Let's see what this earnings season has to offer 😁🧐

what do you think? 📉📈

$FAST (+0,87%)
$GS (+0,62%)
$BLK (+1,49%)
$C (+1,03%)
$JPM (+0,08%)
$ASML (+5,23%)
$MS (+0,17%)
$PGR (-1,66%)
$BAC (+0,11%)
$2330
$SCHW (-0,11%)
$ABT (-3%)
$PLD (-0,52%)
$PEP (-0,18%)
$NFLX (-1,34%)
$AA (+3,73%)
$TRV (-0,45%)
$BMI (+0,18%)
$ALLY (-1,01%)
$STT (+0,88%)

$PLD (-0,52%)

Total dividend (gross) in 2025: €18,346.12

Dividend forecast (gross) for 2026: approx. €25,000

#rewind #october

On and on :-)

Top Mover

$KLAC (+7,52%) +15%

$AVGO (+1,41%) +14%

$ASML (+5,23%) +11%

$STAG (-0,76%) +10%

$PLD (-0,52%) +10%

Loosers:

$ARE (+0,35%) -29%

$3350 (+2,49%) -18%

$XS3087774306 (+1,87%) -18%

$RICK (-0,61%) -17%

$YMST (-1,81%) -17%

$HIMS (+9,93%) -15%

👋 Introduction & background

Hey everyone!

I'm 33, married and dad to two small children (18 months and 2 months old). I've been working in the automotive industry since 2011 and in management consulting since 2019. ⚙️🚗💼

My wife is an engineer and also works in the automotive industry. 👩‍🔧🚗

I've been with getquin since 2022, but so far I've been reading along rather than actively posting. 👀

My wife is currently on parental leave and receives parental allowance. I will go on parental leave in Q2 2026 (also with parental allowance), then she will start working again. This means that only one of us will receive a full salary until the end of 2026 - but we'll still be sticking to our savings and investment quota. 👶💶

💰 Current status:

A good mid-six-figure amount has already been saved in our custody accounts. 📈

👶 Children & investments

For each child, we invested €10,000 in the Vanguard FTSE All World ($VWRL) (+1,42%) invested. In addition, each child receives €150 per month in the same ETF - via junior custody accounts at ING. 📊

💍 My wife's investments

She invests monthly:

- 🌎 500 € in the MSCI World ($XDWL) (+1,25%)

- 💸 500 € in the Vanguard FTSE All World High Dividend ($VHYL) (+0,45%)

📈 My investment strategy

Long-term, diversified and with a focus on cash flow & wealth accumulation.

🔹Core portfolio (ETF & Bitcoin)

€1,000 flows in every month:

- 💵 €600 in SPDR S&P 500 ($SPY5) (+1,51%)

- 🌍 €200 in Vaneck Morningstar Developed Markets Dividend Leaders ($TDIV) (-0,37%)

- ₿ 200 € in Bitcoin ($BTC) (+1,31%)

🔹 Individual share savings plans (€25/ €600 each)

Target per company: €10,000 investment amount.

Currently participating:

$DB1 (-1,95%) , $UNP (-1,32%), $RACE (-0,8%) , $MRK (+0,97%) , $MUV2 (-3,69%) , $DGE (+0,9%) , $DE (+2,46%) , $TXN (+0,65%) , $AWK (-0,7%) , $ADP (+0,06%) , $PLD (-0,52%) , $HEN (-0,9%) , $ITW (-0,86%) , $UNH (+0,77%) , $LLY (+0,03%) , $BEI (+0,16%) , $MCD (+1,08%) , $DTE (+0,5%) , $WMT (-0,86%) , $COST (-0,21%) , $WM (-0,86%) , $JPM (+0,08%) , $BLK (+1,49%) , $SY1 (-1,31%)

🔹 Cash reserve

💰 Set aside at least €1,000 every month to be able to strike flexibly when opportunities arise.

