Hey Getquin community, would love to get some feedback on my current portfolio 😃 Long term investment horizon and currently considering cutting my $1211 (-2,72%) and $DUOL position. I am also looking to add $NU (-0,17%) and maybe $OUST 👀

$NVDA (-4,99%)
$MSFT (-2,23%)
$META (-4,83%)
$NBIS (-12,78%)
$DUOL
$1211 (-2,72%)
$HIMS (-6,94%)
$AMZN (-2,32%)
$SRFM
$NU (-0,17%)
$ADYEN (-8,41%)
$NOVO B (-1,56%)
$VUSA (-2,13%)
$VWRL (-2,64%)

I recently started this portfolio, being the reason it’s still quite small and not well balanced.

I would like to significantly expand my $PRAE (-1,35%) position, lowering the percentage of my portfolio that $MELI (-0,82%), $NU (-0,17%) and $GRAB (-2,73%) take up.

The primary reason for not investing in the US is because I believe that a large part of their stock market is overvalued, and that the people and politicians there will bring the country to its knees.

Long-term I see much more potential in Europe and Latin American.

Feel free to disagree.

Spotify

https://open.spotify.com/episode/5YEu0PyLKT7hYjXlTSnh6E?si=vI0e35EsTluXMYlJPnjhgg

YouTube

https://openyoutu.be/DH5yf8f4UAg

Apple Podcast

https://podcasts.apple.com/de/podcast/144-nebius-nu-take-two-iran-russland-china-fed/id1695869891?i=1000768239354

$NBIS (-12,78%)

$NU (-0,17%)

$TTWO (-0,75%)

$NU (-0,17%)

📊 𝐑𝐞𝐬𝐮𝐥𝐭𝐬

• Adj. EPS: $0.21 (Est. $0.21) 🟰

• Revenue: $5.0B+ (Est. $5.06B) 🟰

• Net income: $871M (+41% YoY)

• ROE: 29%

• NII: $3.25B (+12% QoQ)

• Total customers: 135M+

⠀

📌 𝐊𝐞𝐲 𝐓𝐚𝐤𝐞𝐚𝐰𝐚𝐲𝐬

• Mexico reached break-even and surpassed 15M customers

• Credit portfolio grew 40% YoY to $37.2B

• AI Private Banker now serves 15M+ monthly active users

• NuFormer AI models now live for credit underwriting in Brazil and Mexico

• Engineering throughput increased 50% YoY through AI adoption

⠀

💬 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭 𝐂𝐨𝐦𝐦𝐞𝐧𝐭𝐚𝐫𝐲

“Our AI transformation is a core priority of Nu. We are not adding AI to banking, we are rebuilding banking around AI.”