My portfolio shows a breakdown into different sectors and areas:

trade Republic: the shares and ETFs

scalable Capital : the gold

This is just the portfolio I want to hold for the next few years with a long-term savings plan. And if necessary, individual purchases where the opportunity arises, I think I am now quite well positioned or what do you think of the portfolio.

Stocks that I would like to hold for the long term

• Technology:
• 
  $MSFT (-1,05 %) Microsoft,
• $AAPL (+1,34 %) Apple,
• $GOOGL (+0,94 %) Alphabet,
• $ASML (-1,59 %) ASML
• $NVDA (+2,01 %) NVIDIA
• $TSLA (-4,58 %) Tesla

• Consumer goods:
• $KO (-0,4 %) Coca-Cola,
• $PG (-1,24 %) Procter & Gamble,
• $MCD (-0,31 %) McDonald's.

• Finance and insurance:
• $JPM (+1,21 %) JPMorgan Chase,
• $ALV (-0,66 %) Allianz,
• $V (-0,14 %) Visa

• Real Estate:
• $O (+1,22 %) Realty Income.

• Armor:
• $LMT (+0,94 %) Lockheed Martin.

• Retail:
• $WMT (-2,1 %) Walmart.

- Luxury:

$MC (-0,25 %) LVHM

- Various areas:

- $8001 (-0,17 %) Itochu

- Health

$JNJ (+0,03 %) Johnson & Johnson

ETF as core overlaps are relatively unimportant to me in this area :)

- FTSE All World :

$VWRL (+0,18 %)

-Global Quality Income:

$FGEQ (+0,06 %)

and then as a supplement

$BTC (-0,01 %) bitcoin

and gold $EWG2 (-0,3 %)

Hello dear community,

I would like to introduce you to my future portfolio today.

First of all, I am 25 years old and I would like to build up a portfolio for the next 20-30 years that gives me security for my retirement and at the same time always generates a cash flow through dividends.

This is what my portfolio should look like:

Core: Vanguard FTSE All-World $VWRL (+0,18 %)

Fidelity Global Quality Income $FGEQ (+0,06 %)

Equities:

• Microsoft
• Nestle
• Coca-Cola
• Amazon
• Johnson&Johnson
• Illinois Toolworks
• Alphabet
• UnitedHealth Group
• Novo Nordisk
• Visa
• Texas Instruments

The aim here is to save EUR 25 per month in both the dividend growth stocks and the high dividend stocks. The core is made up of the ETFs, which are saved with 100 and 150 euros respectively. Do you think this allocation makes sense?

I look forward to hearing your opinions and suggestions for improvement.

Of course, I would like to buy larger quantities in the event of a setback if something comes up here.

Many thanks for reading and for your tips

Hello dear getquin friends

I would like to expand my portfolio.

Currently my portfolio consists only of the $ISAC (+0,26 %) and $BTC (-0,01 %) (and a little $ETH (+1,7 %) ) ... approx. 70/30.

I would like to add a distributing ETF. Yes, I would also like some dividends. I'm not currently dependent on dividends, but earning a small (or large) amount from dividends in 12 years or more is definitely interesting. So the goal is rather sustainable dividend growth with new ETFs.

If the USA share is no longer like 40%, this would not bother me either, as the share is already at the $ISAC (+0,26 %) is already high.

I have the following ETFs in mind: $TDIV (+0,29 %) / $VHYL (+0,11 %) / $TSWE (+0,24 %) / $FGEQ (+0,06 %)

Whereby the USA share is again very high in the last one.

What do you think? Do you know any other good ETFs?

I would like to add gold to my ETF portfolio. Since I don't have a huge savings rate as a student, it doesn't make sense for me to buy physical gold, which is why I would like to use a gold ETC. Trade Republic offers the $SGBS (-0,01 %) and the $WGLD (+0,01 %) .

The $SGBS (-0,01 %) stores the gold in Switzerland and the $WGLD (+0,01 %) in Great Britain. As far as I understand it, with both you have the right to have the gold physically delivered to you if you want it at some point. I am now wondering which of the two ETCs makes more sense and whether there are any fundamental differences. Can anyone tell me which one is more suitable? My monthly savings rate is currently €100, which I can currently choose between the $VWCE (+0,17 %) (70%) $GGRP (-0,09 %) (15%) $FGEQ (+0,06 %) (15%). Now I would like to add some gold with 5-10%. My investment horizon is 20+ years.

I look forward to your advice.

LG

Q4 dividend $FGEQ (+0,06 %)

Held for a full year and the dividend for the year is at the level of 2023 and unfortunately has not increased.

Nevertheless, I fully support the ETF and the way it is structured and believe in further dividend increases next year.

I would like to switch my remaining active funds (relics from earlier times) into a cheap ETF. I would be interested in your swarm knowledge for this. The investment period would be around 10-12 years - after that it is important for me to generate a "good" cash flow from it. That's why I first thought of the $VHYL (+0,11 %) - but the price performance is not that great. An alternative would be an MSCI World ETF (here the $HMWO (+0,26 %) - or is there a better distributing alternative for the index?) The $FGEQ (+0,06 %) is already being saved and I would therefore leave it out for the time being ( $TDIV (+0,29 %) and $GGRP (-0,09 %) I also had it on my radar at the time but opted for Fidelity). Therefore MSCI World or Allworld high dividend or one of your alternatives.

