March is already over, daylight saving time is on and by the time you read this, it will be "liberation day". Let's see what Mr. Trump does today at noon. But that will probably be the subject of April.

For now, let's take a look back at my March 2025.

I posted a loss of 3.09% in March. With my portfolio size, this corresponds to a value of almost €4,000. The Dax (-1.72%) beat me again, but compared to the HSBC MSCI World (-7.88%) I am still doing very well.

Over the year (YTD), I lost ground to the DAX, which remained fairly stable, but at the same time I was able to extend my lead over the MSCI World. After all...

Overall, however, I am also satisfied in March. As in February, my portfolio is quite stable compared to the MSCI World. Yes, in good phases I forego profits, but I don't have so many losses now. Volatility is supposed to be a real mental challenge for some people. I'm just glad that things are a bit more subdued for me.

My high and low performers in February were (top 3):

$EOAN (-0,21%) EON +13.45%

$UNH (+0,07%) UnitedHealth +7.15%

$ALV (-3,37%) Allianz +6.60%

$RACE (+1,04%) Ferrari -12.35%

$LLY (+0,06%) Lilly -13.04%

$MC (-0,69%) LVMH -17.71%

Funny that UnitedHealth was the second worst performing stock in February and now the second best.

Dividends:

In March, I received a net €165.60 from a total of 22 distributions.

Compared to March 2024 (€128.38), that was an increase of 28.99%

Investments:

As I mentioned in February, I am still building up my nest egg again. This is also not yet complete.

A special payment is due in April, but this will go into the $XEON (+0,01%) as I am saving all the special payments for the loan repayment in 5 years' time.

I have actually stopped some savings plans in order to have more money for individual purchases or to build up cash. More on this later.

Buying and selling:

There were no sales this month.

I bought Ferrari, and there is still room here until the position is full.

As I mentioned above, I stopped some savings plans. Realty, STAG, Gladstone Investment and Hercules Capital have been stopped. I would like to add to Realty again to fill the position (I'm still €300 short). The price of the others is moving sideways, so I imagine that I will be able to buy them at a later date at the same price.

Savings plans (total €175):

• Cintas ($CTAS (-1,29%) )
• LVMH ($MC (-0,69%) )
• Monster Beverage ($MNST (-0,55%) )
• Microsoft ($MSFT (+0,16%) )

Goals 2025:

My goal is to have €130,000 in my portfolio at the end of the year. The goal is to be achieved by reinvesting the dividend, making payments and, of course, increasing the share price. The share price increase is of course impossible to predict in any way, so the motto is: if the share price falls or does not rise enough, more cash is needed.

This comes from the sale of useless items on eBay, additional income from e.g. "neighborhood help", etc. The worse the share price, the more additional cash has to be raised.

Target achievement at the end of March 2025: 21.05%

So I'm on the right track (so far), although I would have needed a bit more in March to maintain the average. Well, everything is still open at the moment.

Now I'll wait and see what tariffs come in today (or not), look forward to the dividends and just wait and see. "Because doing nothing often leads to the very best of something."

How was your March? I have the latent hope that, for once, I did better in March than my usual 50% or so of the getquin community.

#washbaerreview

Hello everyone,

I have looked at the stocks in my portfolio with my new but still incomplete knowledge of fundamental analysis and am of the opinion that some stocks are heavily overvalued.

Perhaps they will fall back to their fundamental value soon or at some point?

Yes, actually this is bound to happen in the long term.

So I'm wondering whether I should sell now and invest the capital in fundamentally favorable stocks or in my ETFs?

I also find it interesting that some stocks were already overvalued when I bought them and some only became overvalued later.

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In my opinion, some of the stocks in my portfolio are overvalued:

(not exhaustive)

Palantir $PLTR (-0,45%)

Ferrari $RACE (+1,04%)

Rheinmetall $RHM (+1,46%)

Agree Realty $ADC (-0,43%)

visas $V (-0,94%)

Hermes $RMS (+0,43%)

Microsoft $MSFT (+0,16%)

Nu 😅 $NU (-1,06%)

Asml $ASML (+2,71%)

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On the other hand, I think they are favorably valued at the moment:

(some are not really cheap, but maybe worth buying)

Amazon $AMZN (-0,57%)

Abc $GOOGL (-0,27%)

Sofi $SOFI (-1,82%)

Lockheed Martin $LMT (+0,21%)

Berkshire $BRK.B (-0,59%)

Caterpillar $CAT (-0,27%)

Occidental Petroleum $OXY (-1,53%)

Rio Tinto $RIO (-1,37%)

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I think I probably wouldn't regret it if I just sold everything and put it in the $HMWO (-0,44%) and put it in the But I enjoy individual shares and the risk is limited. Still, I would like to know how you read valuations and translate them into action decisions and what you think about my specific situation and would possibly act.

$RACE (+1,04%)
$PUM (-1,52%)

Lewis Hamilton's switch to Ferrari has the merchandising cash register ringing. The Brit's fans have practically overrun equipment supplier Puma. The equipment partner has now published its first figures.

