can sprint from 0 to 100 km/h in 5.7 seconds and reach a top speed of 160 km/h.

It is powered by two electric motors, with the front motor generating 170 kW of power and 310 Nm of torque and the rear motor generating 150 kW of power and 340 Nm of torque.

With a combination of electric and combustion engines, the BYD Shark offers up to 100 km in 100 percent electric mode and a combined range of around 845 km.

The vehicle is 5,457 mm long, 1,971 mm wide and 1,925 mm high and has a wheelbase of 3,260 mm.

The pickup was presented at an event in Goiania in Brazil and is designed for both urban roads and off-road use, according to the Chinese company.

The all-terrain vehicle from BYD is characterized by its advanced technology with intelligent all-wheel drive, independent suspension and the Vehicle-To-Load function.

I am taking advantage of the current weak phase of Novo-Nordisk $NOVO B (+0 %) to further expand my position and push down my entry price. The monthly savings plan was already increased from €50 to €75 in January and will continue until the share returns to its old days. The money corresponds to half the amount of my fully sold BYD $1211 (-2,58 %) shares (53% profit). 🚘

In my opinion, extremely well positioned in the long term with specialization in products for diabetes and obesity treatment. 💉In addition, the dividend growth of approx. 22% p.a. over a 5-year period is unprecedentedly high. 🤑

I'm saving the second half for a possible further sell-off or a switch into the weakening beverage and snack giant PepsiCo $PEP (+0,27 %). I also have a monthly savings plan here, which was recently raised from €50 to €75 to take advantage of the current weak phase. 💰

The market will definitely remain exciting for (re-)purchases in the coming days and weeks - what do you think? 🤔

BYD increases e-vehicle sales

BYD $1211 (-2,58 %) is continuing its impressive growth trajectory and is making a good start. In February 2025, sales figures for plug-in vehicles rose by an impressive 161% compared to the previous year. The company sold a total of 322,846 vehicles, which shows a clear upward trend. Particularly exciting is the massive increase in pure electric vehicles, where sales figures rose by 127.5 percent and 124,902 BEVs were sold. However, plug-in hybrids remain the dominant vehicle category with 193,331 units sold. Investors are delighted with these strong figures: BYD shares rose by 5.79 percent to 51.15 Hong Kong dollars, raising hopes for a continued successful future.

Freenet plans dividend increase

Freenet $FNTN (+1,05 %) achieved its targets last year and is now planning a dividend increase, which will put shareholders in a good mood. EBITDA climbed by 3.5 percent to 521.5 million euros, supported by a special effect from the sale of IP addresses. Free cash flow was also strong and improved to 292.3 million euros. Revenues grew by 3.9% to EUR 2.478 billion, with growth being driven primarily by waipu.tv subscription customers. The dividend is to be increased to EUR 1.97 per share. The Management Board is also planning a share buyback program with a volume of up to EUR 100 million, underlining its confidence in the company's future development.

Bayer expects profit decline

Bayer $BAYN (+1,37 %) expects a further decline in operating profit in 2025, particularly in the agricultural business. The company faces continued headwinds that could have a negative impact on business results. While the exact figures and forecasts are still to come, there are already early indications that market conditions will remain challenging. It remains to be seen how this development will affect the stock and whether Bayer will be able to withstand the market challenges.

Sources:

https://www.finanzen.net/nachricht/aktien/auf-wachstumskurs-byd-aktie-profitiert-von-starken-auslieferungszahlen-in-china-14292232

https://www.finanzen.net/nachricht/aktien/dividendenerhoehung-geplant-freenet-aktie-im-plus-freenet-erreicht-eigene-prognosen-14291119

https://www.finanzen.net/nachricht/aktien/bayer-aktie-bayer-rechnet-2025-mit-weiterem-gewinnrueckgang-14292325