$FWRG (+0.57%) pure

Hello everyone,

I was asked by my parents how they should invest around 50k that has so far just been sitting in their bank account. Both are rather risk-averse, which is why I first thought of an All World ETF $VWRL (+0.58%) . They still have about 15 years until they retire and want to make provisions. Are there any suggestions or similar cases here where someone can speak from experience? I was also thinking of a split like 70% $VWRL (+0.58%) 15% $ALV (+0.27%) 15% $DTE (-1.39%) thought. Or just put everything consistently in the All World?

I am grateful for any help. :)

Millions of disused cell phones are gathering dust in German households. According to current estimates, there are around 195 million devices lying unused in drawers.

Deutsche Telekom $DTE (-1.39%) wants to change this and is combining its recycling campaign with a special incentive:

Anyone who hands in their old cell phone at a Deutsche Telekom store between October 7 and November 15 can win valuable prizes.

The main prize is a one-kilogram gold bar made from recycled precious metal 🪙💰

》Environmental awareness meets competition《

With this campaign, the company wants to increase the return of old devices and at the same time raise awareness of sustainable consumption. Every cell phone handed in counts as a ticket for the prize draw, up to a maximum of ten per person. In addition, trips to FC Bayern Munich away matches, VIP tickets for soccer matches and vouchers for the DFB fan store will be awarded.

Telekom is also supporting social projects with the campaign: For every device handed in, two euros will go to the children's aid organization "Ein ❤️ für Kinder".

In this way, the company combines ecological responsibility with social commitment 👍🏻👍🏻👍🏻

》Return to the raw materials cycle《

Returned devices are reused or professionally recycled depending on their condition. Valuable materials such as gold, silver or copper can be recovered from the circuit boards and reused in production. This conserves natural resources and reduces electronic waste.

》Target: circular economy by 2030《

Deutsche Telekom's long-term goal is to return the majority of its end devices to the recycling loop by 2030. This applies not only to cell phones, but also to routers, repeaters and TV receivers.

In 2024 alone, the company took back more than eleven million cell phones worldwide. A further 4.6 million other end devices were also returned to the cycle for recycling - 1.35 million of them in Germany alone.

Recycling significantly extends the lifespan of many devices, while valuable raw materials remain in circulation.

T-Mobile US Inc. $TMUS (-1.2%)
$DTE (-1.39%) reported record growth in customer numbers, prompting the company to raise its forecast for several key figures.

Despite these successes, the shares fell by 2.2% in regular trading after the announcement, having already fallen by 0.89% in pre-market trading.

This suggests that investors may have been expecting even stronger results or were concerned about the slight year-on-year decline in net profit.

The telecommunications giant reported earnings per share of USD 2.41, narrowly beating analysts' expectations of USD 2.40.

Turnover reached USD 21.96 billion, which was also above the forecast of USD 21.88 billion.

These results underscore T-Mobile's continued momentum in the competitive wireless market while the company undergoes a leadership transition with CEO-designate Srini Gopalan replacing outgoing CEO Mike Sievert.

》Quarterly performance highlights《

T-Mobile's business performance in the third quarter of 2025 was characterized by exceptional customer growth in several segments. The company recorded 1.0 million net additions in postpaid mobile - the best result for a third quarter in over a decade. Total postpaid net additions reached a record 2.3 million.

Of particular note was the 26% year-on-year increase in postpaid net additions to 396,000 - another record for the company. T-Mobile also continued its strong development in the broadband segment: 560,000 net new customers represent growth of 34% compared to the same period last year.

Customer retention remained strong. The churn rate in the postpaid mobile segment improved slightly from 0.90% in the previous quarter to 0.89%, but was slightly higher than the 0.86% recorded in the third quarter of 2024. This stable churn rate, combined with the strong addition of new customers, underlines T-Mobile's competitive position in the market.

》Outlook and forecast《

Based on the strong third quarter results, T-Mobile has raised its full-year 2025 guidance for several key performance indicators. Most notable is the increase in the forecast for net additions in the postpaid segment from 6.1-6.4 million to 7.2-7.4 million. This corresponds to a significant increase of 1.05 million in the middle of the range.

The forecast for adjusted core EBITDA was raised by USD 300 million to USD 33.7-33.9 billion in the middle of the range, while the forecast for operating cash flow was increased by USD 600 million to USD 27.8-28.0 billion. The company also raised its capital expenditure guidance from approximately USD 9.5 billion to approximately USD 10.0 billion, reflecting increased investment to support its growing customer base and network expansion.

T-Mobile's nationwide 5G Advanced network $TMUS (-1.2%)
$DTE (-1.39%) has already set a new standard for business phone connectivity. Now it's time to help businesses move seamlessly into the new era of real-time data, AI and innovation.

T-Mobile announced the expansion of its Advanced Network Solutions (ANS) portfolio with features designed specifically for mission-critical operations where data is sensitive, work is done in real time, and availability and network control are essential: Edge Control and T-Platform.

