Another very nice article from WirtschaftsWoche about the Kläger Group from Augsburg, which monetizes its surplus electricity from renewable energies with $BTC (-0.61%) monetize mining👇
Discussion about BTC
Posts
2,7811D·
Bitcoin mining for the energy transition?
www.wiwo.deWirtschaftsWoche
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12 Comments
Patrick Schäfer@Hotte1909
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1D·
Just for the sake of classification
BTC vs Gold...
To be fair, anyone who bought after 2021 $BTC (-0.61%) would have done better with gold.
Which will do better over the next 10 years... who knows, I just have both. 😘
1D·
A BTC investment that falls to its knees when stocks also fall to their knees is pointless
It is currently becoming clear why Bitcoin is not an investment but a casino.
While my 40% gold, 60% broadly diversified equities portfolio is still in the black, BTC is falling to its knees just like equities. Why do I need such an "investment" that correlates with shares and consists of digital nothing for the darknet in my portfolio?
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Anyone who got into gold unfavorably in 2013 was only back in the black in 2019
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A BTC investment that falls to its knees when stocks also fall to their knees is pointless
It is currently becoming clear why Bitcoin is not an investment but a casino.
While my 40% gold, 60% broadly diversified equities portfolio is still in the black, BTC is falling to its knees just like equities. Why do I need such an "investment" that correlates with shares and consists of digital nothing for the darknet in my portfolio?
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Finally someone is saying it!
Peter Schiff recognized this back in 2011. Anyone who listened to him back then and bought gold instead of Bitcoin can count themselves lucky. After all, the digital number series correlate with shares.
Peter Schiff recognized this back in 2011. Anyone who listened to him back then and bought gold instead of Bitcoin can count themselves lucky. After all, the digital number series correlate with shares.
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2D·
Crypto beginner asks for help in choosing a broker and general tips
I haven't cared about crypto for a long time - but now I've reached the point where I'm looking into it a bit. I've already read one or two things @stefan_21 in his posts. But what would come into question for me would "only" be an investment in $BTC (-0.61%) . Preferably with a monthly savings plan.
As it's all new, I don't want to overdo it at the start and am starting small with €10 a month or €10 every two weeks (I'm not sure how much yet). I also did a bit of research online about providers. In the end, the offer from "Bitvavo powered by Hyphe" appealed to me the most (the main reason for my decision was by far the lowest fees of 0.25% for purchases and that savings plans are also possible). However, I probably haven't seen all the brokers and the experts can certainly comment on whether the provider is good for beginners or whether there are better alternatives. It would also be good to know which is better. A transfer to my own wallet is not on my agenda for the time being. I prefer to keep it with the provider for now.
I'm curious to see what else the more experienced among you can give me as tips/help and what I should look out for. I'm grateful for any help as an absolute beginner in this field.
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20 CommentsGreetings :)
Glad to hear it - you're definitely not doing anything wrong with a Bitcoin savings plan.
My savings plan is now with Strike. This is a Bitcoin Only provider that offers fee-free savings plans after 1 week. Previously, it was with 21Bitcoin from Austria - they work together with VR Bank Bayern Mitte and you also have a German reference account there. The savings plans there cost 0.79% in fees, which is absolutely fine. I was and am very satisfied with both and can recommend both providers accordingly.
But there should be nothing wrong with Bitvavo either. I think you just have to try it out and see how you get on :)
You don't need your own wallet for the amounts. I always recommend this from around €1000 or an amount that would be painful to lose. However, it makes sense to play around with the technology a little to get a feel for it. Experience has shown that people understand how Bitcoin works more easily and more quickly if they send a few transactions back and forth themselves. But one thing at a time, I would say :)
Glad to hear it - you're definitely not doing anything wrong with a Bitcoin savings plan.
My savings plan is now with Strike. This is a Bitcoin Only provider that offers fee-free savings plans after 1 week. Previously, it was with 21Bitcoin from Austria - they work together with VR Bank Bayern Mitte and you also have a German reference account there. The savings plans there cost 0.79% in fees, which is absolutely fine. I was and am very satisfied with both and can recommend both providers accordingly.
But there should be nothing wrong with Bitvavo either. I think you just have to try it out and see how you get on :)
You don't need your own wallet for the amounts. I always recommend this from around €1000 or an amount that would be painful to lose. However, it makes sense to play around with the technology a little to get a feel for it. Experience has shown that people understand how Bitcoin works more easily and more quickly if they send a few transactions back and forth themselves. But one thing at a time, I would say :)
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3D·
MANTRA $MO RUGG! TERRA LUNA 2.0?
And once again, a billion-dollar crypto RWA project is ruggering its investors. The popular real-world asset coin called Mantra loses around USD 5 billion in market cap within a very short space of time.
Allegedly there were many sales via OTC. The founders are currently fighting a rugpull and trying to stabilize the situation - but so far in vain.
What can we learn from this?
No matter how "legit" a crypto project looks: Stay away from such altcoins / memecoins - especially if they are based in the UAE.
In the end, $BTC remains the only real choice in the crypto sector. Possibly $ETH, although this too has had massive performance slumps and continues to weaken.
Mantra investors will most likely never see their money again. Anyone still investing now is just gambling - I would almost recommend the casino.
STAY SAFE!
4D·
Scotland: First British school accepts Bitcoin for school fees
Bitcoin is increasingly penetrating the education system and is now being accepted as a means of payment for school fees in the UK for the first time.
The Lomond School in Scotland will accept payments in Bitcoin from the fall semester of 2025.
BTC
74.553 €
making it the first school in the UK to do so.
