Xtrackers MSCI World Information Tech ETF Forum

Hello everyone,

I want to set up a small share portfolio for my mother-in-law for her pension.

The investment horizon is around 15 years.

She plans to pay in €250 per month.

As soon as the subsidized equity pension option is available (2026), this will also be used.

Now I'm wavering between several options "70-30" method from $IWDA (-0.43%) and $XMME (-1.54%) or a $ACWI .

I could also imagine adding a $XDWT (+0.98%) to add.

Do you have any suggestions or impressions?

Thank you for your ideas!

#aktienrente
#etfs
#rente

Aloha together,

I would like to ask for some swarm intelligence

I would currently like to optimize the ETFs in my portfolio. The aim is to build up assets in the long term.

I would like to have my portfolio roasted, but GetQuinn does not yet allow Flatex AT integration :(

I am currently saving:

$ACWI (260€)

$XMME (-1.54%) (140€)

$XDWT (+0.98%) (300€)

$ISPA (-1.36%) (300€)

The first two are my kind of 70/30 World/ EM, with a slight cluster risk in emerging markets

$XDWT (+0.98%) I primarily use tech stocks to build wealth because it's the sector I know best. Here, too, cluster risk with $ACWI

$ISPA (-1.36%) because the dividends are tasty.

What is your opinion on this?

Hello everyone,

Briefly about me: I am 26, an employee and also work in letting and leasing/special rental.

The two properties (market value +\- 10%) are now offset by loans of more €329,000 (nothing inherited 😉).

At 99%, this debt will soon increase by a further €150,000 and the real estate portfolio will grow a little again.

However, the cash will fall to +/- 0€, as the NK will be borne by the tenant.

I would like some suggestions and opinions on my portfolio.

Mainly on the subject of equities, as I'm still more of a newbie with about 3 1/2 years of "experience".

I still want to sell all the "meta bets" and park them in cash for the time being or invest them in the $LOCK (-0.41%) and the $XDWT (+0.98%) ETF ($ANET (-0.04%), $KLAC (-0.36%) , $CDNS (-1.25%) , $SNPS (-0.94%) , $QCOM (-2.78%) and $SYNA (-1.88%)).

Thank you!

Hello dear community,

I would like to take the opportunity to have my portfolio evaluated and to catch one or two tips.

I have been actively investing since 2018.

I used my first investments for our wedding. I made a good profit back then and have been investing again since 01/2022 - starting at €0.

(Comments on the sense of liquidating a portfolio for the wedding can be made, but remain uncommented on my part - every € was worth it "back then" 😉).

My focus is very technology-heavy, as this is where my personal interest lies, I "know" the companies and I simply see great potential there in the near future.

This is also why I have bought more individual shares and set up a savings plan for them (only recently).

How do I save each month?

• 800€ call money (until there is € 10T, then reduced to € 200)
• 300€ vacation fund
• 100€ Bison (50€ ETH / 50€ BTC)
• 600€ savings plan shares / ETF (100€ $NVDA (+2.32%) 50€ $MSFT (+1.59%) 50€ $AMZN (+1.9%) 180€ $XDWT (+0.98%) 120€ $IWDA (-0.43%) 100€ $VUSA (+0%) )

How would I like to save in the future?

• Reduce savings in call money and put the difference into ETFs
• Reduce vacation fund if =3000€ (in 3 months)
• Possibly start saving in an India ETF. In contrast to China, I see great potential here
• Consider investing in other stocks such as chemicals (hydrogen) / mining (uranium)

I would be very happy to receive constructive feedback!

Hello everyone,

I have two very similar ETFs. On the one hand the $XDWT (+0.98%) and on the other hand the $VUSA (+0%)

Both have a lot of similarities in terms of the composition of the largest 10 positions.

And therein lies the problem, there is not much diversification. Well, the $XDWT (+0.98%) is globally diversified and has a slightly higher TER, but the focus here is also on the USA as far as tech stocks are concerned - the advantage lies in the greater diversification and the better performance in recent years.

I am considering selling my shares from the $VUSA (+0%) and to switch completely to the $XDWT (+0.98%) completely.

But I'm not sure about the decision yet - have I overlooked something? Is it "possible" to hold both? If so, what are the pros and cons of keeping both?

Hello dear GQ community,

I am thinking about selling my Big Tech shares $MSFT (+1.59%) , $AAPL (+0.17%) , $GOOGL (+1.13%) and $AMZN (+1.9%) and shifting them into the $XDWT (+0.98%) reallocate. I now have a 27% stake in IT and am also generally convinced that IT and software drives the global economy. I'm a little unsure because these are all "forever" stocks.

What do you guys think?

LG, Michael

Hello all,

I started to deal with the stock market at the end of 2022 and finally invested since January 23, briefly a few facts about me:

• Early 20s
• Student
• Monthly savings amount at about 500-600 €, hopefully in the future even higher :)

My goal is the long-term asset accumulation, to be able to retire a few years earlier, or if it should not be enough in any case to have a carefree pension.

My strategy:

I am using a Core Satelite strategy, which is a bit strange; I am using a S&P 500 as a core and a technology ETF as a satellite. I am convinced that the USA will remain the No. 1 innovation leader in the future and therefore I would like to have a focus. The $XDWT (+0.98%) I have in my portfolio, as I believe that the technology sector will continue to generate excess returns in the future.

In the long term, I can imagine a shift into an all-world such as the $VWRL (-0.56%) but I hope that my current allocation will allow me to outperform the market for at least the next 10 years.

I would love to hear your thoughts on my strategy and ideas.