Industry leaders such as the PGA of America, the Las Vegas Formula 1 Heineken Grand Prix and the military are exploring the breakthrough capabilities of Edge Control and T-Platform to improve their operations.

Edge Control: 5G Advanced + Local Breakout = private network performance without the hassle

From hospitals and factories to supply chains and smart cities, organizations need connectivity designed for high-performance, data-driven use cases. In healthcare, for example, AI is transforming the way doctors and nurses do their jobs - through real-time patient monitoring, predictive analytics, faster diagnoses and more informed clinical decisions. In 2024, 71% of hospitals reported using predictive AI in conjunction with electronic health records, up from 66% in 2023.

As the adoption of this type of technology accelerates, traditional connectivity solutions such as Wi-Fi may struggle to keep pace - often leading to reliability issues, patchy coverage and growing concerns about data sovereignty. The stakes are high. Imagine the reputational damage or costly remediation a healthcare provider could face if delayed real-time monitoring data puts an ICU patient at risk or if sensitive healthcare data is exposed. While private networks can help organizations overcome latency, security and data sovereignty challenges, realizing these benefits at scale requires higher costs and complex coordination across multiple sites.

With Edge Control, organizations gain the benefits of a private network - without the overhead of deployment and management at each site. Edge Control enables seamless data routing between endpoints, servers and machines, providing ultra-low latency, data sovereignty and simplified scalability.

In addition, Edge Control enables organizations to process data directly within their existing infrastructure for ultra-low latency - whether on private cloud platforms or on-premises systems like those from Dell Technologies. This flexibility allows customers to run Edge Control in environments tailored to their unique operational, compliance and performance requirements, while processing data closer to where it originates.

Because Edge Control is based on T-Mobile's 5G Advanced network, it offers an industry-first advantage: traffic is routed exactly where the business wants it, with fewer 'hops', even when users are located across the country. This means faster data transfer without the delays of traditional VPN tunnels. Even remote users and endpoints benefit from low latency and meet data sovereignty requirements through optimized routing within the network. Instead of rerouting traffic through multiple control points, Edge Control creates a secure local "on-ramp/off-ramp" that provides a direct, efficient path for data.

T-Platform: Because managing your network shouldn't be a paper chase

To realize the full potential of T-Mobile network investments at scale, companies need visibility and control over their entire networked ecosystem. This is where T-Platform comes in. T-Platform is a unique 5G portfolio platform that provides seamless access and centralized control over all T-Mobile for Business solutions, including Edge Control, through a single unified management portal.

From 5G business internet to IoT deployments to detailed network performance insights, T-Platform is already supporting tens of thousands of customers by unifying a variety of previously fragmented tools into one powerful interface. Imagine a transportation logistics company whose operations include thousands of vehicles, sensors and networked devices across hundreds of locations. Instead of juggling multiple systems to track usage, monitor performance and manage resources, the entire network is now in one place. Every service, every device, every location - fully visible and under control. The result: real-time decision making, optimized operations and scalability without complexity.

With these new advanced network solutions, T-Mobile continues to take 5G from theory to practice, setting new standards for enterprise connectivity and proving once again why it is leading the way in the 5G era.

Edge Control and T-Platform are ready to support businesses today.

Visit Edge Control to learn how 5G Advanced and Local Breakout deliver private network-like performance with no extra effort.

Visit T-Platform to learn how organizations can manage all T-Mobile for Business solutions from a unified dashboard.

At it-sa, Samsung $005930, Nexus $NEXUS (+0.03%) and Deutsche Telekom $DTE (-1.39%) presented a joint solution with which the smartphone could replace the smart card for access and identity checks in companies and public authorities.

Samsung has been offering security functions for its mobile devices under the brand name Knox for many years. Samsung Knox Native is the security-hardened foundation of all enterprise functions on Samsung devices - a combination of hardware, firmware and OS layers designed to guarantee device integrity, data protection and enterprise management.

Together with Deutsche Telekom Security and PKI specialist Nexus, Samsung has now presented a new mobile access solution based on this foundation at it-sa. It is designed to "turn the smartphone into a secure digital ID card for access and identity checks" - or in other words, it could replace the smart card in many cases.

The starting point for this was the need in public authorities, which often work with a smart card as an authentication method - even when accessing computers or company resources. The new offer brings the smartcard virtually into the smartphone and also allows the functions known from the smartcard (such as additional protection via a PIN) to be mapped.

"The more mobile devices are used for business-critical tasks, the stronger the protective measures that authorities and companies should take to ensure the security of these devices," says Tuncay Sandikci, Director MX B2B at Samsung.

Samsung Knox Native contributes to "keeping digital identities protected and reliable on the smartphone."

The joint development with Nexus and Deutsche Telekom Security has struck a good balance between security and usability, Sandikci emphasized to ChannelPartner at it-sa 2025. The offering is currently being tested with some partners in proof-of-concepts. The market launch will then take place gradually in the first half of 2026.