🏘️ Real estate strategy

We live in our own home and own a rental apartment that pays for itself. ✅

Further real estate purchases are planned. 🏡📈

🎯 Target (15-20 years)

Financial freedom - with the option of part-time or complete independence from employment. Focus on more time for family, projects and quality of life. ✨

How do you structure your portfolios? What is your strategy and what are your long-term goals?

I look forward to the exchange!

As the earnings season starts again, here is a summary of the most important figures next week.

$JPM (+0,08%)
$C (+1,03%)
$WFC (+2,25%)
$BLK (+1,49%)
$JNJ (+1,9%)
$GS (+0,62%)
$BAC (+0,11%)
$AA (+3,73%)
$ASML (+5,23%)
$PLD (-0,52%)
$UAL (+3,12%)
$KMI (-0,48%)
$PEP (-0,18%)
$ABT (-3%)
$Netflix
$TSM (+6,69%)
$USB (+0,23%)
$IBKR (+5,35%)
$AXP (+0,17%)
$MMM (+0,06%)

Hello dear community,

I've cracked 60k and now I need to implement more ideas. I was planning to add a bit more dividend. I still have 20k cash and would like to invest around 15k. My ideas are $MRK (+0,97%)
$HNR1 (-4,06%) and $UPS (-1,59%)

Do you have 1 or 2 more ideas? I would have real estate $PLD (-0,52%) in mind.

Happy Saturday everyone and good investing.

Here's to Xi and Trump having a good day today ;)

To give me a better overview, I have looked up the publication dates of all the quarterly figures of the companies in which I am invested.

Of course I don't want to withhold this from you:

May 2025

• 05.05.25 -> Realty Income $O (+1,14%)
• 06.05.25 -> Ferrari $RACE (-0,8%)
• 06.05.25 -> Progressive $PGR (-1,66%)
• 06.05.25 -> Zoetis $ZTS (-3,35%)
• 07.05.25 -> Novo Nordisk $NOVO B (+0,94%)
• 08.05.25 -> Main Street Capital $MAIN (+1,02%)
• 15.05.25 -> Allianz $ALV (-2,56%)
• 20.05.25 -> Mutares $MUX (-1,1%)
• 22.05.25 -> NextEra Energy $NEE (-0,1%)

July 2025

• 10.07.25 -> Progressive $PGR (-1,66%)
• 21.07.25 -> Prologis $PLD (-0,52%)
• 23.07.25 -> Amphenol $APH (+4,95%)
• 24.07.25 -> Greencoat UK Wind $UKW (+1,03%)
• 24.07.25 -> NextEra Energy $NEE (-0,1%)
• 24.07.25 -> Vidrala $VID (-1,93%)
• 25.07.25 -> Palfinger $PAL (-0,27%)
• 25.07.25 -> Volkswagen $VOW (-1,85%)
• 30.07.25 -> HSBC $HSBA (+1,16%)
• 30.07.25 -> Realty Income $O (+1,14%)
• 30.07.25 -> Rio Tinto $RIO (-0,11%)
• 31.07.25 -> Ferrari $RACE (-0,8%)
• 31.07.25 -> Main Street Capital $MAIN (+1,02%)
• 31.07.25 -> OMV $OMV (-0,59%)

August 2025

• 05.08.25 -> Aflac $AFL (-1,04%)
• 05.08.25 -> DHL Group $DHL (-3,17%)
• 05.08.25 -> Public Storage $PSA (-0,2%)
• 06.08.25 -> Novo Nordisk $NOVO B (+0,94%)
• 07.08.25 -> Allianz $ALV (-2,56%)
• 12.08.25 -> Mutares $MUX (-1,1%)
• 12.08.25 -> Zoetis $ZTS (-3,35%)

October 2025

• 09.10.25 -> Progressive $PGR (-1,66%)
• 21.10.25 -> Prologis $PLD (-0,52%)
• 22.10.25 -> Amphenol $APH (+4,95%)
• 22.10.25 -> NextEra Energy $NEE (-0,1%)
• 27.10.25 -> Palfinger $PAL (-0,27%)
• 28.10.25 -> HSBC $HSBA (+1,16%)
• 29.10.25 -> OMV $OMV (-0,59%)
• 29.10.25 -> Vidrala $VID (-1,93%)
• 30.10.25 -> Main Street Capital $MAIN (+1,02%)
• 30.10.25 -> Volkswagen $VOW (-1,85%)
• 30.10.25 -> Zoetis $ZTS (-3,35%)

