...it's not directly about the stock market, but about the (other) most beautiful minor matter in the world 😁

But also indirectly about $BVB (+0,07%)
$BAYN (+0,44%)
$VOW (-0,71%)
$SAP (+1,83%)
$MNST (+1,01%) *

We are already a good two dozen tipsters, but would love to have more ✌️

https://www.kicktipp.de/tippers-of-getquin/

Greetings

🥪

*or a competitor 😉

$VOW (-0,71%)

The VW Group increases global deliveries by 1.2% to 2.27 million vehicles in the second quarter.

▪️ Europe: Sales of electric cars grow by almost 75%

▪️ China: Focus on combustion engines leads to +2.8% deliveries

▪️ Audi & Porsche: Declines in sales

Hello everyone,

Since I and my portfolio have recently exceeded the €50,000 mark, I wanted to take this as an opportunity to present my portfolio and my strategy to you. I look forward to your opinion, assessment, criticism and potential for improvement.

About me: I am still 29 years old and work as a team leader in an industrial company in the building materials sector. In terms of education, I feel I've been through all the stages - from a qualifying secondary school certificate to A-levels and a bachelor's degree to a master's degree. The only thing missing is a doctorate 😌

About the overall strategy: My assets are divided between my share portfolio, a condominium and a call money account. I live in your apartment myself. I wouldn't consider renting or real estate as an investment because I think the risks of having to invest money again are too high. You can also suspend the savings plan in your portfolio from time to time. So the apartment is held for as long as it is occupied and then sold when I buy a house.

About the equity strategy: I'll try to summarize this briefly

• Allocation: core-satellite strategy. So core for me is any ETF, satellites are the individual stocks. Core should make up about 80 percent, the individual stocks 20 percent. The buy-in for the individual stocks is always 2000 euros.
• Selection: Dividend strategy - the dividends of the ETFs are reinvested in them, the dividends of the individual shares go into an ETF.
• Buy and hold
• Special feature: I received a loan from a close relative for my apartment, which is repayable on maturity after 8 years. Due to some lucky coincidences, I had the money back together one year after the purchase. So instead of letting it sit in an overnight deposit, I invested it at the beginning of 2024 - with very good timing.

Stock selection and savings plan:

• $VHYL (+1,27%) The big core - I think the ETF is good because it is broadly diversified and has a good, reliable distribution. I am not currently saving in the ETF. Only the remaining shares from the beginning of 2024 are transferred from the second custody account (I transfer cash to a separate account and make a custody account transfer from the second custody account to mine. The loan amount will then accumulate there).
• $VWRL (+0,63%) Will be my new second large core and therefore currently saved with 500 euros per month.
• The following individual securities are currently fully saved: $ALV (+0,43%)
  $BAS (-1,05%)
  $EOAN (+0,05%)
  $BATS (+1,15%)
• As soon as the core share is over 80 percent, further shares are transferred from the second portfolio. $SIE (-0,25%) shares are transferred from the second portfolio. The total buy-in is therefore also EUR 2000.
• The following stocks are still included in the second portfolio and are transferred bit by bit - whenever there is money and depending on the core share in my portfolio: $VHYL (+1,27%)
  $VWRL (+0,63%)
  $PEP (+1,38%)
  $SIE (-0,25%)
  $DHL (-0,39%)
  $VOW (-0,71%)

Further strategy:

At the moment I feel comfortable with the strategy and until all individual stocks etc. have been transferred to the main portfolio. It will take some time before all the individual stocks etc. are transferred to the main portfolio. In the long term, I am considering $TDIV (+0,79%) with a 10 percent share. I will then select individual stocks in the future, but e.g. $RIO (-3,17%) , $MUV2 (-0,43%) or $MAIN (+0,23%) I could well imagine.

Looking forward to your comments on this boring strategy 😌

Dear Getquin Community,

I've been here for about a year and have already learned a lot...but now I'm thinking about changing positions.

$DHL (-0,39%)

$MC (+0,04%)

$NVO (+0,22%)

$VOW (-0,71%)

$PAH3 (+0,15%)

$MCD (+0,14%)

as they no longer quite fit my strategy.

But I'm having doubts, as some positions are quite negative.

What do you think?

The Bank BNP Paribas yesterday published its legendary dividend book for the second half of the year.

Ten European stocks were selected and placed on a list called "Best Ideas". All of these stocks have a pretty convincing track record.

What makes a really good dividend stock for BNP? Stable distributions over at least ten years, sustainable dividend growth and a strong free cash flow. In addition, there are qualitative criteria such as reasonable payout ratios, earnings momentum and rapid price recovery after the dividend discount.

