$TDIV (-0,23%)

I have $BATS (+0,53%) and $PG (-0,91%) sold them. I’d had both in my portfolio for several years. Bat doubled in value during that time, but I don’t see it continuing that way, and they’ve also dropped quite a bit since I sold at 55 euros. Procter & Gamble has more or less been treading water, and I got out at 126 with a small loss. I just can’t see them acquiring, say, something like $LDGL (-0,48%) or $TDIV (-0,23%) .

The proceeds went into that as well.

The aerospace and defense sector now accounts for about 8% of my investment capital. Although some companies in the industry are already in the $HMWO , $TDIV (-0,23%) or the $VHYL portfolio, they were nevertheless added as individual stocks due to their long-term trends and future prospects.

These are $LMT (-3,48%) , $NOC (-3,07%) , $AVEX and $AVAV (-7,54%)

The defense sector is booming for the first time since 1990 due to global conflicts and looming crises—order books are full, jobs are being created, and new plants are being built. Countries are arming themselves with drones, among other things, as well as other equipment and systems, ever since they’ve seen what these are now capable of. Defense capabilities against drones, cyberattacks, and hybrid warfare also play a massive role and require nations to arm themselves against these threats.

In addition to the current boom, however, this industry is also interesting for another reason: it is quite recession-proof due to its customer base. Furthermore, there are high barriers to market entry, few competitors, and the customers are almost exclusively governments—which also have maintenance and upgrade contracts in place for decades to come—and, last but not least, a certain level of trust among users in the systems’ performance.

Even though one might sometimes get the impression that NATO is falling apart, many systems and pieces of equipment are still compatible with one another—or are intended to become so in the future—which greatly expands the list of potential customers.

Disadvantages of the industry? A high concentration of customers, development risks, export restrictions, political interference—sometimes sensible, sometimes less so—and if a company falls behind technologically, it could very quickly lose ground.

While $LMT (-3,48%) and $NOC (-3,07%) have been established in the industry for years and are growing through scaling, diversification, and expertise, $AVEX and $AVAV (-7,54%) represent, in my view, the future of military development and thus represent a growth bet on nations’ drive to deploy autonomous systems in crisis zones.

My conclusion is this: Anyone who actively chooses to include defense industry stocks in their portfolio accepts an ethical dilemma, but benefits from tremendous predictability, structural tailwinds, as well as technological change and the associated government spending.

Final Thoughts:

If world peace were to break out tomorrow—then, by the way, I would be more than happy and more than willing to pay the price for it in the form of losses!

*contains AI-generated images*

In March 2025, I made a clean break and sold everything; since then, I've been investing in ETFs.

$TDIV (-0,23%) I contribute monthly, and the savings plan is increased annually.

$LDGL (-0,48%) I make annual top-ups.

$VWRL (-0,58%) This is funded through my capital-forming allowance.

$autom (-0,26%)I’ll sell at the beginning of next year—I’ve been using my capital formation allowance to contribute to this.

I want to keep it simple and straightforward. According to AI, it’ll add up to a nice sum by 2040, and I never want to sell this portfolio. What do you think?

At the beginning of the year, I radically changed my strategy: moving away from countless individual stocks toward a simple, robust, and family-friendly structure centered around the Vanguard FTSE All-World ($VWCE (-0,46%)) and the $TDIV (-0,23%) 🌍💰. The triggers back then were my two kids 👶👶, parental leave 🍼, and the scarcest resource of all—time!

Today—a few months later—it’s clear: That was exactly the right decision! I’ve officially hit the 1/3 million € mark in my brokerage account alone! 📈

(Important to note: Bitcoin $BTC (+4,3%)

₿ and our real estate 🏠 aren’t included in this total at all and are managed separately as additional pillars.)

A few thoughts and insights along the way:

• Consistency & simplicity beat timing: The key wasn’t finding that one perfect stock, but rather the disciplined, automated saving into the global ETF—completely stress-free and without constant monitoring.

• Compound interest makes a noticeable difference: Once your portfolio reaches this size, daily market movements can contribute more to your gains on some days than your own savings rate.

• Staying focused & making the most of your time: Switching to a simple setup has brought exactly the peace of mind I’d hoped for—so I can have more time for my family.

What’s next?

The strategy remains unchanged: maintain the savings rate $VWCE (-0,46%) , reinvest dividends, keep crypto and real estate running in parallel, and carry on stoically. The next goal for the portfolio is 500T€—the second half of the first million! 🎯

Thanks to the community here for the daily exchanges and motivation! 👏🏼👏🏼👏🏼

You guys are truly the best! 🫶🏻

#etfs
#dividends
#vermögensaufbau
#meilenstein
#altersvorsorge
#familie
#vanguard#vaneck

I've been thinking for a while now about selling all my individual stocks and just continuing to invest in my three ETFs ($IWDA (-0,67%) , $VHYL , $TDIV (-0,23%) ) in order to be in a more stable position for the future. Most of my holdings are already included in at least one of the three ETFs anyway. Today I took the next step and $MRK (-2,3%) , $6501 (-2,09%) and $WUW (-0,21%) sold off to increase my position in $VHYL . In the long term (> 5 years), this strategy should pay off.

What do you think of this strategy?

As always, the text was gone 👿 …..after I sent it ⬇️

@CustomerService, are you ever going to fix this? It's so annoying! ….

$LVMH Sold—money in the $LDGL (-0,48%)

$TSCO (-1,12%) sold - money in the $TDIV (-0,23%)

$PFE (-1,57%) sold—money in the $WINC (-0,76%)

that 1,000 was still okay $UBU7 (-0,59%) A little growth is still desirable despite the dividend 🚀

… Text is shorter now, since I don’t feel like typing it all out again

Boom—after thinking it over for a long time, I finally took the plunge today.

I've shifted my investments into the $LDGL (-0,48%) , and from now on I’ll be saving €1,000 a month.