In the world of investing, structure and weighting are crucial, especially if you want to build a sustainable and high-yielding portfolio. The following chart shows my target weighting

target weighting, based on the core-satellite principle. This model combines stability with targeted growth potential, a balance between risk and opportunity.

The portfolio structure at a glance:

1. core component - 73.7% (between 70-80%) FTSE All-World (blue) $VWRL (+1,16 %)
and $FWRG (+1,09 %) The majority of my portfolio is made up of the FTSE All-World ETFwhich tracks over 4,000 companies worldwide. This broad diversification is the basis for long-term asset accumulation and protects against individual risks.

Advantages:

• Worldwide diversification in industrialized and emerging countries
• Automatic access to the world's largest companies
• High stability with moderate risk
• Automatic rebalancing if, for example, America loses economic power.

2. satellite components - 26.3% (max. 30%) opportunity-oriented additions

These components increase the return potential through targeted investments outside the broad market index:

- 15.8 % Bitcoin (brown) $BTC (+0,16 %)

I see Bitcoin as a promising but volatile investment. As a decentralized store of value and possible "digital gold", it can benefit greatly in the long term, especially if demonetization continues or institutional acceptance grows.

- 10.5 % gold ETF (orange) $ZGLD

This is a physically deposited gold ETFa classic safe haven with digital access. Gold has historically provided reliable protection against inflation, geopolitical uncertainty and currency risks. ZGLD combines these advantages with the efficiency of an ETF.

(Currently: portfolio still has too little gold and All-World monthly savings plan runs on the FWRG and weekly savings plan on the ZGLD.

Bitcoin is more of a lump sum if more fallen and aligned to 4-year cycle.

Otherwise just a small gamble on Take-Two $TTWO (+0,59 %) with the GTA 6 hype going on but will then be sold shortly before release and regrouped).

Why this portfolio?

The core-satellite model offers me several advantages:

• Stability through the core share (FTSE All-World)
• Flexibility & innovation through satellites (Bitcoin and gold)
• Risk control through clear weightings

It is a portfolio that is designed for the long term, i.e. not a short-term speculative portfolio, but a well thought-out structure with a strategic focus on the next 10-40 years.

Possible further developments

Of course, no portfolio is set in stone or perfect. Here are a few considerations for possible further development:

• Further satellite ideasEmerging markets, AI ETFs, small caps, dividend stocks
• Rebalancing strategy: Review the weighting once a year and adjust if necessary
• Hedging strategiesE.g. through cash quota or bonds for times of crisis

And now it's up to you:

• What does your portfolio weighting look like?
• Are you more interested in stability or do you take more risk?
• What role do crypto or precious metals play in your strategy?
• Do you also use the core-satellite model or do you take a different approach?

I look forward to your input, your experiences and your questions in the comments!

Your Lord Vader!

#etf
#cryoto
#gold
#langfristig

What a weekend. Vacation in Stuttgart and on the way back the $BTC (+0,16 %) falls below 100,000$. What do you think will happen now? Will a huge sell-off be initiated or will the price stabilize again? We must not forget to look at the USA and Iran...

I am 42 years old and have an investment horizon of 20 years. I would like to combine some growth with dividends as a retirement provision.

Even though the portfolio is currently quite red, I am generally satisfied with the stocks. $RKLB (+0,53 %) was once a gift and $MSFT (+0,68 %) would be a bonus, so they are not self-selected.

I would like to invest a total of 6,000 euros per year for the time being, i.e. an average of 500 euros per month.

I have now changed the distribution as follows:

150 euros go into the $VWRL (+1,16 %)

75 euros to the $ZPRG (+0,67 %)

45 Euro to the $QYLE (-1,76 %)

30 Euro in the $EUDF (-1,41 %)

Would you weight differently here?

Up to now, I have saved 10 euros a month in the individual shares represented, but I will be making a quarterly one-off purchase of 500 euros. In this way, I can take advantage of opportunities and gradually build up the stocks or say goodbye to one or the other or add something new.

400 euros remain free each year, which I would like to use flexibly for $BTC (+0,16 %) for example.

I like the mix of regular long-term passive investment and the opportunity to be more active on a quarterly basis.

Are $BTC (+0,16 %) and $ETH (-0,13 %) crypto in general, once again the harbinger for the start of the stock market week?

Everything is crashing massively right now. BTC has already lost around USD 9,000 from its high of USD 110,000 and currently stands at just under USD 101,000...

As there has been no clear bad news or black swan event so far, I ask myself: do insiders possibly know more? Will the USA now actively intervene in the Iran conflict?

That would of course trigger a massive fall in the share price.

All just crazy talk - or what do you think?

Hello everyone,

I have been thinking and considering for some time now. After my portfolio presentation, I looked again and thought about how and which strategy I want to pursue exactly.

Here is my first approach for the new strategy:

📊 60% Core - ETF savings plans

$IWDA (+0,76 %) -> 25 %

$VHYL (+0,78 %) -> 15 %

$DGIT (+1,23 %) -> 20 %

🧭 30 % satellite savings plan

$MSFT (+0,68 %) -> 10 %

$KO (+0,32 %) -> 10%

$PEP (+1,27 %) -> 5%

$ASML (+3,66 %) ->5 %

🎯 10% opportunity satellites - savings plan

$NVO (+1,41 %) -> 5%

$BTC (+0,16 %) -> 2,5 %

$ARCA (-2,22 %) -> 2,5%

What do you think of this setup? I would let the current shares continue to run and sell them at a profit when the opportunity arises.

This would be my second attempt to build a proper portfolio. My budget is not that big but I am making the best of it. I am open to suggestions and ideas. If you know a better setup then just post it in the comments. 😊

I'm still relatively at the beginning so please be forgiving 😅.