No diversification vs. diversification
My portfolio of one or two stocks vs. the main indices since 2016, which one do you think is better?
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64Hello Community,
I have the following request:
I currently have a $IWDA (+0.99%) and a $EIMI (+0.35%) which run on a savings plan.
To round things off, I wanted to $CSNDX (+0.84%) in the savings plan. I still have a $xtrackers usa swap from a previous time. I wanted to gradually liquidate this and invest directly in the $CSNDX (+0.84%) invest. The reason for dissolving the swap has to do with replication.
What is your opinion?
Profit-taking - clearing pot still has it.
Would like to switch to $CSNDX (+0.84%) or do you have better ideas?
The bear in the pan goes crazy
I have reached my first major milestone and wanted to ask you what else you would add?
my idea was to add the $IWDA (+0.99%) ETF next year (after the $CSNDX (+0.84%) is full with 10000€ for now) 😈
Savings plans are currently running:
550€/month in the $CSNDX (+0.84%) ETF
100€/month in $KO (+1.89%)
100€/month in $PG (+2.05%)
the rest is purchased manually
Many warn of a second Trump presidency. Here is the performance since his first election victory in November 2016 🗳🇺🇸🦅📈
+9,600% Bitcoin
+309% Nasdaq 100
+174% S&P 500
+135% Dow Jones
+125% Gold
+117% MSCI World
+88% DAX
+88% Silver
+65% Euro Stoxx 50
+55% Euro Stoxx 600
+32% MSCI Emerging Markets
#trump
$CSNDX (+0.84%)
$EXXT (+0.36%)
$QYLE (+0.43%)
$LYY7 (+0.35%)
$BTC (-0.1%)
$ABX (+1.83%)
$GOLD (+0.71%)
#crypto
#krypto
#usa
$MSTR (-12.57%)
$COIN (-7.73%)
$NVDA (+1.51%)
$MSFT (+0.08%)
Hello everyone! I've been a silent reader on Getquin for a while now and thought why not post something myself. I want to start with a simple presentation of my portfolio and I would be very happy about feedback and constructive criticism :)
About me:
I am 24 years old and have been investing in ETFs, shares and cryptos since I was 18. My goal is to build up a long-term fortune and, above all, I simply enjoy dealing with the subject.
Strategy:
My strategy is to have an MSCI World as my core $XDWL (+0.95%) which I then expand with what I consider to be promising, solid stocks. I invest in the MSCI World on a monthly basis in the savings plan, which means that this position is constantly being expanded. My aim is to increase its share over the next few years so that it makes up more than 50% of the portfolio.
The savings plan also includes the MSCI Emerging Markets Ex China $EMXCwhich I want to use to cover the developing countries without taking the China risk. I am aware that I could miss out on a lot of potential through growth in the Chinese market, but I want to protect myself from political events and decisions.
The NASDAQ100 $CSNDX (+0.84%) has already been bought for me by my father and I would like to hold it for the long term, as I think it is a sensible investment / higher weighting in the tech sector.
For the selected stocks, I try to choose companies that are market leaders in their sectors or that I expect to see stable growth without too much risk. I usually buy these in several tranches and if possible (or if I am patient enough) anticyclically.
I also generally go for a (low) dividend yield (currently around 1% of the invested capital). I know that dividend-paying ETFs and growth stocks make more sense, especially at a young age, but I still consciously focus on dividends. Not because I think it's generally the better choice, but simply because I like receiving dividends and it motivates me to keep at it. So please forgive me for that :)
So, last but not least, my cryptos. I'm generally enthusiastic about technology and therefore naturally also about cryptocurrencies. However, after burning my fingers by buying almost everything at the ATH, I have become more cautious and reserved. I want to hold the selected cryptos that I still have now for the long term or, if necessary, to buy them in the future. $BTC (-0.1%) , $ETH (-1.45%) , and/or $SOL (+0.88%) in the future. Otherwise, buy&hold applies here.