Aegon
$AGN (+0,14%) is a Dutch insurer with a focus on the US market. Dividend yield: 6.8 percent. Added to this is the fantasy of possible deals and greater capital efficiency.

Arkema
$AKE (+1,12%) is a French specialty chemicals group with a yield of 5.7 percent. It is a spin-off from the chemicals business of the oil company Total. Arkema is one of the leading suppliers of highly developed materials.

Bankinter $BKT (+1,15%) is a top Spanish address for wealthy clients. The bank has a solid balance sheet and offers a yield of 5.1 percent - although business is being held back slightly by the prospect of falling key interest rates.

Aéroports de Paris
$ADP (+0,72%) is - as the name suggests - the operator of the Paris airports. Here, investors receive a yield of 3.4 percent, and there is also great rebound potential due to growing air traffic and an exciting investment in GMR in India.

Inditex
$ITX (+0,01%) is the Zara-parent company. The company impresses with a 3.6% return, but above all with a strong cash flow thanks to falling logistics costs and global expansion.

Intesa Sanpaolo
$ISP (+1,41%) is Italy's largest financial institution and offers a 7.9 percent dividend. A large part of its success comes from stable segments such as asset management.

Munich Re
$MUV2 (-0,43%) is one of the stocks from Germany. The reinsurance classic offers investors a yield of 4.2 percent. The company has an enormously strong balance sheet and is a real all-purpose portfolio weapon.

National Grid
$NG. (+0%) is an electricity and gas provider from the UK that pays a dividend of 4.5 percent. The company is strong on the energy transition and is well hedged against inflation.

Publicis
$PUB (+2,34%) is France's advertising giant with data-driven advertising and pays a dividend of 3.9 percent. The company is also strongly positioned in the field of artificial intelligence.

The last stock to round off Volkswagen
$VOW (-0,71%) rounds off the list. The car manufacturer offers a full six percent yield. The partnership with Rivian
$RIVN (+0%) is also beginning to generate imagination.

All ten stocks combine above-average dividend yields with reasonable valuations. The average price/earnings ratio (P/E) is around 10, and all companies are well capitalized.

BNP speaks of a "quality-driven dividend portfolio" - so it's not about bargain hunting. For those who prefer a broader approach, there is of course also the dividend ETF Amundi MSCI Europe High Dividend Factor ETF EUR $CD9 (+0,33%)

Source & picture: "Welt", 02.07.25

Somehow, posts about $TSLA (+0,68%)
$MBG (-0,74%)
$VOW (-0,71%) and the assistance systems always seem strange to me, so I asked ChatGPT.

(Prompt: "self-driving cars Mercedes vs waymo vs tesla"

AI says:

Investor perspective:

Whether self-driving cars based on cameras will get approval in Europe for fully autonomous driving remains to be seen, because there is definitely a lot of criticism of the pure AI+ camera strategy.

It may work faster in America and Asia, where the media can be bribed even better and accidents are less relevant than sales figures, but in the EU a very large disinformation campaign would have to work against the will of the European lobby, which uses the expensive lidar systems.

Conclusion again from ChatGPT:

Tesla, as usual, has not unlocked another level on the launch date now, so they are still level 2, right? https://www.handelsblatt.com/technik/it-internet/autonomes-fahren-tesla-startet-robotaxi-dienst-mit-einigen-einschraenkungen/100135657.html

E-car sector in transition - Tesla slips further

VW doubles e-car deliveries

Tesla $TSLA (+0,68%)slips further - VW on the upswing

• The US electric car manufacturer Tesla is still unable to capitalize on the upswing in the European electric car market.
• In April, the company of controversial CEO Elon Musk suffered another severe setback.
• Once again, new registrations in the European Union plummeted, this time by more than half, according to data from the European manufacturers' association Acea.
• After the first four months of the year, Tesla had to cope with a drop of a good 46 percent to just 41,677 cars.
• Although the EU car market as a whole has been treading water so far this year, the electric car market in particular is picking up strongly again after last year's weakness.
• In the first four months of the year, 15.3% of new registrations in the EU were battery-powered cars, compared to just 12% a year earlier.
• In terms of units, growth amounted to over a quarter.

