Hi everyone,

I'm currently thinking about streamlining my portfolio a bit and focusing more on cash flow .

The following positions are currently on my sell list:

➡️ Uber

➡️ Netflix

➡️ BYD

➡️ Aberdeen India Fund

Selling these would free up about €13,000 would be freed up.

My plan: To use the money for a lump-sum purchase of the iShares World Equity High Income Active UCITS ETF (WINC / IE000KJPDY61) $WINC (+0,22%) and then continue contributing to the ETF on a monthly basis.

The ETF currently has a trailing dividend yield of about 9.6%

The idea behind this:

💰 Significantly increase cash flow in the portfolio

📊 Diversify more broadly with an ETF

🧹 Reduce the portfolio from 20 to 16 positions

🔄 Build another long-term monthly cash flow component

As a foundation, I already have the VanEck Dividend Leaders $TDIV (+0,21%) in my portfolio.

I’m aware that the high dividend yield doesn’t come “for free”: WINC is actively managed and generates part of its additional returns through the sale of call options on stock indices. However, this can also affect capital growth and long-term returns.

What do you think?

Would you invest the approximately €13,000 all at once in $WINC (+0,22%) or would you prefer to invest it in stages?

And most importantly: Do you see any catch with WINC that I’m currently overlooking? 👀

I’m looking forward to hearing your opinions and experiences! 🚀

That should go over well here. :)

More info is linked here.

https://www.ishares.com/gls-download/literature/shareholder-letters/ishares-iii-plc-shareholder-letters-iswinccpag-en-21-aug-26.pdf

$WINC (+0,22%)

A while back, I completed the transition and now have a steady monthly cash flow.

The time until my final retirement is manageable (1–3 years).

I’ve focused on ETFs with quality filters. And I also have a CC ETF weighted at 10% $WINC (+0,22%) is included.

I’ve become much more relaxed now, and the performance of my portfolio is contributing to that as well. 🙂

The image shows my portfolio. Combined with my wife’s portfolio, we’ve gained 7.5% since the beginning of the year. The composition of both portfolios is the same, though.

$SIE (+0,15%) It did me the favor of falling back down to around my entry price, so I took advantage of the opportunity and added to my position.

In addition, I added to my savings plans for $WINC (+0,22%)
$WIRE (-1,19%) and $XDG7 (-0,41%)

Edit: The text disappeared again, but now I copy it before posting and then paste it back in. It’s really a hassle…

As always, the text was gone 👿 …..after I sent it ⬇️

@CustomerService, are you ever going to fix this? It's so annoying! ….

$LVMH Sold—money in the $LDGL (+0,45%)

$TSCO (+2,09%) sold - money in the $TDIV (+0,21%)

$PFE (+0,23%) sold—money in the $WINC (+0,22%)

that 1,000 was still okay $UBU7 (-0,13%) A little growth is still desirable despite the dividend 🚀

… Text is shorter now, since I don’t feel like typing it all out again