November 2025

• 03.11.25 -> Public Storage $PSA (-0,2%)
• 04.11.25 -> Aflac $AFL (-1,04%)
• 04.11.25 -> Ferrari $RACE (-0,8%)
• 05.11.25 -> Novo Nordisk $NOVO B (+0,94%)
• 06.11.25 -> DHL Group $DHL (-3,17%)
• 10.11.25 -> Realty Income $O (+1,14%)
• 13.11.25 -> Mutares $MUX (-1,1%)
• 14.11.25 -> Allianz $ALV (-2,56%)

January 2026

• 23.01.26 -> NextEra Energy $NEE (-0,1%)
• 27.01.26 -> Prologis $PLD (-0,52%)
• 28.01.26 -> Progressive $PGR (-1,66%)
• 28.01.26 -> Amphenol $APH (+4,95%)
• 29.01.26 -> Ferrari $RACE (-0,8%)
• 29.01.26 -> OMV $OMV (-0,59%)

February 2026

• 04.02.26 -> Aflac $AFL (-1,04%)
• 04.02.26 -> Novo Nordisk $NOVO B (+0,94%)
• 13.02.26 -> Allianz $ALV (-2,56%)
• 17.02.26 -> Zoetis $ZTS (-3,35%)
• 19.02.26 -> Main Street Capital $MAIN (+1,02%)
• 24.02.26 -> HSBC $HSBA (+1,16%)
• 24.02.26 -> Palfinger $PAL (-0,27%)
• 24.02.26 -> Public Storage $PSA (-0,2%)
• 24.02.26 -> Realty Income $O (+1,14%)
• 26.02.26 -> Greencoat UK Wind $UKW (+1,03%)
• 26.02.26 -> Vidrala $VID (-1,93%)

March 2026

• 04.03.26 -> Rio Tinto $RIO (-0,11%)
• 05.03.26 -> DHL Group $DHL (-3,17%)
• 17.03.26 -> Volkswagen $VOW (-1,85%)

April 2026

• 15.04.26 -> Mutares $MUX (-1,1%)

Ps: Does anyone have the dates of the quarterly figures for $SHEL (-0,19%) ? Unfortunately I can't find them online.

After making my first small investments of a few hundred euros in the stock market in February '25, I added a larger amount in the course of April. It also took some time to develop an investment strategy; where do I want to invest? What risk do I want to take? Accumulating or distributing? ETFs and/or individual shares? If so, which ones and why? Are there specific countries and/or sectors I would like to focus on?

Only at the end of last week were all the answers to these questions clear: a long-term investment horizon of just over 35 years with relatively low risk. A healthy ETF/share mix of 60/40. Distributing portfolio with high-yield and high-growth positions and with a relative focus on the USA and Europe.

I have a good feeling that I am happy with my strategy in the long term and finally no longer have to constantly turn the entire portfolio inside out.

My ETFs and individual stocks are $HMWO (+1,3%)
$TDIV (-0,37%)
$DGSD (+1,06%)
$MAIN (+1,02%)
$NOVO B (+0,94%)
$PGR (-1,66%)
$PSA (-0,2%)
$UKW (+1,03%)
$APH (+4,95%)
$DHL (-3,17%)
$HSBA (+1,16%)
$MUX (-1,1%)
$NEE (-0,1%)
$ZTS (-3,35%)
$AFL (-1,04%)
$O (+1,14%)
$SHEL (-0,19%)
$VID (-1,93%)
$RACE (-0,8%)
$PLD (-0,52%)
$OMV (-0,59%)
$PAL (-0,27%)
$RIO (+1,62%) and last but not least $VOW (-1,85%)

#dividende
#dividends
#etfs
#growth
#personalstrategy
#portfoliofeedback