Hi everyone,
I’m 28 and planning to invest €80,000 with a long-term, offensive strategy. I’m aiming for broad global diversification, focused on both value and growth. I’m totally fine having 60–70% of my portfolio allocated to the U.S. and with exposure to emerging markets as well.
Here’s a rough outline of the allocation I have in mind:
30–40%
Nasdaq 100
$EQQQ (-0.8%)
$XNAS (-0.82%)
$CSNDX (-0.84%)
15–25%
S&P 500
$VUAG (+0.02%)
$CSPX (+0.01%)
$SPYL (-0.01%)
10%
World ex US
$WEXU (-0.05%)
$IE000R4ZNTN3 (-0.34%)
$EXUS (-0.44%)
10%
Small Cap US Value
$ZPRV (+2.3%)
5% Small Cap World $WSML (+0.63%)
$ZPRS (+0.63%)
5% Emerging Markets (EM)
$EIMI (+0.38%)
$XMME (+0.28%)
5%
EM Small Cap
$SPYX (+0.12%)
5–10%
India UCITS ETF
$FLXI (+0.37%)
$QDV5 (+0.59%)
Additionally (5-10%), I’m considering adding one or two of the following ETFs – would love your thoughts on which one(s) you’d choose and why (or not):
- $SMH (-1.06%) | VanEck Semiconductor UCITS ETF
- $RBOT (-0.93%) | iShares Automation & Robotics UCITS ETF
- $AIQG (-1.05%) | Global X Artificial Intelligence UCITS ETF USD Accumulating
- $XDWT (-1.59%) | Xtrackers MSCI World Information Technology UCITS ETF
Finally, I’m thinking of picking around 10 individual stocks as a satellite component. Any suggestions? 🚀
Curious to hear your feedback:
• What do you think of this ETF setup overall?
• Would you add or remove anything?
• Would you tweak the allocation? If yes, how and why?
I prefer accumulating ETFs only, and I plan to add €1,000–1,500 every month going forward.
Your thoughts are much appreciated! 🙏🏼😀