$FGEQ (+0,06 %) Dividend announcement

ex dividend as of November 21, 2024, record

Date from November 22, 2024& Payment date is29. November 29, 2024:

0.054357usd

https://markets.ft.com/data/announce/detail?dockey=600-202411141109PR_NEWS_PRUKDSCL_0098-1

@Watzeklicker ✋

Does anyone know when $FGEQ (+0,06 %) will announce its distribution for November? Tomorrow is probably the ex-date.

Hello :)

I have a question about what you think makes more sense with ETFs, i.e. now in terms of a savings plan. I want to hold them for the next few years anyway, or decades in the case of the world ETF

I now have the 4 ETFs

$VWRL (+0,18 %) 220€ all world

$FGEQ (+0,06 %) 40 € dividend etf

$GGRP (-0,09 %) 40€ dividend etf

$WGLD (+0,01 %) 40 € Gold

And together that's 340 € a month, but the amount I have available changes every month because I only work in the catering trade and am paid by the hour, not a fixed wage.

1 time a month total sum 340€

2 times a month 170€

4 times a month so weekly 85€

what do you think ?

Part I

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So far, the core of my portfolio has consisted of the MSCI World $HMWO (+0,26 %) and has brought me around 26% price gains and a few distributions. However, comparisons and back tests have shown that the MSCI World is not the best choice for the portfolio.

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The satellites consisted mainly of shares in well-known, large and often safe companies. I have gradually changed this over the last few weeks and you could say that the portfolio is changing in the direction of growth stocks with significantly higher risk and return potential. Whether and how successful I will be here is not too important in principle, as I still have a solid core, but it is precisely this core that is in the dock today.

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After spending the last few weeks looking at my portfolio and getting a lot of positive input, information and tips here on Getquin.

I have found the following ETFs that could perhaps form a better core for my portfolio.

A) The best known first, the S&P 500 $IUSA (+0,29 %) . If I were to start investing again today and did not know the following ETFs, I would opt for this one instead of the MSCI World.

B) The ETF mentioned by @Epi mentioned ETF, $WTEF (+0,41 %) . A portfolio concept consisting of 60 % US equities + 40 % bonds. Almost like the ARERO 😜 $LU0360863863 (-0,78 %) only much better. Because the performance so far has been very close to that of the S&P500. And I think that in turbulent stock market years, bonds will provide stability and returns. However, the fund is only one year old and so there is still little data available.

C) Then we have my favorites so far, 2 actively managed ETFs from JP Morgan.

One is the global variant $JRDG (+0,21 %) including emerging markets. Here, undervalued companies are overweighted according to fundamental data. Since its launch in September 2021, this fund has returned 11.88% p.a.

And then the counterpart to the S&P500 $JRUD (+0,26 %) the aim of this ETF is to outperform the S&P500 and to this end it also includes US equities that are not included in the index.

Since launch, December 2019, 16.5% p.a. has been achieved.

D) Then we have four dividend growth stocks. These have also beaten the MSCI World at times: $TDIV (+0,29 %)
$FUSD (+0,25 %)
$FGEQ (+0,06 %)
$GGRP (-0,09 %)

The $FUSD (+0,25 %) with a return of 13.66% p.a. since its launch in March 2017.

E) The iShares Dow Jones Global Titans 50 $EXI2 (-0,31 %) which has outperformed the S&P500 for many years and has realized 17.38% p.a. over the last 5 years, for example.

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I did some back testing to see how you could build a portfolio with these ETFs. However, most ETFs have not been around long enough to provide meaningful data. I also find the backtest very tedious as no perfect allocation is calculated or suggested, instead I have to work my way forward percentage by percentage. In short, I was not successful in backtesting.

I used these websites for the tests and comparison:

https://www.portfoliovisualizer.com/backtest-portfolio#analysisResults

https://curvo.eu/

https://extraetf.com/de/etf-comparison?products=IE0031442068-etf,IE000KF370H3-etf,IE000HFXP0D2-etf,IE00BJ06C044-etf,NL0011683594-etf,IE00BYXVGX24-etf,IE00BYXVGZ48-etf,IE00BZ56RN96-etf,DE0006289382-etf

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I would prefer to take them all and only buy the ones that are doing badly at the moment. But that wouldn't work because these ETFs overlap a lot and the correlation is therefore very high. ☹️

Perhaps the most dispensable would be the "dividend ETFs", $TDIV (+0,29 %) and $GGRP (-0,09 %) . These have some of the highest fees and the weakest performance. However, these are precisely the ETFs that overlap the least with the others. $TDIV (+0,29 %) could pass as Europe (55%) share of the portfolio. If you want to take Europe into account. It would be interesting for me if one region is doing well and the other is doing badly, because I could then make counter-cyclical purchases.

If overlaps and correlations are very high and costs are similar. Then it wouldn't matter whether I have them all in small chunks or large shares of one or a few ETFs. The difference should then be marginal. 😅

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Should I really only choose one or a few? What am I missing out on? How do you find the right one(s)? Has anyone built a portfolio from these ETFs? How do you make the right decision?

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Part II

https://app.getquin.com/de/activity/HQueJcsExE