Leonardo

What do you think of BAE Systems?

The share price rose nicely until March 2024 and the long-term upward trend is still intact in my opinion.

I haven't found anything really dramatic fundamentally either, only the debt might be worth mentioning, but it's not unusually high either.

The share price has been moving sideways since March and I see opportunity costs for my portfolio.

I would be interested in your opinion as I am currently thinking about liquidating my BAE position.

$BA. (-0.61%)

---------------------------------------------------------------------------------------------------------

$RTX (-0.07%)

$RHM (+0.48%)

$LMT (+0.16%)

$LDO (-1.43%)

What has happened? Why is the entire defense industry on a downward spiral? 😵‍💫$RHM (+0.48%)
$HAG (-0.33%)
$LDO (-1.43%)

++ Monthly savings plans - My current path 🚀++

As many people keep asking me which savings plans are running in my custody account, I would like to provide a list here.

First of all, my entire custody account is with ING-Diba.

Although I receive a commission of 1,75 % I am very satisfied with the service/app and broker.

ETF savings plans, on the other hand, are free of charge.

Here again a short list of the advantages and disadvantages of savings plans:

-Advantages

Reduce risk:

As the cost-average effect (CAE) results in the average entry price of a share approaching the "average price of the last 12 months".

This is achieved by investing the same amount in shares every month over a period of 12 months, for example.

Buy and hold:

Statistically, the tendency to buy and hold is associated with the highest returns for private investors.

Small cattle:

You can start with small monthly amounts. Your money will grow over time, even if you only invest small amounts.

Quick start:

It's easy to get started: share savings plans allow you to invest from as little as EUR 1 per month, depending on the bank.

-Disadvantages

Time to buy:

The choice of timing is limited: Share savings plans are executed on the 1st, 7th, 15th day of each month for most providers, leaving little room for intervention.

Fees:

Higher fees may apply: Many providers may charge a fee of, for example, 1.75% of the savings plan amount per execution.

Long-term nature:

Share savings plans are primarily intended for long-term investors.

Investors looking for a quick return may want to consider alternative options.

The following positions are currently held in my portfolio via a savings plan:

- 100 € ~ FTSE All World ($VWCE (+0.17%))

- 50 € ~ Alphabet ($GOOGL) (+0.93%)

- 50 € ~ Merck & Co. ($MRK (+0.37%))

- 50 € ~ Microsoft ($MSFT (+0.08%))

- 50 € ~ Tesla ($TSLA (+0.15%))

- 25 € ~ Apple ($AAPL (+0.28%))

- 25 € ~ Palantir ($PLTR (+0.07%))

- 25 € ~ Allianz ($ALV (+0.17%))

- 25 € ~ Walt Disney ($DIS (-0.2%))

- 25 € ~ Walmart ($WMT (+0.22%))

- 25 € ~ Intel ($INTC (+0.03%))

- 25 € ~ Unilever ($ULVR (+0%))

- 25 € ~ Coca Cola ($KO (-0.06%))

- 25 € ~ Mc Donalds ($MCD (+0.02%))

The total amount of 525 € per month flows directly per savings plan into the custody account.

In addition, I make irregular individual purchases to expand existing positions or add new ones.

I build up a monthly cash position in my clearing account for this purpose.

The nest egg is transferred directly to the call money account at the beginning of the month.

I am also currently planning to increase or new introduce.

-Increase/repurchase:

$EWG2 (+0%)

$TSLA (+0.15%)

$NU (+0.33%)

$8001 (-0.32%)

$LDO (-1.43%)

-New acquisition/first purchase:

$AWE (+3.4%)

$RHM (+0.48%)

$AVAV (-1.79%)

$6301 (+1.66%)

$NKE (-0.06%) (but only at a price of 50.00 $ 😉)

Thank you for your attention and good luck with your investment. 💸

LG

Michael

My worst sale ever. I picked it up cheaply during Corona because I was also concerned about the security situation in Europe. Unfortunately, I was a year ahead of my time with my assumption.

At some point my broker's spread wasn't right in the morning and the S/L kicked me out before the market closed. I was then simply happy about the profit-taking and let it go. Today the position would have been around +300%.

However, I must also say that this is the only time I was wrong to sell in hindsight. In all other cases, I was glad to have parted with the shares, regardless of whether they were up or down and how they subsequently performed.

Great idea with the #seechallenge !

The wonderful view of Lake Maggiore from the terrace of my parents' vacation apartment is priceless. After they bought this apartment in the early 90s in northern Italy, it went for me as a child in the summer, autumn and spring to this place.

I do not have Italian positions in my portfolio at times, on my watchlist are $LDO (-1.43%) and $ENEL (+0.02%) . Maybe it will be something at some point.

My favorite position performance-wise this year is $GOOGL (+0.93%) - since $AMD (-0.05%) unfortunately was given away too early!