Cruising so slowly towards that £250,000.

Only on $VUAG (-0.4%) .

Nothing fancy.

Target year is 2038 onwards. My 60th.

Fingers 🤞

Hi everyone,

I’m 28 and planning to invest €80,000 with a long-term, offensive strategy. I’m aiming for broad global diversification, focused on both value and growth. I’m totally fine having 60–70% of my portfolio allocated to the U.S. and with exposure to emerging markets as well.

Here’s a rough outline of the allocation I have in mind:

30–40%
Nasdaq 100
$EQQQ (-0.34%)
$XNAS (-0.39%)
$CSNDX (-0.4%)

15–25%
S&P 500
$VUAG (-0.4%)
$CSPX (-0.37%)
$SPYL (-0.63%)

10%
World ex US
$WEXU (-0.34%)
$IE000R4ZNTN3 (-0.04%)
$EXUS (-0.52%)

10%
Small Cap US Value
$ZPRV (-1.17%)

5% Small Cap World $WSML (-1.18%)
$ZPRS (-1.14%)

5% Emerging Markets (EM)
$EIMI (+0.35%)
$XMME (+0.3%)

5%
EM Small Cap
$SPYX (-0.77%)

5–10%
India UCITS ETF
$FLXI (-0.81%)
$QDV5 (-0.96%)

Additionally (5-10%), I’m considering adding one or two of the following ETFs – would love your thoughts on which one(s) you’d choose and why (or not):

• $SMH (-0.97%) | VanEck Semiconductor UCITS ETF
• $RBOT (-0.74%) | iShares Automation & Robotics UCITS ETF
• $AIQG (-0.51%) | Global X Artificial Intelligence UCITS ETF USD Accumulating
• $XDWT (-0.47%) | Xtrackers MSCI World Information Technology UCITS ETF

Finally, I’m thinking of picking around 10 individual stocks as a satellite component. Any suggestions? 🚀

Curious to hear your feedback:

• What do you think of this ETF setup overall?

• Would you add or remove anything?

• Would you tweak the allocation? If yes, how and why?

I prefer accumulating ETFs only, and I plan to add €1,000–1,500 every month going forward.

Your thoughts are much appreciated! 🙏🏼😀

$VUAG (-0.4%)

Collecting.

2430 shares so far.

🥰

Hello! I'm a software developer new in the investing world. Did my own little research and decided I wanted to start investing.

Since I don't want to spend too much time I'm going all with ETFs (no stock picking). I finally started my portfolio with 6 funds.

Let's see how it goes! Will appreciate any feedback or suggestions 😁😁

P.D. The weights are not correct yet. Is supposed to be:

• $VUAG (-0.4%) : 50%

• $IS3Q (-1.05%) : 20%

• $EXI2 (-0.57%) : 20%

• $EXW1 (-0.3%) : 5%

• $IEMA (+0.23%) : 5%

• $ZPRG (-0.9%) : 10% (as an extra)

It hurts to see Finanzguru showing investments as expenses 😅