16H·

Mid August update

Hi everyone,

As i've started to do since the opening of my portfolio (in may) here there is a mid month update. ( Note: i'm a beginner with not much money so i appreciate every advice)

As some of you adviced i'm increasing the portfolio relevance of the etfs which now are all in the top 4 positions.

$CSPX (-0.24%) is still my main position but $VUKE (-0.24%) and $CSNDX (-0.21%) are closing in.

Last month was good as the general portolio has done an average of 4% with $PEP (-0.11%) , $UCG (+0.41%) and $ISP (-0.24%) leading the way.

Now i want to keep add capital in everything and maybe open a new position, i was thinking about a big tech company but if you have better ideas write me them!!

That's all for now, any advice?

12Positions

5.40%

5 Comments

El Manzali Mohamed@Kurama01

15H

From the stocks you own you seem to be investing for dividends, really nice holdings, about wanting to include tech companies, it depends on what you have in mind however many are trading at high multiples so you have to take into consideration that you will be taking some risk, offhand one with a good price comes to mind Google, I suggest you also take a look at the health care and pharmaceutical sector, they have been suffering for 2 years or so despite the companies being solid.

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Niccolò@Niccocesa

14H

@Kurama01 Hi, in the meantime thank you. Yes my basic strategy is to focus on growth with etfs and to have a steady cash flow with dividend stocks which however I think also have a good chance of growth. As for the stock to add I am actually doubtful about taking a tech company also because I already have nasdaq however I don't know much about healthcare. I know about united health but I am not sure it can recover even though the base is solid and it is currently suffering more publicly than financially.

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El Manzali Mohamed@Kurama01

15H

Regarding ETFs instead, why did you opt for those 3 and not just a world? By the way NASDAQ and s&p500 are the same thing, in the sense that they are full-USA and correlated with each other, if one goes up or down the other follows, so really just one will suffice, in my eyes much better one world instead of all 3.

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Niccolò@Niccocesa

14H

@Kurama01 Good point your making, indeed the nasdaq and the sp500 but I noticed more volatility in the former (because tech is indeed like that) and so I thought they could balance out however yes it is in my plans to buy a world in the near future, maybe in emerging markets if I find one to my liking.
As for the Vuke what do you think? I have mixed opinions

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El Manzali Mohamed@Kurama01

14H

@Niccocesa the UK market offers nice dividends but you carry UK risk, if you see a $VHYL it has the same yield but with higher dividend growth, the capital also appreciated more but the difference is not high, the NASDAQ is yes more volatile but in my eyes it cannot stand together with the s&p500, both because many companies you find them in both indexes and because in crisis scenarios you find yourself both down, some more and some less but they still go hand in hand.

My idea of equity ETFs is as follows: World ETF that can easily be the only one, or if you want more exposure to a specific country or particular geographic area then you add it, for example with $VHYL you have a world ETF but with "only" 30-40% U.S. compared to regular worlds that hold about 70%, then it would be fine to juxtapose it with an ETF on the NASDAQ or s&p500 to have a larger share of the U.S., in your case since you want to be invested in the technology sector the VHYL + NASDAQ would be fine, eliminating the s&p500 which is already partly contained in both the world and NASDAQ.

This is only my idea, make your own evaluations.

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