As long as the price moves in this range down there, my savings plan will be left to run... Now my second largest share position. $RACE (-1,19%) 🔥🏎️🚀

Hello my dears,

As promised, I'll start the new year with a look back and a brief analysis of the year 2025.

I am always happy to receive suggestions for improvement and ideas.

In the 5-year chart you can see an outperformance against popular and strong ETFs.

You can see the resulting higher volatility

Apart from 1% Bitcoin ETP, my portfolio consists exclusively of individual stocks.

I do not trade in certificates.

In the 2025 chartwe see a synchronization with the ETFs until the April crash.

In April, I was lucky enough to receive cash from my former employer. And so I was also able to take advantage of the price reduction 🍊.

Perhaps as a result of clever additional purchases and new purchases, there was a good outperformance compared to the ETFs.

In August, there were good figures for some companies (apart from Elf and Chipotle).

In addition, however, I spent a little more time with momentum stocks in the summer @Krush82 . In the end, I filtered out momentum stocks with good fundamental figures.

Something like

-Gilat $GILT (+2,69%)

-AeroViroment $AVAV (+2,43%)

When 🍊had once again pushed down the pharma sector, there was an additional purchase at

• Krystel $KRYS (-2,77%)

Good figures for

• Micron $MU (+7,62%) and SK Hynix $HY9H (+6,68%)

and a new entry due to good momentum at

• Frequency $FEIM (-11,4%)

then gave me a small year-end rally.

Flops 2025

But of course not everything is positive on the stock market.

And there are also rotten potatoes in a broadly diversified portfolio.

In contrast to an ETF, I have the option of sorting out the rotten potatoes in my portfolio. Which should ultimately lead to outperformance.

But sorting them out is not that easy.

Because some of the underperformers in 2026, such as

• Chipotle $CMG (+1,32%)
• Constel Software $CSU (-4,2%)
• Copart $CPRT (-3,28%)
• Tetra Tech $TTEK (-0,69%)
• UFP Tech $UFPT (-5,24%)
• FICO $FICO (-6,5%)
• Apollo Global $APO (+0%)
• Ferrari $RACE (-1,19%)

are less speculative quality stocks, which should actually hedge my portfolio.

My dears, I need your help here. help.

Which values would you stick to and where do you see a comeback?

My analysis would be:

• Eleven Beauty as a growth stock still has potential, and has been quite impacted by the China tariffs
• Chipotle continues to expand and grow.
• Constel. Software is a long term compounder which has suffered from CEO resignation and AI uncertainty. See a recovery here.
• FICO the monopoly has been partially broken. But still sees a moat.
• Copart, has been a steady performer so far. But difficult to assess how autonomous mobility will affect the business model. (eternal Selling)
• Ferrarisimilar to Copart. Is facing a major transformation with challenges (eternal sale). Sell)
• Tetra Tech, profiteer of AI and expansion of data centers. Tainted by the Trump administration. Because some public contracts in developing countries. But should benefit from climate change and may even be an insider tip in the election year.
• UFP Technology Growth sector with a moat. Fundamental figures are right, expect comeback (eternal). Buy later)
• Defi Technology the child has fallen into the well 😭. Eternal comeback due to rising Bitcoin.

Tops 2026

I continue to hold on to almost all stocks here.

I am particularly positive about the biotech sector.

• Krystel Biotech

• Applovin is now performing very well for the second year in a row. And some analysts also count the share among the favorites for 2026. @Semos25

• micron and sk Hynix were completely ignored by investors for a very long time despite their favorable valuations. I bought more shares several times during this period. Both shares are also among the favorites and AI profiteers in 2026

• Frequency moat in the niche. Profiteers from rising interest in quantum technology. Could benefit from the Spaxe X IPO and NASA's plan to travel to the moon.

• Kraken Robotichas been written about a lot in the last few days (thanks @Klein-Anleger ). I remain invested.

• Sofi, IES Holding, I remain invested.

