Hello dear community,

I have been a silent reader on getquin since the end of 2022 and thank you all for the interesting and helpful contributions. I especially enjoy reading and following your life journeys and portfolios.

I reached €100k in May 2026 and would like to take this opportunity to introduce myself and my portfolio and ask for your advice on the next steps.

First about me: I will be 24 years old in a few months and have been investing since October 2022. I started my dual studies in the banking sector in August 2022 and have been working full-time in risk controlling since August 2025. I already invested around 80% of my salary during my studies and was able to maintain this savings rate. I built up the portfolio exclusively through my high savings rate. Of course, I was only able to maintain this because I live with my parents and have almost no expenses. Although I would like to move out soon in order to further my personal development, I am currently still using the situation very successfully to make compound interest work early on.

My portfolio has always been extremely simple. For a long time, I saved exclusively in the $VWRL (-0,06%) and in recent months have used the fall in the share price to build up a position. $BTC (-0,23%) build up a position. However, I no longer hold this position. I want to build up assets with the ETF and I see the Bitcoin position as a high-risk bet and a "hedge" against Bitcoin becoming significantly more relevant.

Now to the future: It is clear that I will continue to put my savings rate into a global ETF. My original plan was to save in the FTSE All-World in the distributing variant until I have exhausted the saver's allowance. I will consistently reinvest the dividends. I should exhaust the FSA for the first time this year, so I would now switch to an accumulating ETF. I'm thinking of an ACWI IMI.

What do you think? What would you do if you were me? And to those who only save in one ETF: How often do you switch your ETF (regarding FiFo, exit taxation, etc.)?

Thank you for your input, have a nice weekend and good luck with your investing.

Frank Thelen paints a terrifying picture of a sudden crypto-collapse triggered by quantum computers. CoinShares' Bitcoin Research Lead Christopher Bendiksen comes to a different conclusion - for three reasons:

First, the vast majority of $BTC (-0,23%)-addresses today are constructed in such a way that the public key is not visible. Even if quantum computers were able to crack individual keys, there would only be a tiny time window of around ten minutes in which a transaction hangs in the network. Bendiksen believes this is unrealistic, even over decades.

Secondly, only a small, clearly definable part of the supply is actually at risk - especially old pay-to-public key addresses. This affects around eight percent of all coins, of which only a fraction (around ten thousand Bitcoin) would be relevant to the market in the short term. Even with extremely optimistic assumptions about quantum progress, an attacker could only work off the rest over many decades.

Thirdly, Bitcoin is adaptable. A soft fork could introduce quantum-resistant signatures and new address types to which users could gradually migrate. For Bendiksen, Bitcoin is therefore not a victim of quantum technology - but a system facing a long-term engineering problem that can be solved.

$BITC (+0,03%)

Yes, yes... I can already hear it: far too much crypto and heavily in the red. But the cryptos are still a remnant of my time before the current Yuh portfolio.

But knock yourself out and roast my portfolio - bearing in mind that ETH and SOL will be sold at some point and either rolled over into ETFs, individual stocks or BTC.

I'm also open to criticism and feedback, suggestions for adjustments and advice.

Regarding my strategy: I buy CHF 100 per month in $VHYG (-0,17%)
$VWCE (-0,1%)
$CHDVD
$XMME (-0,37%) as well as $ZGLD and $BTC (-0,23%) . I also buy up to CHF 400 in individual stocks on my watchlist, which I want to buy and hold for the next 15 years, if not 30 years, until I retire (or longer).

For the most part, I buy individual companies that I support personally and in the long term, consume myself or simply find suitable (e.g. because they pay regular, good and annually increasing dividends).

Hi everyone,

what to do with admittedly badly performing Shitcoins. I have a few cryptoposis via Etoro. Bissl $BTC (-0,23%)
$ETH (+0,04%) but also $SOL (-1,83%)
$ADA (-0,04%)
$XLM (+0,46%)
$DOGE (+0%)

Why? Surely 90% Fomo and 10% persuaded that is somehow risk diversification. I've been thinking for weeks about what to do now. $BTC (-0,23%) and $ETH (+0,04%) I still have hodl vibes.

I really don't know what to do with the others. I'm down around 35% here. Doesn't hurt me at the moment because I don't need the money. But somehow, as a gambler's pose, you could probably do something better with it.

Best regards

Mig

little reminder you sweet Bitcoin hodlers.

But you know anyway: you would have $BTC (-0,23%) exchanged for fiat long ago and made a nice life for yourselves

Blunt is blunt - the crypto savings plan continues unchanged. Although I have already reached my target allocation of 10 % through special tranches, I am now deliberately continuing to disproportionately invest in the crypto position.

Why? Because I am overriding the logic of my head (which is calling for a rebalancing) in order to continue collecting the favorable entry prices of the crypto winter. If it goes even lower in the next execution: gladly! In the long term, the current EK doesn't matter anyway.

Crypto savings plans:

$BTC (-0,23%) 250,- €

$ETH (+0,04%) 50,- €

$SOL (-0,11%) 50,- €

I would actually like to have a little less $BTC (-0,23%) in the portfolio (currently around 30%) but I am down 10%. Would you still reduce or wait until the price rises again? I still believe in Btc and don't really need the money, but would like to reallocate.

Digital investment products saw outflows of USD 1.07 billion - the first negative week in seven weeks and the third largest weekly outflow of 2026, surpassed only by two weeks at the end of January. This likely reflects renewed geopolitical risk-off sentiment related to developments around Iran, with outflows concentrated mainly in $BTC (-0,23%).

The news surrounding the CLARITY Act appears to have improved sentiment at the margin: Eleven assets continued to see notable inflows, and Thursday was positive with inflows of $174 million. Altcoins held up remarkably well. $XRP (+0%) The largest asset class, the cryptocurrency, saw inflows of 67.6 million US dollars, $SOL (-0,11%) The inflow of USD 55.1 million - for both, the momentum accelerated compared to the previous weeks.

$BITC (+0,03%)
$XRRL (+0,18%)
$SLNC (-0,08%)