I started investing slowly in 2021 and am now 33 years old. After initial mistakes that everyone probably makes, I'm now probably on the right track, which lets me sleep extremely relaxed. Savings rate 750 euros and if it fits there are still individual purchases. No hype stocks, just relaxed, steady wealth accumulation with additional dividends. This year it should be just under 2000 euros net and that's just the beginning. In addition to my ETFs and a few individual shares, I have $BTC (-1.41%) and $$DE000LS9U6W1 (-1.73%) which are also fed with individual purchases. Next year I'm planning to buy a car, so I have money in my call money account to buy the car without a loan. Life can be so simple. I wish all investors continued rising prices 🚀
Discussion about BTC
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3,489Small update
A year later, a lot has changed in the portfolio - not just a year older 🫣 😉
My strategy is now a core satellite strategy. Whereby the core ($VWCE (-1.4%) , $TDIV (-0.1%) and $EIMI (-2.98%) is). The satellites are a mix of $BTC (-1.41%) , $EWG2 (-1.63%) , $SSLN (-7.77%) and momentum models such as $DE000LS9U6W1 (-1.73%) and $DE000LS9VVV3 (-4.17%) . I have currently stopped my savings plans, as I have added to them over the last few months when prices were a little lower. And I am currently 85% invested with my assets. However, I would like to invest another €5k in the momentum models, which are already on the broker and limit orders have been set (so that I reach roughly 10% with the momentum models). In addition, my plan with $BRK.B (-0.04%) has not worked out at the moment, as I still have a loss pot of just under 700€. So I'm still holding on, and as soon as that is reached, the amount will be invested in the other positions.
✌️
1st milestone
I'm 26 years old and have been working for 8 years, but have only been investing for just under 4-5 years. Let's see how it goes and when I'll be back under six figures, probably won't take that long with the rollercoaster ride 😅
Feedback on the portfolio is also welcome. :)
Protofolio evaluation / opinion
Hey, I'm Chris and I'm 22 years old!
I am an employed master optician/optometrist and have been investing since 2019. My portfolio :
38% $BTC (-1.41%)
30,5% $IWDA (-1.2%)
8,80%$EIMI (-2.98%)
12,45% $LVWC (-2.73%)
Currently up 18.3%. $BTC (-1.41%) is not included, as this share is on the wallet and I have no overview of buy/sell data.
Assets approx. 28500,-
I am open to tips/opinions.
I am aware of the path dependency of the $LVWC (-2.73%) aware of the path dependency. Therefore, the share is correspondingly lower. $BTC (-1.41%) should be held for the long term.
I also have €1500 in the loss offset pot for shares. I would like to utilize this and am wondering which shares I should buy.... As I no longer do any stock picking. Just the three largest positions from the world ETF?
Otherwise, I would be interested to know why you have an investable markets index for EM (i.e. including small caps) and not for developed markets.
The leverage and BTC suggest a very high risk profile. But I don't want to say much about that. It's not my strategy.
Decision point for Bitcoin?
$BTC (-1.41%) moved in a narrow trading range between 80,000 and 82,500 US dollars last week. Four important reference levels are close to the current price and can be clearly divided into resistance and support zones.
Above the current price, two levels act as resistance. The 200-day average is around USD 82,500. The average entry price for investors in US spot$BTC (-1.41%)-ETFs is around USD 83,000, reflecting the strong inflows of the past year. Together, these levels form a zone in which investors waiting for the break-even point tend to sell.
Below the current price, two other levels act as support. The "true market mean", i.e. the average purchase price of on-chain holders, is USD 78,200. Strategy, the world's largest on-chain holder of #bitcoinhas an average purchase price of USD 75,500. A break below one of these levels would put these market participants in the red.
For the bulls, a clear weekly close above USD 83,000 would bring ETF investors back into the profit zone and improve momentum. A clear rejection below USD 78,000, on the other hand, could trigger further selling pressure. Until one side breaks out, the trading range will remain.
Why Bitcoin is the best "asset" for me - and could/will be the global currency of tomorrow.
Chapter 1: Why the monetary system is a lie
We all exchange our most valuable and finite resource - our lifetime - for money. The bitter truth, however, is that the money we receive in return is not finite. Our current debt money system is based on the constant expansion of the money supply by central banks.