VW $VOW (-0,71%)doubles e-car deliveries

• Tesla is coming under increasing pressure in a market for which the controversial entrepreneur Musk has set up his so-called gigafactory in Grünheide, just outside Berlin, and invested billions in.
• Not only is Volkswagen now getting up to speed with its electric cars and is miles ahead of Tesla - the Wolfsburg-based company more than doubled its deliveries of purely electric vehicles in Europe in the first quarter.
• The Chinese electric world market leader BYD ("Build Your Dreams") is also breathing down Musk's neck - what's more, it has now overtaken him in Europe in terms of pure electric drives (BEV - battery electric vehicles).
• According to data from market researchers at Jato Dynamics, this was the case for the first time in April.

BYD $1211 (+0,39%)from China overtakes Tesla

• In Jato's figures - which cover 28 countries instead of just the EU - BYD came in a hair's breadth ahead of Tesla with 7,231 cars in April.
• Despite the small lead, Jato analyst Felipe Munoz spoke of a "turning point" for the European car market, especially as Tesla has been leading the market for years and BYD only really got going late.
• BYD is currently relying heavily on dealers' own registrations and sales to car rental companies, as data from the Federal Motor Transport Authority shows for Germany, the largest car market in the EU.
• In the first four months, only just under twelve percent of the 2,791 newly registered BYD models in Germany went to private owners.
• It is true that sales to companies in Germany generally account for the lion's share of registrations for other car manufacturers too.
• However, the proportion of private buyers at BYD is very low: Mercedes, for example, accounts for almost 37 percent and the VW Passenger Cars brand for around 26 percent.

Tuesday: Stock market dates, economic data, quarterly figures

• ex-dividend of individual stocks
• Deutsche Wohnen SE € 0.04

• Quarterly figures / company dates USA / Asia
• 15:00 Merck & Co AGM
• No time specified: Qualcomm Deadline for decision on a firm bid for Alphawave IP Group

• Quarterly figures / Company dates Europe
• 07:00 Adler Group | paragon Quarterly figures
• 07:30 Datagroup quarterly figures
• 10:00 Bechtle | Daimler Truck | Fraport | Hensoldt | Kion | Zalando | Baywa | Deutsche Beteiligungs AG | Medios AGM
• 10:30 Indus Holding AGM
• 13:00 Roche Diagnostics Investor Day 2025
• 14:00 Krones AGM
• No time specified: Heidelberg Materials Capital Markets Day

• Economic data

08:00 DE: GfK Consumer Climate Indicator June FORECAST: -19.6 points previously: -20.6 points

08:45 FR: Consumer prices (preliminary) May PROGNOSE: +0.1% yoy/+0.9% yoy previous: +0.6% yoy/+0.8% yoy HICP PROGNOSE: +0.1% yoy/+0.9% yoy previous: +0.7% yoy/+0.9% yoy

11:00 EU: Economic Sentiment Index May Eurozone Economic Sentiment Forecast: 94.0 Previous: 93.6 Eurozone Industrial Confidence Forecast: -10.5 Previous: -11.2 Eurozone Consumer Confidence Forecast: -15.2 Previous: -15.2 Previous: -16.6

14:30 US: New orders for durable goods April FORECAST: -7.8% yoy previous: +9.2% yoy

16:00 US: Consumer Confidence Index May PROGNOSE: 86.0 previous: 86.0

Hello Getquins,

As always, I'm starting my summer a little early with a vacation. This time it's not Asia but surprisingly :-) the USA.

As it's my first vacation in this country (otherwise only on business) I'm taking advantage of other opportunities, not just the company and hotel.

$ROST (-1,21%) The shares of the company are very strong here and were not known to me as a share, the turnover, profit and share price in the past are very lucrative.

My investment $PEP (+1,38%) I hardly see here except for sweets like Lay Chips but $KO (+1,01%) is the leading beverage here.

I have $TSLA (+0,68%) and am surprised at the company empire, the South African is doing (almost) everything right. His company Space X (now also rockets), the Boring Company opposite and batteries under construction for houses, companies and cities are a large portfolio.

They build like mad here, whether streets $CAT (-0,7%)

$DE (-0,62%) or entire residential areas with several hundred houses.

The integration of South Americans has been properly implemented here, you can see them working in construction, with the cleaning crew or as handymen in the trades. Whether this will work in Europe with state support is questionable, but it's a different topic.

Almost 90% of people here have $AAPL (-1,64%) iphone, $F (-1,11%) pickups or $GM (-0,38%) a few European ones can also be seen here $VOW (-0,71%)
$BMW (-3,68%)

The bar culture, restaurants and dinners are very popular.

$BOM

Of course there is a huge $WMT (+0,3%) and next to it the $CVS (+2,83%)

Best regards and hope you had Easter or soon Whitsun vacation.

So long

Smudo