Lewis Hamilton raced in silver for twelve years. Since the start of the current season, the driver and his fans have had to get used to a new color. The announcement that Ferrari had signed the record winner had already caused quite a stir last season. However, the euphoria in the first few months of the year was heightened once again when the change was completed.

The first official picture of Lewis Hamilton in front of Enzo Ferrari's old house received 5.7 million likes from fans on Instagram. No other post with Formula 1 content had ever generated such a social media response before. Ferrari fed the wave of euphoria bit by bit with new content during the winter break and kept it rolling into the season.

The hype surrounding Hamilton naturally led to an increase in demand for merchandising products. All the fans who had been wearing the seven-time world champion's Mercedes gear for years now naturally had to switch sides with their idol. The demand for caps and shirts with the starting number 44 was huge. Unfortunately, the new Ferrari Formula 1 collection was not yet available in time for the start of work shortly after the turn of the year.

Queues in front of the Ferrari stands

It was only shortly before the start of the season that equipment supplier Puma began to meet demand and supply dealers. Anyone who was there in Melbourne could see huge crowds of people in front of the Ferrari stands in Albert Park. Ferrari has always been the most popular team in the Formula 1 field in Australia, but with Lewis Hamilton, sales increased considerably once again.

The renowned British portal "SportBusiness" has learned from sources at Puma that merchandising sales have increased eightfold in the first few months of this year compared to the same period last year. Of course, a large proportion of this revenue goes directly back to Ferrari in the form of license fees. This means that a considerable portion of the driver's salary, estimated at over 50 million euros, has probably already been recouped.

Ferrari's F1 income explodes

Ferrari's cash registers were already ringing last season. With HP, the Scuderia found a new title sponsor before the Miami Grand Prix, which alone is expected to bring in more than half of the permitted budget cap expenditure (approx. 140 million US dollars). During the winter break, a major deal was then concluded with the Italian UniCredit bank.

Second place in the team standings also contributed to the increase in revenue. According to the official bonus key, the Scuderia is now entitled to 242 million dollars - 34 million more than in the previous year. The explosion in revenue and the spending limits that apply to all teams ensure that Ferrari makes a tidy profit with the Formula 1 team and that the project no longer has a negative impact on the balance sheet as marketing expenses, as was previously the case.

https://www.auto-motor-und-sport.de/formel-1/ferrari-merchandising-puma-zahlen-zum-hamilton-effekt/?_gl=1*4s22hz*_ga*VGVwNVJMUGFDUi1FTVNJMXZsa241Q2tkRThISWVEZy01dkZxWUp4OGtzeFVUaFFDQmUwMDdPcWZ0Y09ST0I0ZA..#google_vignette

ASML - One of my favorite European stocks and now finally back in the portfolio ❤️

is still on my "Europe wish list":

Hermés $RMS (+0,43%) (currently not yet in the portfolio)

LVMH $MC (-0,69%)

Rheinmetall $RHM (+1,46%)

Ferrari $RACE (+1,04%)

Novo Nordisk $NOVO B (-1,31%)

and under €40 the Porsche $P911 (+0,07%) share (also not yet in the portfolio)

Even though I struck at 370 euros, the first installment was made

Good morning Community!

Is $RACE (+1,04%) a buy for you at the moment?

I currently see an opportunity to get in.

I would be pleased to hear your opinions.

... is not in the parking lot, but in the depot :)

The $RACE (+1,04%) 500 Euro direction can start.

I could not avoid the comparison between these two stocks, both work in the same sector and more or less the same category of Luxury in a way, although certain Porsche models are much more affordable than the cheaper Ferrari ones, but cases apart:

Ferrari
$RACE (+1,04%)

• 47 Times Current Earnings
• 2.5 B of Ebitda for a Valuation of 72B
• 0.8% Annual Dividend
• Last 5 Years +108%.

Porsche
$P911 (+0,07%)

• 11 Times Actual Earnings
• 38B of Ebitda for a Valuation of 48B
• 4.4% Annual Dividend
• Last 5 years -37%.

I personally am not very attracted to the automotive sector for investment, a lot of uncertainty, regulation and competition in recent years, very few companies have been able to beat the market 📈

Maybe this valuation is just a long term expectation thing, or maybe it is Ferrari that is overvalued and Porsche is exactly where it should be or maybe it is a good value investment opportunity in Porsche....

For my part I am going for European Stocks to diversify my exposure to the US market and in turn to the dollar, most companies are either very expensive in fundamental and technical valuation (historical highs) or include a lot of risk (lots of debt, haven't reported profits yet) or are so cheap that beating the market seems mission impossible (very low PE sectors like automotive) 🫠

Anyway we will have to do a little more research, maybe it is not a bad idea to invest in. $P911 (+0,07%)? 🤔

Here's to further dividend growth with the most beautiful cars 📈