I live in the EU and this is my portfolio. I have been losing money with $CSNDX (-1,11%) and $CSPX (-0,8%) because of dollar devaluation compared to euro. Should i invest in hedged ETFs? Does anyone have any suggestions to improve the portfolio for long term?

Hey guys, I think I got a bit lost in the ETF world.

I’ve been investing for 1.3 years now, and until now, apparently, I was investing in hedged S&P 500 ETFs, which have brought me quite a nice profit so far (+4% YTD) thanks to the strength of the euro and the NASDAQ. I’ve already managed to build up a considerable amount during that time, but I’ve realized that for the long term, I may have picked the wrong ETF.

So my question now is: is $CSNDX (-1,11%) the most popular ETF for retirement investing, and is it a good idea to use dollar-cost averaging there over the long term? For now, I’m mainly interested in the NASDAQ 100, as it has outperformed the S&P 500 recently.

Did the most scared thing ever with my money… but also the most exciting. I’ll (hopefully) thank myself for someday! 💸

While the first 33K is invested now, I’m just waiting for a ‘good’ moment to jump into Bitcoin for 45% of my portfolio.

$VWCE (-0,84%)
$CSNDX (-1,11%)
$IS3R (-0,74%)
$IGLN (+0,06%)
$ZPRV (-1,63%)
$WSML (-1,26%)
$CSEMUS (-0,76%)
$QDV5 (-0,39%)

Got 40% in $VWCE (-0,84%)

20% in $CSNDX (-1,11%)

20% in $WSML (-1,26%)

20% in $EIMI (-1,09%)

Got an extra 500 € coming but idk what to invest it on 🧐

What would you do ?

Hi everyone,

I’m 28 and planning to invest €80,000 with a long-term, offensive strategy. I’m aiming for broad global diversification, focused on both value and growth. I’m totally fine having 60–70% of my portfolio allocated to the U.S. and with exposure to emerging markets as well.

Here’s a rough outline of the allocation I have in mind:

30–40%
Nasdaq 100
$EQQQ (-0,83%)
$XNAS (-0,85%)
$CSNDX (-1,11%)

15–25%
S&P 500
$VUAG (-0,81%)
$CSPX (-0,8%)
$SPYL (-0,87%)

10%
World ex US
$WEXU (-1,2%)
$IE000R4ZNTN3 (-0,85%)
$EXUS (-0,97%)

10%
Small Cap US Value
$ZPRV (-1,63%)

5% Small Cap World $WSML (-1,26%)
$ZPRS (-1,75%)

5% Emerging Markets (EM)
$EIMI (-1,09%)
$XMME (-0,93%)

5%
EM Small Cap
$SPYX (-0,69%)

5–10%
India UCITS ETF
$FLXI (-0,44%)
$QDV5 (-0,39%)

Additionally (5-10%), I’m considering adding one or two of the following ETFs – would love your thoughts on which one(s) you’d choose and why (or not):

• $SMH (-1,03%) | VanEck Semiconductor UCITS ETF
• $RBOT (-1,03%) | iShares Automation & Robotics UCITS ETF
• $AIQG (-0,95%) | Global X Artificial Intelligence UCITS ETF USD Accumulating
• $XDWT (-0,77%) | Xtrackers MSCI World Information Technology UCITS ETF

Finally, I’m thinking of picking around 10 individual stocks as a satellite component. Any suggestions? 🚀

Curious to hear your feedback:

• What do you think of this ETF setup overall?

• Would you add or remove anything?

• Would you tweak the allocation? If yes, how and why?

I prefer accumulating ETFs only, and I plan to add €1,000–1,500 every month going forward.

Your thoughts are much appreciated! 🙏🏼😀