October 2026 Review
📊 Performance & Markets
🏆 Hot Factor Favorite: $NVDA (-0,55%)
👑 King Midas Factor: $MMM (+2,69%)
💶 1 Swiss franc traded at 1.08 euros.
Monthly performance for October: -0.3%
YTD: currently at +10% – which puts me 5 percentage points below my annual target.
₿ Crypto & Alternative Investments
Crypto: The savings plans continue as usual.
Timeless: No new individual purchases. Instead, I’ve once again invested €2,000 in the following: WKN: A4AWHP Timeless – Collectible Investments
Unitplus: The card feature will be discontinued in mid-December. I’ve @DagobertDog already published a post about this.
🍷 Winery: No news.
📈 Individual Stocks, ETFs & Savings Plans
🟢 Purchase: In November, I’ll pick out a few things again.
🔴 Sale: None.
🏅 Top of the Month: Opentext
📉 Flop of the Month: $CWR (-0,47%)
🚀 Crowdcube & Startups
No news.
🧠 Nao
The savings plans are continuing as usual.
🌴 Personal Recap
October was quite chaotic and had a lot to offer.
Right in the first week, I managed to swallow a fishbone in the cafeteria—for the second time already. Back on the ward, I had a quick phone call with our chief physician, who promptly scheduled me for an endoscopy after work. Unfortunately, he could only identify the lesion by then. With my EOE, something like that can quickly become uncomfortable. It resulted in a week of pain, but otherwise everything was fine. The beer at the European Darts Championship definitely helped with my recovery. 😁
Speaking of darts: Going out in Switzerland with two friends and blowing 150 francs on drinks in four hours—that’s something you can do once in a while.
The following week, it was time for our last vacation of the year. Bella Italia treated us to another week of sunshine. The most expensive thing during the whole trip was actually the parking garage in Venice: 25€ for four hours. Other than that, everything was pleasantly affordable: gas, coffee, pizza, and even our shopping spree.
Once we got back home, the spending continued right away. We needed a newer smartphone, and my wife got an e-bike. I also signed up for supplemental dental insurance and received the rate adjustment notice for my private health insurance.
As if that weren’t enough, the homeowners’ association meeting was also coming up. The result: a €300 back payment and an additional €35 in monthly maintenance fees starting next year.
In addition, my savings account was transferred to the Neo Depot.
All in all, it was a pretty expensive October. Despite all these expenses, though, I was still able to set aside a four-digit amount for the next extra payment
🎙️ Podcast: Season 3, Episode 1 Topic: Financial Goals.
🔮 Outlook for November
November should be a bit calmer, at least financially and organizationally. However, I only have one free weekend, so I’ll hardly have any time for other things.
Other than that, nothing special is on the agenda so far. The year is slowly coming to an end, and the final weeks of 2026 are just around the corner.
How about you? How was your October?
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