• Palfingersurprise of the year, fundamentals fit, good dividend yield, profiteer from expansion in renewable energy, increase in defense spending. Chart-technically in a very exciting situation, hanging on to the old high. Watch and help @TomTurboInvest (Watch / Sell).

I have now decided to restructure my portfolio in the coming days. It will then consist of these stocks.

Core:

1) the MSCI World $IWDA (+0,01%)

2) the MSCI EM IMI $EIMI (+2,77%)

3) the VanEck Morningstar $TDIV (+0,73%)

4) Bitcoin $BTC (-0,25%)

Satellites:

1) Microsoft $MSFT (-2,41%)

2) Amazon $AMZN (-1,83%)

3) Nvidia $NVDA (+0,47%)

4) MasterCard $MA (-1,99%)

5) Adobe $ADBE (-4,74%)

6) Ferrari $RACE (-1,19%)

7) Novo Nordisk $NOVO B (+1,14%)

8) Realty Income $O (+0,6%)

9) Wolters Kluwer $WKL (-0,61%)

10) Brown & Brown $BRO (-3,62%)

11) Inditex $ITX (+0,02%)

12) Uber $UBER (+1,61%)

13) Main Street Capital $MAIN (+3,04%)

14) Vici $VICI (+0,38%)

15) PayPal $PYPL (-1,48%)

In addition to my core of the 3 ETFs and Bitcoin, I think this mix of growth & dividend-focused stocks is really good. What do you guys think about this long term portfolio? Should be held for a long time, 20+ years... I don't think much of the short term. Of course, profits are taken from time to time, but nothing is sold completely and in the event of corrections we buy more! 🤑🔥🙏

I look forward to your suggestions / criticism.

Wishing you a Merry Christmas 🌲☺️

Hi everyone,

I would really appreciate your opinion on my portfolio.

Briefly about me:

I am 38 years old and unfortunately only started my Trade Republic portfolio about 2 years ago. I have been investing regularly since then. I can currently invest around €350 per month - I work in a gym 🥲, and unfortunately you don't earn very well there, you could almost call it a pittance.

In addition, I have my Bitcoin and Altcoin portfolio on Bitvavo... I can't share it here, too many errors in the coins and you can still change it somehow. I then deleted the connection again.

I played soccer until I was 32 (including 3rd league, mostly 4th league for many years) and was able to save up some capital during this time, which I later invested.

My long-term core consists of:

$IWDA (+0,01%)

$EIMI (+2,77%)

$TDIV (+0,73%)

$BTC (-0,25%)

Dividend / cash flow portfolio

I also have a portfolio with a focus on cash flow, the aim is to hold around 15 stocks with a solid dividend yield and ideally dividend growth.

Currently included are:

$O (+0,6%) Realty Income

$RACE (-1,19%) Ferrari

$PEP (-0,87%) Pepsi

$MAIN (+3,04%) Main Street Capital

$NOVO B (+1,14%) Novo Nordisk

$ASML (+7,43%) ASML

$ITX (+0,02%) Inditex

$1211 (+2,6%) BYD

$ZTS (+0,21%) Zoetis

$BRO (-3,62%) Brown & Brown

$SBUX (-1,35%) Starbucks

$ITH (-2,33%) Ithaca Energy PLC

This brings my current total to 12 shares, so there is still room for one or two additions.

One of the stocks on my watchlist is Vonovia $VNA (-1,63%) with a dividend yield of just under 5%. However, the dividend growth doesn't look particularly good. As my wife will be starting work there soon, I've become more aware of the company for the first time ☺️

Other stocks on my watchlist:

Allianz

Vici

Linde

Microsoft

Waste Management

UnitedHealth Group

Mastercard

Visa

Texas Roadhouse

Nintendo

Enbridge

NextEra Energy

Wolters Kluwer (exciting sector, also corrected over 50% from ATH)

Amazon (for the yield/growth portfolio)

Maybe one or the other is missing $KO (-1,14%) or $MCD (-1,16%) but I had opted for $PEP (-0,87%) and $SBUX (-1,35%) and I don't want any more consumer stocks.

