Hi everyone,
I’m 28 and planning to invest €80,000 with a long-term, offensive strategy. I’m aiming for broad global diversification, focused on both value and growth. I’m totally fine having 60–70% of my portfolio allocated to the U.S. and with exposure to emerging markets as well.
Here’s a rough outline of the allocation I have in mind:
30–40%
Nasdaq 100
$EQQQ (-3.23%)
$XNAS (-3.21%)
$CSNDX (-3.26%)
15–25%
S&P 500
$VUAG (-2.91%)
$CSPX (-2.9%)
$SPYL (-2.89%)
10%
World ex US
$WEXU (-1.51%)
$IE000R4ZNTN3 (-1.17%)
$EXUS (-1.43%)
10%
Small Cap US Value
$ZPRV (-2.95%)
5% Small Cap World $WSML (-2.06%)
$ZPRS (-2.17%)
5% Emerging Markets (EM)
$EIMI (-2.16%)
$XMME (-2%)
5%
EM Small Cap
$SPYX (-1.82%)
5–10%
India UCITS ETF
$FLXI (-0.7%)
$QDV5 (-1.83%)
Additionally (5-10%), I’m considering adding one or two of the following ETFs – would love your thoughts on which one(s) you’d choose and why (or not):
- $SMH (-2.69%) | VanEck Semiconductor UCITS ETF
- $RBOT (-3.21%) | iShares Automation & Robotics UCITS ETF
- $AIQG (-3.82%) | Global X Artificial Intelligence UCITS ETF USD Accumulating
- $XDWT (-3.74%) | Xtrackers MSCI World Information Technology UCITS ETF
Finally, I’m thinking of picking around 10 individual stocks as a satellite component. Any suggestions? 🚀
Curious to hear your feedback:
• What do you think of this ETF setup overall?
• Would you add or remove anything?
• Would you tweak the allocation? If yes, how and why?
I prefer accumulating ETFs only, and I plan to add €1,000–1,500 every month going forward.
Your thoughts are much appreciated! 🙏🏼😀
