Here it is: After restructuring my portfolio into a dividend portfolio only last week, I received my first dividend today 👌🏼

#dividends
#dividende
#dividenden
#ing
#personalstrategy

Hello everyone,

Having only entered the stock market in February, I have decided to make a radical change today: I want to restructure my portfolio towards a dividend portfolio.

About the savings plan: Monthly deposits, duration: until retirement, i.e. around 38 years.

The aim is not necessarily to be able to live off the dividends, but rather to use them as a nice extra. An average dividend of 4% p.a. would be desirable.

About the portfolio:

The portfolio should consist of a 60/40 ratio of dividend-paying ETFs. The background to this is that I want to diversify as widely as possible. I currently have the $VHYL (+1,36 %) with just under 25%, the $ZPRG (+1,22 %) with just under 22% and the $IMEU (-0,2 %) with just under 13%.

The remaining 40% of the portfolio should consist of equities. And this is where your expertise is needed: which high-dividend stocks with future potential would you no longer want to do without in your portfolio?

To begin with, I have opted for $ALV (+2 %)
$VOW (+0,51 %)
$MBG (+0,25 %)
$O (-1,04 %)
$ULVR (-1,08 %)
$INGA (+0,68 %) and $BAS (-0,18 %) today.

I would like to have a total of 20 shares with 2% each in my portfolio. These should be as diversified as possible - both in terms of sectors and regions - even if the ETFs already contribute to this. Speculative shares may be included, but only sporadically.

Thank you very much and I look forward to your feedback!

In January I decided to set up a dividend portfolio for myself. I immediately used the setback in February to end my one-year "test phase" as a stock market novice and start my long-term plan. In addition to two dividend-paying ETFs for retirement provision $XDWL (+0,4 %) & $XSX7 (-1,03 %) I want to build up a strong portfolio through stable dividend stocks, regular purchases and reinvestment of dividends.

I would like to take you with me on my journey and now share regular updates on the development of my portfolio.

You can find my goals and how I want to achieve them in my first post → My path to financial freedom: I'm building a dividend portfolio - goals & strategy 📈💰

(https://getqu.in/T7yDJe/)

📊 My current dividend portfolio (sorted by market capitalization):

1️⃣ $SAP (+0,86 %) - Europe's largest software group with a stable dividend policy

2️⃣ $BAC (+1,88 %) - One of the largest US banks with a solid payout

3️⃣ $AXP (+1,8 %) - Strong brand with long-term potential

4️⃣ $ALV (+2 %) - High dividend yield & strong financials

5️⃣ $DB1 (+1,72 %) - Benefits from rising trading volumes

6️⃣ $BATS (-0,58 %) - High dividend yield & stable cash flow

7️⃣ $MO (-0,06 %) - Continuous dividend increases, but regulatory risks

8️⃣ $O (-1,04 %) - The famous "Monthly Dividend Company" REIT

9️⃣ $INGA (+0,68 %) - European bank with attractive dividend yield

I start my journey with these 9 stocks. All of them convince me and are stable stocks. I'm not doing anything here for no reason. That's why there's a good reason for every stock I buy.

If you would like to know why I chose one of the stocks, let's discuss it in the comments. I look forward to the exchange! 😊

I wish you a good start to the weekend!

#Dividendenstrategie
#FinanzielleFreiheit
#Investieren
#Börse
#Dividenden
#PassivesEinkommen
#Aktien

and you like this? ;) $INGA (+0,68 %)

Why, why and why? You can voluntarily in this Youtube video.

Have a nice weekend...

Angelo from Finanzen Anders.

https://youtu.be/XOIqEhgfcMk

The bank pays me the next order costs 😉

The bank holdings in the portfolio are gradually being thinned out. The 6 positions I bought in 2020 and in the wake of the Credit Suisse bankruptcy are gradually being reduced to 2.

In my opinion, most banks are in an exceptionally good position in the current interest rate cycle, as I expect possible new interest rate cuts and long-term profits and reliable payouts are often lagging behind. Since I have also been investing with a much greater affinity for dividends since last year, I am saying goodbye to stocks that are less reliable in terms of dividends and dividend growth.

The ING Group increases its fees in Germany. $INGA (+0,68 %)

The following changes will come into force soon:

• Free current account requires 1000€ cash deposit instead of 700€ as before (otherwise 4.90€/month)
• Girocard €1.49/month instead of €0.99 per month
• Trading fee on XETRA increases from €1.90 per transaction to €2.90 per transaction
• Fees for cash deposits also increase

In return, the fee for share savings plans will fall from 1.75% to 1.5% of the transaction volume.

I have not seen an exact validity date, but my guess is the end of 2024.

#news
#banking

Initial purchase of ING Group, this position will be successively expanded depending on the share price and liquidity ✌🏻