This time, a little earlier than in February, here is my review of February.
A good development but unfortunately also a premature sale.
📈 Performance:
S&P500: -0.36%
MSCI World: +1.05%
DAX: +3.04%
Dividend portfolio: +5.41%
My high and low performers in February were (top/flop 3):
🟢 ($8058 (-1,68%) ) Mitsubishi +29.13%
🟢 ($2768 (-6,04%) ) Sojitz +25.00%
🟢 ($HSY (+2,88%) ) Hershey +22.03%
🔴 ($D05 (-0,72%) ) DBS Group -5.56%
🔴 ($MSFT (-0,97%) ) Microsoft -7.95%
🔴 ($HTGC (+0,6%) ) Hercules Capital -16.33%
Dividends:
February 2026: €93.32
February 2025: € 137.56
Change: -32.16%
This change is partly due to the fact that Realty Income reclassified the 2024 dividend last year in February, resulting in a higher amount in February.
I also divested Medical Properties, which is why this dividend is of course no longer paid.
Sales:
🟥 United Health ($UNH (-1,54%) )
🟥 Lockheed Martin ($LMT (-1,57%) )
🟥 3M ($MMM (-1,83%) )
🟥 Tesla ($TSLA (+0,6%) )
🟥 Nintendo ($7974 (-0,16%) )
Purchases:
🟩 United Health ($UNH (-1,54%) )
🟩 Cisco Systems ($CSCO (-4,25%) )
🟩 VICI ($VICI (-0,46%) )
🟩 American Tower ($AMT (+1,17%) )
Savings plans:
($CTAS (+0,73%) ) Cintas (50€)
($MC (+0,48%) ) LVMH (50€)
($MSFT (-0,97%) ) Microsoft (25€)
As part of a smaller clean-up operation, I got rid of a few stocks that were really only a very small position in my portfolio. These include
- the remainder of Nintendo (only the profit was still running)
- 3M: Small position and dividend also too low
- Tesla: My foray into the tech world is over
I also sold Lockheed Martin. I thought it was a good time. The stock was doing well, but I think it will now gradually cool off. In addition, other defense companies are becoming more active and there will be more distribution here.
Unfortunately, I was wrong about that. In fact, I didn't believe that Iran would actually be attacked to this extent. I have therefore lost another 10% so far. Overall, however, this is not so tragic. I sold with a 30% gain and thus tidied up my portfolio further.
Last but not least, I sold United Health at around -30% to fill my loss pot and make the other sales tax-free. I then bought United Health again, together with an increase in VICI, American Tower and Cisco Systems.
What else has happened?
February was generally rather quiet, apart from the political tensions in the Middle East. These escalated towards the end of the month. We can expect an exciting March. In terms of performance, I am definitely satisfied. For the year as a whole, I am currently up 7.8%. The DAX is the closest pursuer with +3.2%.
I am still building up my nest egg. I didn't make any purchases in January and have only done the reallocations in February. This means I can definitely complete the build-up in April and invest a little more again from then on, although I am more likely to be building up cash at the moment.
At the end of the month I realized that my Payback had been hacked (or whatever) and 13,000 points were stolen or redeemed. Annoying... That's what happens when you don't have 2FA activated. But Payback still doesn't seem quite so secure to me. Incidentally, you don't need to expect help from customer service. They generally just refer you to the police. Of course, there's no refund either.
Edit: Today, 03.03. the payback points are back. No idea why. I didn't get a message or anything but DM canceled it. So apparently customer service did react or DM noticed the fraud. No idea. Anyway, I paid out the points straight away 😅😂
🥅 Goals 2026:
I'm trying to reach €85,000 in my dividend portfolio this year. This is to be achieved through dividends, deposits and, of course, share price increases. Let's see what it looks like at the end of the year, as the start is rather sluggish. I'll have to make up for that over the course of the year.
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