Accepting Bitcoin is part of the school's plan to integrate "sound money principles" into the curriculum to "prepare students for an uncertain future," the announcement continues:
"Bitcoin is accessible to anyone willing to learn it - making it more democratic and inclusive, especially for people in developing countries who don't have access to traditional banks. Lomond sees Bitcoin as a perfect real-world case study for economics, computer science, ethics and innovation."
The school has no plans to accept other cryptocurrencies and will convert the BTC directly into fiat currency, as the announcement explains. The school could still establish a BTC reserve in the future, depending on the wishes of the Lomond community.
Lomond's announcement underscores the growing number of institutions using Bitcoin as a hedge against inflation amid turmoil in the global financial world.
Bitcoin is making its way into the education system
Bitcoin is now part of the curriculum in several schools and universities; some of these institutions have also adopted a BTC reserve strategy to protect their reserves against the corrosive effects of inflation on purchasing power.
In 2022, the University of Cincinnati added crypto courses to its curriculum to teach students about BTC and new Web3 technologies.
Mi Primer Bitcoin, a Bitcoin educational institution, partnered with the Ministry of Education in El Salvador in 2023 to integrate education about BTC into the country's school system.
The University of Wyoming founded the Bitcoin Research Institute in July 2024 to conduct scientific studies on the decentralized digital asset.
In turn, in February 2025, the University of Austin announced that its endowment fund had allocated USD 5 million for BTC investments. The university's endowment fund has around USD 200 million in assets under management.
Chun Lai, Chief Investment Officer of the endowment fund, emphasized that the fund is looking to invest in BTC to capitalize on the financial benefits of digital assets as cryptocurrencies are increasingly adopted by institutions.
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6D·
Gold Gold Gold, baby!
The price of gold $965515 (-0.26%) has reached a new all-time high of USD 3,220 per troy ounce - in the midst of geopolitical uncertainty and trade conflicts. No wonder the run on the precious metal is currently so strong.
I personally hold a small position - but what's next?
- A new high?
- A long sideways phase, as we have seen more often in the past?
- Or will $BTC (-0.61%) as "digital gold" and leave classic gold behind?
What do you think?
As always for me: gold only physically, more of a hedge than a speculative investment.
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6D
The Chinese purchases have long been known and priced in. If it's in the press, it's in the price.
No, I think there will be a massive shift of US bonds into gold. US default is imminent and this needs to be hedged. Gold has a weighting of just over 0.5% in US portfolios. The long-term average is 2%. It could go there again under Trump.
My price target for gold since 2018 is around USD 4500 in 2026/27, but it could easily go even higher. It would be bad if the USD were to fall at the same time and the price rise were to pass EUR investors by. You need concepts...
No, I think there will be a massive shift of US bonds into gold. US default is imminent and this needs to be hedged. Gold has a weighting of just over 0.5% in US portfolios. The long-term average is 2%. It could go there again under Trump.
My price target for gold since 2018 is around USD 4500 in 2026/27, but it could easily go even higher. It would be bad if the USD were to fall at the same time and the price rise were to pass EUR investors by. You need concepts...
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1Wk·
ETF - Orientation
Hello everyone,
I am currently in the process of further expanding my ETFs. Unfortunately, I don't have enough time to deal with individual stocks and this will not change in the near future.
To the $VWRL (+0.65%) (60% of the total savings rate) as the core, I also have the $TDIV (+0.97%) and $FGEQ (+1.19%) at 14% and 12% into the portfolio. In addition, I currently have the $IBC3 (+1.97%) (7%) and the $COMF (+0.33%) (4%).
At the moment I'm not sure whether I'd rather use the resources for the $IBC3 (+1.97%) and the $COMF (+0.33%) either in the $VWRL (+0.65%) or add something else to the portfolio instead of the two (bonds or maybe $JEGP (-0.44%))? or just let it continue? What do you think?
The aim is of course to make money in the long term. The dividends will be reinvested and, if it works out, used as additional income in retirement.
$BTC (-0.61%) I will continue to draw dividends and the individual shares will remain buy & hold for the time being - until I have more time again.
I am grateful for tips, discussions and suggestions.
Best regards
Your fizzelfritz
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My portfolio is actually structured quite similarly. ☺️ If you're interested, you can read the post I pinned in my profile about a year ago, where I described my investment strategy. Maybe there's one or two points in there that might interest you too. ☺️
Otherwise, I would actually put your EM ETF in the All-World. The All-World already contains emerging markets, so you would have them in there twice. Or did you deliberately want to increase the weighting of emerging markets? I don't know the $COMF, so unfortunately I can't say anything about that. 🤭
Otherwise, I would actually put your EM ETF in the All-World. The All-World already contains emerging markets, so you would have them in there twice. Or did you deliberately want to increase the weighting of emerging markets? I don't know the $COMF, so unfortunately I can't say anything about that. 🤭
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1Wk·
No tax increases?
Has Merz really prevailed and warded off the SPD's wet dreams?
I wonder whether this also means the holding period for $BTC (-0.61%) and co. is meant, or whether this is classified as a new tax and not a tax increase😂
1919
20 CommentsWell, if you leave the Ministry of Finance with €500 billion and the Ministry of Defense with unlimited billions of euros to the Socialists, you won't need any more tax increases.
So, dear net taxpayers, now buckle down for the next few decades, because the banks want Z I N S E N for the SPD's bragging. Totally surprising.
So, dear net taxpayers, now buckle down for the next few decades, because the banks want Z I N S E N for the SPD's bragging. Totally surprising.
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