Hi everyone,
I’m 28 and planning to invest €80,000 with a long-term, offensive strategy. I’m aiming for broad global diversification, focused on both value and growth. I’m totally fine having 60–70% of my portfolio allocated to the U.S. and with exposure to emerging markets as well.
Here’s a rough outline of the allocation I have in mind:
30–40%
Nasdaq 100
$EQQQ (+1.48%)
$XNAS (+1.51%)
$CSNDX (+1.4%)
15–25%
S&P 500
$VUAG (+1.06%)
$CSPX (+1.05%)
$SPYL (+1.05%)
10%
World ex US
$WEXU (+0.73%)
$IE000R4ZNTN3 (+0.74%)
$EXUS (+0.77%)
10%
Small Cap US Value
$ZPRV (+0.2%)
5% Small Cap World $WSML (+0.74%)
$ZPRS (+0.84%)
5% Emerging Markets (EM)
$EIMI (+0.99%)
$XMME (+1.4%)
5%
EM Small Cap
$SPYX (+1.44%)
5–10%
India UCITS ETF
$FLXI (+1.91%)
$QDV5 (+1.95%)
Additionally (5-10%), I’m considering adding one or two of the following ETFs – would love your thoughts on which one(s) you’d choose and why (or not):
Finally, I’m thinking of picking around 10 individual stocks as a satellite component. Any suggestions? 🚀
Curious to hear your feedback:
• What do you think of this ETF setup overall?
• Would you add or remove anything?
• Would you tweak the allocation? If yes, how and why?
I prefer accumulating ETFs only, and I plan to add €1,000–1,500 every month going forward.
Your thoughts are much appreciated! 🙏🏼😀