I hope I have been able to give you an overview of my portfolio and look forward to your comments.
Best regards
Your Spar Otter 🦦
Hello everyone.
Person: I am in my mid-21s and have been on the stock market since April 2024. Earn 2.3k net (accountant with further training next year to become a business administrator)
+ 520 euros part-time job in the stable and on the tractor with my aunt since I was 14 and still live at home.
History:
I was already at Scalable in 2022, burned 100 euros in penny stocks and put 50 euros in Bitcoin, but took it out again straight away at around 20k. After that, the stock market was quiet again until April 24 (if you had been more interested back then...many people probably think so).
Well... nevertheless, I was fired up for the stock market and went full throttle straight away. Since I had done a lot of "crap" with my money before (car for 25k + 5k burned at tipico with the money I earned during my training and on the side), this was a turning point where I wanted to be more frugal.
I invested the rest of the money accordingly.
Investing:
In the beginning, I was so extremely curious that I read all the media I could get my hands on. In addition, I sometimes asked questions 20 times, which is why many people were annoyed with me. I'm sorry about that. It was curiosity and the desire to invest well that drove me.
As I found the dividend strategy interesting, I sometimes had savings plans for 30 shares with 10-20 euros (I felt I always wanted a new one that I found exciting and rediscovered).
At some point it became too much for me and the amounts were too small, so I sold them all.... except for Nvidia. I stuck with the $SPYI (+0.9%) ACWI IMI and the $CSNDX (+0.84%) as I am convinced of the future returns. However, as this would be "too boring" for me, I have decided to add a handful of shares in the long term when a very good opportunity arises. So after a long time it was $ASML (+3.19%) that has prevailed. With the hope of achieving good long-term returns after a major correction.
$BTC (-0.1%) was a topic that I kept my hands off for ages because I never understood it...I still haven't got that 100% now, but I see it as a good alternative and I'm behind it.
The $CSPX (+0.89%) S&P 500 is saved to have equity for a house in 10 years. That's why I look at it separately.
The weighting of equities, ETFs and cryptos is currently as I had planned.
I invest €500 a month in the S&P 500
800€ in the ACWI IMI
In the NASDAQ 100 100€
In Bitcoin 100€
I also save 50 euros separately with TR in the $IWDA (+0.99%) for my parents' pension in 10 years to give something back as a thank you and €100 in the $VWRL (+0.87%) which is intended for the pension. (Another €220 goes into Rürup and the insurance company's private pension plan).
I also currently have Nvidia there with €2900, which will soon be liquidated and deposited at TR with interest as a nest egg.
Any money that is left over will either be divided up or used to buy something.
I've already reached my annual target of €15,000, which makes me pretty happy. The next step is €35,000 by the end of 2025.
The deposit with Scalable + Bitcoin is intended to last forever, in case I can manage without touching it with my family, children, house, etc.
Thank you very much!
$MSFT (+0.08%) vs $CSNDX (+0.84%)
Thinking of dumping my modest 10 shares of Microsoft and shifting into Nasdaq or ftse instead.
The background is that I have owned Microsoft for almost three years and have only made a 30% return. I have owned Nasdaq-100 since October 23, i.e. 1 year, and am already up 28%.
Somehow I don't see any real growth in MSFT anymore, lately it's just been going sideways.
It's just a thought, not a must. Besides, I'm more of an etf investor, I still have BLK, NVDA and KO, but I won't sell NVDA, and the other two are for dividends.
I am open and grateful for your suggestions.
Good morning, after the good rally of the China Stocks I was able to $1211 (+0.58%) I am of the opinion that the share also has a lot of potential in the future.
At the moment I only hold the $IWDA (+0.99%) and the $CSNDX (+0.84%) with €200 each per month. I would like to buy fewer individual stocks in the future. (unless they are available at unbeatable prices🤭)
I hope that I won't have to rely on any of these funds for the next few years or decades and therefore have a long-term investment.
Opinions and criticism are welcome 👆🏻
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