The partners primarily want to score points in the government business. However, there is no reason why it should not also be sold to corporate customers with high security requirements - or simply those who want to consolidate several authentication methods into one. After all, the providers believe that there is nothing to stop it being used for billing in the canteen, for example, or together with concepts for follow-me printing.

Samsung and Telekom are relying on their proven channels for distribution. This means that Telekom business partners will be able to sell the offer. However, participants in the Samsung Business Partner Program will also have access to it. "Sandikci intends to make it available both to partners who market the Knox Suite for lifecycle management and to those who manage devices for customers as Knox MSPs.

Comcast Technology Solutions (CTS), a division of Comcast $CMCSA (-0.21%)that delivers media and connectivity innovation worldwide, today announced a major collaboration with Deutsche Telekom $DTE (-1.39%) to bring state-of-the-art WiFi mesh technology to the entire home in Europe.

This strategic partnership combines Comcast's cloud-based WiFi mesh platform, already widely deployed in North America and Europe, with DT's market strength in Europe to enable seamless, intelligent connectivity throughout the home. The solution provides customers with reliable, self-optimizing Wi-Fi coverage that dynamically adapts to device usage and room layout.

"As expectations for seamless connectivity throughout the home continue to rise, we are focused on delivering powerful and reliable solutions that meet these demands," said Pedro Bandeira, Senior Vice President of Product and New Business at Deutsche Telekom. "Comcast's proven technology supports our vision for future-ready broadband."

》A WLAN solution designed for reliability, innovation and scalability《

The CTS Connectivity Platform includes mesh agents for gateways and extenders, hosted cloud orchestration and a set of public APIs that easily integrate with DT's backend and customer systems. The solution supports both legacy and modern broadband infrastructures, enabling backward compatibility and paving the way for scalable innovation.

》Key features include《

Real-time Wi-Fi optimization including band steering, dynamic channel selection and reliable coverage for all devices throughout the home

Cloud-hosted analytics and controls delivered via data streams.

Seamless integration with DT's customer experience platforms and apps.

Access to Comcast's current technology roadmap, enabling continuous innovation and future feature enhancements.

The collaboration also creates a long-term service model for DT that includes software updates, release management and telemetry support. By utilizing Comcast's solution, DT will benefit from faster time-to-market while reducing dependency on legacy infrastructure.

"We are proud to herald a new stage in our relationship with Deutsche Telekom in Europe with this innovative Wi-Fi solution," said Fraser Stirling, Global Chief Product Officer at Comcast and Sky. "Together we are enabling a next-generation broadband experience that is scalable, reliable and intelligent."

$DTE (-1.39%)

$PSAN (-0.11%)

wow, I actually have two stocks that are not red in my portfolio.

Has Trump managed to burst the stock market bubble?

Last weeks value stocks bought such as Deutsche Telekom ($$DTE (-1.39%) ) Ahold $AD (+0.3%) Heineken $HEIA (-2.16%) and Engie $ENGI (+0.23%) . ASML $ASML (+0.36%) and ASMI $ASM (+1.76%) trimmed and sold to bring my tech weighting to around 25%. Cost some redemenent this week, but a more stable portfolio.

The insurer Zurich $ZURN (+0.34%) and Deutsche Telekom $DTE (-1.39%) with its subsidiaries Deutsche Telekom Security GmbH and DeTeAssekuranz, have presented a new cyber insurance solution at the current it-sa, Europe's largest trade fair for IT security. With the aim of creating a clear and, above all, comprehensive protection package for customers, the jointly developed cyber insurance combines state-of-the-art IT security services with real-time risk analyses in a single product. This gives customers a comprehensive bundled offer that goes far beyond a conventional IT security solution.

The focus is on telecoms customers from SMEs and industry with a turnover of between EUR 100 million and EUR 2 billion, who can optionally expand their cyber protection as part of the MDR (Managed Detection & Response) product family.

They receive a transparent offer that is determined using a reduced questionnaire and takes individual requirements into account.

The special feature of the new insurance offer is that customers can take advantage of an optional extended cover limit with a term of up to 36 months. This offers them planning security over the entire term and also provides long-term premium stability.

》True cyber resilience requires an intelligent ecosystem《

Many customers find the cyber insurance market confusing. They come across numerous tariffs with rarely comparable modules and complex contractual conditions. This makes it difficult to find the right insurance cover.

At the same time, the risks posed by cyber attacks, data leaks and IT failures are constantly increasing. Regulatory requirements are also growing significantly, which highlights the urgent need for a holistic protection solution.

"At Zurich, we are convinced that true cyber resilience requires more than isolated tools - it needs a holistic and intelligent ecosystem that combines insurance, IT security and cyber intelligence. Through our strategic collaboration with Deutsche Telekom, we are creating an offering that meets precisely these requirements. Together we are setting new standards," emphasizes Petra Riga-Müller, Board Member Commercial Insurance Germany at Zurich Group Germany.

"In my opinion, there is no such thing as 100% technical security, so supplementary insurance can be a sensible investment. A highly motivated, experienced team meets a reliable insurer for a tailor-made product," says Telekom Security CEO Thomas Tschersich.