- The deception: if the money supply grows faster than productivity, the value of each individual unit falls. What is sold to us as moderate "2% inflation" is in fact a creeping expropriation.
- The Cantillon effect: those who are close to the source of money (banks, state) benefit, while the purchasing power of the working population at the end of the chain dwindles. Those who save lose - this is not an accident, but a feature of the fiat system.
Chapter 2: The escape from the FIAT system
Regardless of whether we invest in individual shares or save in the "holy grail" of global ETFs: At the core, we all have the same goal. We have understood that the money in our current accounts is dying. We are manually trying to outrun inflation.
- The shared problem: Every investor at #getquin has recognized the problem of falling value. But we have to ask ourselves: do we invest in shares because we love the company so much, or because we are forced to "park" our money somewhere so that it doesn't melt away?
- Systemic risk: The stock market is also heavily dependent on central bank liquidity. If the interest burden falls or money is printed, prices rise - regardless of the real strength of the economy. Bitcoin is the only exit strategy into a system that cannot be manipulated by political arbitrariness or interest rate decisions.
Chapter 3: The solution that is not seen
Bitcoin is often dismissed as a purely speculative asset because people only look at the volatile price. But Bitcoin is the solution to a millennia-old problem: the separation of money and state. - Incorruptibility: for the first time, we have a commodity that is absolutely scarce, portable, divisible and, above all, resistant to censorship.
- The end of corruption: If a state can no longer simply print its money to finance wars or economic mismanagement, it has to budget again. Many people sense that "something is wrong", but seek the solution within the system (e.g. in gold or real estate) without realizing that Bitcoin is the first perfectly digital, scarce commodity in human history.
Chapter 4: The mathematics of freedom
Bitcoin is not based on trust in people or institutions, but on the laws of mathematics and thermodynamics.
- 21 million: This number is set in stone. There is no authority that can increase this amount by decree.
- Proof of Work: Bitcoin is backed by real energy. This makes it the "hardest money" we've ever had. While gold is hard to transport and real estate is hard to share, Bitcoin is light-speed money. It is equally accessible to anyone with internet access worldwide - without permission from a bank.
Chapter 5: The cost of waiting (opportunity cost)
The biggest fear of many investors is volatility. They wait for the "dip" or the perfect entry point. But the real danger is not being invested.
- Outperformance: Those who have been on the sidelines for the last 10 years have missed out on the strongest demonetization in history. Bitcoin has outperformed every other asset class so far because it is the only asset that cannot react to price pressure by increasing supply (inelastic supply).
- The real risk: The risk is not that Bitcoin will fall 20% tomorrow. The real risk is holding its purchasing power in a system whose money supply doubles every few years.
Chapter 6: From digital gold to the new global currency
We are currently in the monetization phase. Bitcoin is currently establishing itself as "digital gold" - a global store of value. But this is just the beginning.
- Evolution of money: Money always develops in stages: collector's item -> store of value -> medium of exchange -> unit of account.
- Technological layers: Bitcoin is already being sent at lightning speed and almost free of charge thanks to layer 2 solutions such as the Lightning network. As market capitalization increases, volatility will decrease until Bitcoin represents the most stable basis for a global, fair financial system that excludes no one.
Chapter 7: How you too can become a Bitcoiner
You don't become a Bitcoiner by buying €50 of BTC on an exchange. It is an intellectual process.
- From trader to HODLer: Most people come for the quick profits. But those who start reading - whether "The Bitcoin Standard" or technical whitepapers - stay for the revolution.
- Study instead of speculate: Learn to ignore the daily noise of the news. Understand why decentralization is more important than any new feature of a shitcoin. Once you have entered the Rabbit Hole deeply enough, you no longer trade "to make a profit", but save in Bitcoin to save your wealth into the future.
Chapter 8: Conclusion
A Bitcoin is a Bitcoin Stop measuring the success of your investment only in euros or dollars. In a system in which currency units can be multiplied infinitely, the price is an illusion.
- The new fixed point: In 50 years, there will still only be 21 million Bitcoin, but nobody knows how many trillions of euros will be in circulation by then.
- The only question: in the end, it is not the fiat value that counts, but: What percentage of the world's hardest money network do you own?
A bitcoin is a bitcoin.
