Vanguard FTSE Emerging Mkts ETF

ETF

ISIN: IE00B3VVMM84

Ticker: VFEM

IE00B3VVMM84

VFEM

Price

Discussione su VFEM

Messaggi

Nova

@Nova_portfolio

2Settimana·

Looking for input

So I just realised that I've been investing for exactly 1 year and 1 week, so I thought this would be a good moment to reflect. I'm 36, the total portfolio size is 50k+ and the money isn't needed in short term. My portfolio summarised:

1. ETF core, 50% at minimum: $VDEV (-4,46%) and $VFEM (-0,42%) , recently added $EUE (-3,13%) as I see more potential in the EU than in the US in the short-medium term. I like how a combination of these 3 ETFs allows for more adaptability than simply putting everything in a world ETF. Plus, the TER is a bit lower.

2. Individual stocks, max 10 positions, only including companies that I understand and have faith in that they will perform well in the next couple of years. The goal is to at least match $IWDA (-3,86%) but preferably to make some additional gains. In summary:

Tech:

$NVDA (-6,05%) : committed after the post-Deepseek dip, will just wait out all the short-term turbulence

$AMZN (-6,32%) : doesn't need additional info.

$ASML (-7,33%) : ditto

$VRT (-7,16%) : see one of my previous posts on GQ. Bit too volatile for me now, but when the AI-hype picks up again, will perform well.

Health:

$NVO (-2,41%) : I have a lot of faith in the GLP1-narrative, stock is very undervalued

$LLY (-3,56%) : same at NVO, got pummeled hard recently but in longer term another good bet in the GLP1-race.

Divident:

$ALV (-0,37%) : popular German insurance company. Divident-wise, I have more faith in insurance companies than banks. Banks also face more headwinds due to fintech.

$ASRNL (-1,21%) : comparable to Allianz, solid, no-nonsense Dutch insurance company.

Bit more speculative:

$NU (-2,16%) : I think fintech has a lot of potential and NU was valued quite cheaply compared to US- or EU-based counterparts. Could benefit from US recession if USD evaluates.

What are your thoughts? What would you add or lose? I'm thinking of adding $GOOG (-3,48%) when the current downtrend subsides. Does make the portfolio more tech-heavy but all companies are internationally oriented (in case of US recession) and should outperform in the longer term.

Thanks in advance!

12Posizioni

3,21%

11 Commenti

CaptainRTL@CaptainRTL

1Settimana

That's quite an interesting strategy you're following. With individual stocks, you should check the weighting of your ten positions once a year and see if any rebalancing is necessary. And as I see it, 50% is in ETFs. A classic core-satellite strategy.

I don't know how much money you have invested, but if it's less than €10,000, I would recommend building a solid foundation with ETFs first and gaining some experience.

Additionally, I would stick with the strategy you have now and not abandon it too quickly. Constantly switching back and forth rarely leads to success, so stay the course.

If your individual stock positions are only around €100 each, or even less, I would simply put that money into an ETF instead.

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Frasgaa

@Frasgaa

1Mes·

New portfolio allocation! 🇮🇹

After some time, I decided to clean up my portfolio a bit by removing the smaller stocks positions and enlarging the ones I believe in the most, going down from 18 to 12.

I also reduced the number of my ETFs from 8 to 6 and I decided to put a monthly deposit of 200 euros in accumulation ETFs (75% $IWDA (-3,86%) , 25% $EIMI (-0,37%) ) and a monthly deposit of 300 euros in distribution ETFs (40% $VWRL (-4,28%) , 30% $VHYL (-3,28%) , 20% $VFEM (-0,42%) , 10% $VUSA (-4,42%)).

In addition to these recurring deposits, I think that for some months I will only buy these 6 ETFs with my excess money in order to grow their position and to give more diversification and stability to my portfolio.

Tell me what do you think about it, soprattutto se siete italiani!

18Posizioni

15.328,30 €

5,29%

13 Commenti

financial_wizard_1039@financial_wizard_1039

1Mes

Ottima strategia. Una cosa che a me dicono in molti è di non comprare azioni che pagano grandi dividendi finché sono giovani. Alludono soprattutto a Reality Income, presente sia nel mio che nel tuo portfolio (nonostante ciò continuerò a tenerlo). La logica alla base è: finché sei giovane non concentrarti sui dividendi, i quali devono essere tassati.
Indipendentemente da tutto continua così e soprattutto non interrompere i pac. Bravo!

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Noah

@MoneyMaker32

2Mes·

Portfolio expansion?

I'm actually quite happy with my position at the moment, but I think I want to improve my $MC (-4,43%) and $VFEM (-0,42%) as I already have $VWRL (-4,28%) already have emerging markets in it.

Do you have any suggestions for expansion?

Doesn't have to be long-term, higher risk is also not a problem.

3Mes·

From the dividend runway to the 30k landing: My 2024 financial statements

Review of an exciting year on the stock market

Last year was a real milestone for me in many respects. Even though I have posted less recently, I have by no means been idle. On the contrary, I consistently implemented my "div & hodl" strategy and was able to achieve several personal goals at the same time. For example, I passed the CHF 25,000 mark - and shortly afterwards also crossed the psychologically important CHF 30,000 line!

My current strategy and dividend milestones

-Core portfolio (70/30): The core consists of two ETFs - an all-world ETF ($VWRL (-4,28%)) and an emerging markets ETF ($VFEM (-0,42%) ).

-Dividend targets: Since 11.12.24 my first target of CHF 250 per year has been ticked off. The next interim target is CHF 500, followed by CHF 750 up to the target of CHF 1,000 per year.