Pure growth portfolio

I also have a separate portfolio with a focus on share price growth:

$NVDA (+0,47%) Nvidia

$NKE (+3,35%) Nike

$MARA (+4,55%) Mara Holdings

$BITF (+5,09%) Bitfarms

$TTD (-1,12%) The Trade Desk

$CRCL (+4,69%) Circle Internet Group

$ADBE (-4,74%) Adobe

$COIN (+1,61%) Coinbase

$SMHN (+4,95%) Suess Microtec

$PYPL (-1,48%) PayPal

$HUT (+4,88%) Hat 8

$DRO (+9,7%) DroneShield

$LXS (-0,88%) Lanxess

$PLTR (-8,17%) Palantir

$WEED (-1,85%) Canopy

$UBI (-5,16%) Ubisoft

$MSTR (+1,58%) Strategy

I am aware that I have built up a lot of positions over the last two years. I am therefore also planning to sort out some of them and concentrate more on selected stocks.

I am grateful for any assessment, criticism, tips or suggestions.

Best regards

Chris

$RACE (-1,19%)

In spring, the first electric Ferrari is unveiled and the Amalfi and 849 Testarossa are delivered.

When talking about the year 2026 at Ferrari, one model naturally takes center stage: the first electric car from Maranello, working title "Elettrica". A novelty that fans, customers and analysts are eagerly awaiting.

A paradigm shift for the company, which of course continues to rely on combustion engines, accompanied by the electrification already present in the 296 Speciale and Testarossa. Let's now take a look at all the Ferrari innovations coming our way in 2026.

Image gallery and details at the link ⬇️

https://de.motor1.com/news/778460/ferrari-neuheiten-2026-ueberblick/

bye bye Louis

currently see no potential here, was in the red for a long time, in the long term there may be a future, but unfortunately not for me at the moment.

Quite cool as a luxury ETF, but I will rather shift the money into other tech companies.

I still have luxury in my portfolio with $RACE (-1,19%) .

My review of October 2025. Many thoughts and yet no solution.

There's also a question at the end of the article.

📈 Performance:

S&P500: +4.73%

MSCI World: +4.25%

DAX: +0.32%

Dividend portfolio: +1.13%

My high and low performers in October were (top/flop 3):

🟢 ($LLY (+0,37%) ) Eli Lilly +20.29%

🟢 ($MC (+0,69%) ) LVMH +17.59%

🟢 ($STAG (+0,06%) ) STAG Industrial +11.02%

🔴 ($CTAS (-3,22%) ) Cintas -8.41%

🔴 ($TXN (+1,1%) ) Texas Insturments -11.09%

🔴 ($RACE (-1,19%) ) Ferrari -15.71%

Dividends:

October 2025: €126.83

October 2024: € 147.55

Change: -14.04%

Sales:

🟥 None

Purchases:

🟩 ($ULVR (-0,2%) ) Unilever (8 pcs.)

🟩 ($WM (-1,55%) ) Waste Management (2 pcs.)

Savings plans:

($CTAS (-3,22%) ) Cintas (50€)

($MC (+0,69%) ) LVMH (50€)

($MSFT (-2,41%) ) Microsoft (25€)

What else has happened?

October was very quiet. Apart from a week's vacation and my birthday, nothing much happened. I used the quiet (and free) time to continue thinking about my nest egg. When do I fill it up and how much? Does it really have to be €10,000? How quickly should this happen or can I just save up slowly? What would be my safe-sleeping amount? Questions upon questions. I have also found many answers. However, I haven't really got any further because I can't make up my mind.