If you want to learn more about Bitcoin, I recommend this YouTube video and the official Bticoin whitepaper.
https://www.youtube.com/watch?v=0gOhd7waSG8
https://bitcoin.org/files/bitcoin-paper/bitcoin_de.pdf
CLARITY compromise ensures strongest crypto inflows since April
Investment products for digital assets recorded inflows of USD 857.9 million - the sixth consecutive positive week and the highest weekly volume since April 24. This likely reflects the improved sentiment around the CLARITY Act after Senators Tillis and Alsobrooks released the final compromise text on the stablecoin interest rate on May 1 and stood their ground against opposition from the banking industry on May 4. $BTC (-1.41%) The price of the stablecoin rose above the USD 80,000 mark on Monday, reaching its highest level since the correction in February. The Senate Banking Committee is expected to discuss the issue next week. Total assets under management rose to 160 billion US dollars.
The week ahead
Monday, May 11
17:00: Inflation expectations of the New York Fed
Tuesday, May 12
14:30: US consumer price index (CPI) 🌶
Wednesday, May 13
14:30: US Producer Price Index (PPI)
Thursday, May 14
14:30: US retail sales 🌶
14:30: US import and export prices
16:30: CLARITY Act vote 🌶
Friday, May 15
14:30: Empire State Manufacturing Index
15:15: US industrial production & capacity utilization
16:00: University of Michigan Consumer Sentiment (preliminary)
$HIMS (+3.53%)
$ASTS (+0.57%)
$QBTS (-7.95%)
$OKLO
$ONON (+1.73%)
$NBIS (-0.82%)
$BABA (-6.17%)
$CSCO (+2.74%)
$AMAT (-3.34%)
$NU (-5.21%)
$BTC (-1.41%)
$ETH (-3.07%)
$SOL (-2.15%)
$XRP (-1.83%)
Bitcoin above 80,000 US dollars: Breakout yes, euphoria no
$BTC (-1.41%) has recaptured the USD 80,000 mark. This is important from a chart perspective, as the market has failed to reach this level several times since the end of January.
However, the rise does not look like a broad retail euphoria. The movement is being driven primarily by institutional inflows: spot Bitcoin ETFs collected around USD 2.9 billion in April, with a further USD 2 billion added in May.
The tailwind is coming from several directions: lower oil prices, somewhat less geopolitical risks, a weaker dollar, ETF demand and further purchases by large Bitcoin addresses. At the same time, caution remains appropriate. Inflation is stubborn, the US Federal Reserve has little room to cut interest rates, and regulatory progress is more likely to help Ethereum, stablecoins and DeFi than Bitcoin itself.
Conclusion: The medium-term outlook remains constructive. But this market continues to be heavily driven by liquidity, ETF flows and macro data - not a clean new crypto euphoria.
They want to abolish the tax exemption for Bitcoin and cryptos after a holding period of one year
It may not itch you, as you are not invested anyway. But after that comes gold & silver. Then comes real estate (10 years). Finally come watches, art, vintage cars, spirits, wines and everything else.
In 1999, the speculation period for securities was extended from 6 to 12 months by the SPD and the Greens. In 2009, it was completely abolished by the CDU and SPD and replaced by today's flat-rate withholding tax + solidarity surcharge. More than 14 million small investors and savers are affected by this today. The greedy state is hindering your prosperity and private pension provision.
$BTC (-1.41%)
$ETH (-3.07%)
$XRP (-1.83%)
$SOL (-2.15%)
$BNB (-1.47%)
$DOGE (-3%)
$HYPE (-2.38%)
$AAVE (-1.94%)
$ZEC (-3.9%)
$WLFI (-1.39%)
$ADA (-1.5%)
$DOT (-2.42%)$TRX (-0.39%)
$XMR (-1.82%)$LINK (-2.48%)
$XLM (-1.59%)
$DAI (+0.03%)
$PAXG (-0.11%)
$LTC (-3.21%)
$AVAX (-1.7%)
$SUI (-3.02%)
$HBAR (-1.15%)
$SHIBA (+0%)
$TAO (-3.46%)
$CRO (-2.88%)
statutory pension,
* health insurance,
* infrastructure,
* security,
* care,
* education,
* and social security are not available for free and we are also the state that incurs costs. Reforms as quickly as possible.