-CryptoIn addition to my ETF investments, I am continuing to save in crypto - a small but nice $BTC (-4,84%) -position via dollar-cost averaging (DCA).

Outlook: Where the journey is going

For the coming year, I plan to continue working towards my dividend targets and exceed the CHF 500 mark. I want to maintain the tried-and-tested 70/30 ratio, using every quarter or so for rebalancing. In addition, I'm staying on the ball with my BTC DCA approach - even though crypto is definitely not for the faint-hearted, for me it is part of diversification in small doses.

Conclusion

Patience, continuity and a clear plan: these are the ingredients that have helped me achieve my financial milestones this year. From the first dividend target (CHF 250/year) to the CHF 25k threshold to CHF 30k - it all goes to show that long-term investing still works best when you stick to your plan and invest steadily despite market fluctuations. I am looking forward to the next stock market year and am excited to see what hurdles we will overcome together as a community.

Stay invested and happy new year!

#etfs

#dividends

#crypto

Source image: DALL-E

14 Commenti

3Mes

The FTSE is already 70/30, so why add the EM? (Correction: EM is only 10%)

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Akef M.

@InvestingDetective

3Mes·

Almost End of Year Resolution

I have already trimmed my $MSTR (-7,92%) and $COIN (-4,11%) positions and opened a small position in $HOOD (-7,26%) for a bit of long-term investment.

Nothing wrong with $MSTR (-7,92%) but I considered it as selling $BTC for over 250K.

Completely out of $AMAT (-6,94%) instead, I focused on only $ASML (-7,33%), might add $AMAT again but for a better price or better market conditions.

I recently bought $MU (-14,08%) because it is extremely undervalued, I will add more after earning which is in 2 days.

Buy List for 2025 at the right price

Selling 2025

ETF's that I will keep DCAing for 2025

$VEUR (-1,97%)

$SPY5 (-4,43%)

$VFEM (-0,42%)

any suggestions are welcome

5 Commenti

Akef M.@InvestingDetective

3Mes

Personally, I think $MU is a bit more undervalued compared to $LRCX , but $LRCX has a better track record when it comes to dividend and share buy backs. I already hold enough $LRCX and am not adding more as of right now.

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news03

@user03

4Mes·

The Brazilian Development Bank (BNDES) has extended a loan of 690 million US dollars from the China Development Bank from the China Development Bank. The funds are intended to support projects to promote sustainable infrastructure and renewable energies in Brazil. This financing reflects the increasing economic cooperation between Brazil and China, particularly with regard to the expansion of environmental technologies and infrastructure projects.

Further information can be found in the article on MarketScreener.

The news is based on what I personally consider to be reputable sources. However, I do not guarantee their accuracy. No investment advice. Follow me for further updates!

$XMME (-0,49%)
$VFEM (-0,42%)
$VFEG (-0,22%)

de.marketscreener.comBrasilianische Entwicklungsbank erhält 690 Millionen Dollar Kredit aus China

Tom

@Rohat

5Mes·

What do you think of the combination of $VUSA (-4,42%) and $VFEM (-0,42%) and $EXSA (-3,03%)

Thumbs up for good/ thumbs down for bad

If you have any suggestions for improvements, please write them in the comments ⬇️

4 Commenti

Joris@JorisInvests

5Mes

It would be great if you also added the percentages for each etf in the portfolio. Otherwise great choices of etfs, maybe go Vanguard all the way and pick $VEUR above $EXSA. It has a TER of 0.1%, so half of the one you picked.

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Olli

@EisenEnte

5Mes·

A magical moment ❤️

Over 100k deposit size for the first time. Let's see how sustainable the current valuations are, but it's still something special for me to have reached this amount.

I've been invested since the end of 2020 with a lot of back and forth, but I think I've now found a strategy for myself.

The individual stocks are at $MCD (+0,75%) and $MNST (-1,22%) in the portfolio for personal reasons. In other words, I actually eat the cake from time to time and drink too much energy 🙃 (and because I can't completely say goodbye to individual stocks - it's just more fun). $BATS (+3,96%) was a turnaround bet that worked out and remains in the portfolio due to the high dividend. However, I am also fundamentally convinced by all three.

The ETF $TDIV (-2,46%) and $VHYL (-3,28%) are my mainstays and will be expanded further. $VFEM (-0,42%) The Emerging Markets ETF is included because I wanted to overweight the emerging markets, which seems to be working out quite well at the moment. Let's see how that develops. If the tech valuations come back at some point, I will also put a portion back into the $VWRL (-4,28%) again. At least that's the plan 😉

30 Commenti

5Mes

a depot where you don't have to scroll. Do they really still exist 😂🚀

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superheroman

@superheroman

7Mes·

Today I was able to make my next investment in the $VFEM (-0,42%) in the I am therefore almost back to an allocation of 70/30 between $VWRL (-4,28%) and $VFEM (-0,42%)

12.08

Vanguard FTSE Emerging Mkts ETF

Acquistato x39 a 51,65 CHF

2014,35 CHF

9 Commenti

Felix@G30G43BR4

7Mes

That's a solid overweighting of EM 😅
You don't see that often either. Good luck with that.

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superheroman

@superheroman

11Mes·

Milestone & extension:

Hello everyone :)

After 3.5 months, I have now crossed the CHF 10k threshold. At the same time I have additionally $VFEM (-0,42%) into the boat and increased the weekly savings amount from $BTC (-4,84%) at the end of January.

In my opinion, the current situation is very euphoric, but I'm looking forward to being able to strike again when prices are lower.

My posts are limited, but I am still happy to share my experiences with you.

Best regards and happy investing

superhero

4Posizioni

11.261,21 CHF

21,00%

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