The current situation is as follows: The savings rate on shares will be reduced, and the special payment will not be included in the $XEON (+0,05%) (i.e. for loan repayments), but will also go into the nest egg. I have set the amount I want to save to €5,000. That would then be done. I'll be rebuilding again from January. Until then, I'm still working out how I can present it well and what I feel comfortable with. I can still save the amount for the loan, as long as I plan a monthly savings amount at some point and don't just use the special payments.

🥅 Goals for 2025:

Deposit of €10,000 and thus a custody account volume in the share portfolio of ~€73,000

Target achievement at the end of October 2025: 77.94%

If everything remains/becomes as planned, I will not reach my personal target. But if I don't change my mind again (which would result in a lower nest egg) or get a windfall for Christmas, then I don't see any more options at the moment.

How would you solve my "problem" with the nest egg? How would you decide?

If you liked the report and would like to read more, feel free to follow me,

If you're not interested, you can keep scrolling or use the block function.

After a volatile October with +6,2% the stabilization continued in October. My portfolio rose to 40.233 € and increased by +2,80 % slightly weaker than the NASDAQ 100 (+6.95 %)but still solidly in the green. While the major indices were driven by big tech, my portfolio once again showed strength in niche and future themes. ⚙️

1. performance & comparison 🚀

There was a moderate recovery over the course of the month: while the markets initially fluctuated, momentum returned towards the end.

With +2,8 % my portfolio remained below the NASDAQ 100, but performed better than broader indices such as the FTSE All World (+4.45 %) and DAX (+4.11 %) stable.

Particularly positive: the continued consolidation following the tech rallies of the previous months.

2. my savings plans & allocation 💶

My focus remains clear: managing liquidity and making targeted use of opportunities.

Since October, my new savings plan has been running on the Euro Overnight Rate Swap ETF (€ 500 per month) - as a flexible, interest-bearing "cash parking space" with daily liquidity and currently over 3.9 % return p.a. This allows me to keep capital ready to invest in quality shares in the event of setbacks.

3rd top mover in October 🟢

The month was led by IREN $IREN (+8,25%)
(+25,8 %)which once again benefited from the massive demand for computing power for AI. Also Snowflake $SNOW (-2,34%)
(+22,8 %) also made strong gains as investors increasingly focused on data-driven platforms again. The VanEck Uranium & Nuclear Energy ETF (+18.5 %) $NUKL (+5,4%) rose significantly, driven by the ongoing global reassessment of nuclear energy as a stable and low-carbon energy source. Geopolitical tensions and supply bottlenecks provided an additional boost. While American Lithium (+15.4 %) was supported by positive industry news. Also CrowdStrike $CRWD (-4,2%)
(+14 %) also impressed with strong demand in the cybersecurity segment and Datadog $DDOG (-2,42%)
(+12,2 %) benefited from robust cloud spending by large companies.

4th flop mover in October 🔴

On the losing side was Ferrari $RACE (-1,19%)
(-17,1 %)which was burdened by profit-taking and a more cautious outlook after a strong summer quarter. Tomra Systems $TOM (+1,35%)
(-15 %) corrected after weaker volume growth, while Rheinmetall $RHM (+3,09%)
(-14,1 %) suffered from geopolitical uncertainty despite a high order situation. Also Novo Nordisk $NOVO B (+1,14%)
(-6,8 %) also fell further as regulatory risks surrounding GLP-1 once again came into focus. BYD $1211 (+2,6%)
(-5,9 %) was volatile, weighed down by price pressure in China, while even Berkshire Hathaway $BRK.B (-0,28%)
(-2,7 %) closed slightly in the red.

5. conclusion 💡

October showed: Rotation instead of rally. Techs with real profitability are gaining momentum again, while overheated stocks are consolidating.

With the overnight ETF, I am deliberately building up a strategic "interest rate anchor" in order to remain flexible in the coming months.

My focus remains clear: Quality, liquidity and long-term scaling.

❓ Question for the community:

Which stock surprised you the most in October - positive or negative?

👇 Write it in the comments!