Servus,

I have decided to enter the stock market. My strategy is quite simple. Core component should be the$VWCE (+0,41 %) and does it make sense to add about 5 individual stocks? As we are moving into a house next year, I can only save €200 a month, 100% of which will go into the ETF for the time being. After that, when I can put more aside again, I would add individual stocks as mentioned above. What is your opinion on starting the portfolio like this?

Hello everyone,

With today's high, I have cracked my first target of €50,000 for the first time.

The next target is of course €100,000, hopefully by the end of 2026/beginning of 2027.

I would therefore like to present my portfolio to you and hope that you will have any suggestions for improvement and constructive ideas.

Basically, the focus is on buy and hold / growth. But a dividend is also nice.

I started thinking more intensively about the whole topic around the beginning/middle of 2023, at the age of 29. The aim is to possibly reach the millions after all, or in any case to have a more comfortable retirement later on.

Before that, it was more about trying things out or the "safe" investment that you get from your parents. In the meantime, we saved in stories such as DWS funds. I still have one of these "corpses", the DWS Vermögens... $HJUF (-0,54 %) .

However, this is also to be restructured in the near future.

I am currently working on increasing my ETF positions to get to a ratio of 50%/50%. I have not been so successful with this recently, as I have increased many individual stocks due to the low.

Actually, the iShares Core S&P 500 $CSPX (+0,52 %) and FTSE All-World $VWCE (+0,41 %) are in the foreground.

Yes, I am also saving here at the same time $VWRL (+0,84 %) for a few more dividends a year. You are welcome to give your opinion on whether this makes sense or whether you should only take one of the two.

My current monthly ETF savings plans at a glance,

Core S&P 500 $CSPX (+0,52 %) - 150€

All-World $VWCE (+0,41 %) - 70€

All-World $VWRL (+0,84 %) - 70€

MSCI World $IWDA (+0,44 %) - 40€

S&P 500 Information Tech $IUIT (+0,17 %) - 30€

All-World High Divid. $VHYL (+0,54 %) - 30€

VanEck Sustainable World Equal $TSWE (+0,85 %) - 30€

VanEck Developed $TDIV (+0,88 %) - 15€

iShare DJ Global Titan 50 $EXI2 (+0,32 %) - 15€

Here, too, a merger would be conceivable and also make sense.

For example, since I hold the DJ Global Titan 50 $EXI2 (+0,32 %) and the MSCI World $IWDA (+0,44 %) with a small amount for ages, I have not yet been able to part with them.

I still save the following shares weekly at €7 each on the side,

$BRK.B (+1,26 %)

$BLK (-0,34 %)

$PG (+0,36 %)

$PEP (+0,31 %)

$KO (+0,9 %)

In addition to the above, I buy individual shares, ETFs or top up positions worth a further €500, depending on prices.

On average, my monthly savings rate is therefore around €1,000-1,500.

As already mentioned, I would like to ask the community for their opinion, any suggestions for improvement and constructive ideas.

Thank you very much, best regards and happy trading days.

First of all, thank you for taking the time to read this post🙄 it's getting a bit long😅

As you know, the market has only gone in one direction in recent weeks and months📉, but now the wind seems to have changed 📈

since my portfolio presentation last year, I have now used the correction to some changes in the portfolio, which I would like to share with you 🙃 "Unfortunately" there was no reduction in the portfolio for the time being because there were too many attractive opportunities🥹

At the beginning of April in particular, I massively reduced my cash reserves and expanded or even doubled my positions. I also made a a few new additions in my portfolio begrüßen✌️(I actually had a few stocks inspired by the dear @Aktienhauptmeister 👀) Greetings go out 😆

In my portfolio introduction post, I mentioned that I would like to $DHR (+3,09 %) against $SYK (+1,22 %) would exchange. Now it has actually been implemented ✅ necessity is the mother of invention, which is why I have also parted with $OR (-0,8 %) I also parted with

I didn't want to share all my purchases now, that would be too much, so I'll list what I bought here 🙂

I tried as best I could to increase "every" position in the portfolio a bit🧐

First of all, I'll mention the positions that were further expanded

$VWCE (+0,41 %) + ~10k

$GRAB (+1,5 %) + ~1k to (3.38)

$BLK (-0,34 %) + ~ 1.3k (678)

$ASML (-1,43 %) + ~2.7k (555,45)

$GOOGL (+1,27 %) + ~ 1.5k (124,66)

$MPWR (+0,66 %) + ~ 1.6k (409,21)

$SOFI (+2,03 %) + ~ 0.7k (7,78)

$LIN (+0,84 %) + ~ 1.1k (388,20)

$QCOM (-0,23 %) + ~ 1.5k (113,62)

$CRWD (+1,73 %) + ~ 0.9k (289,75)

$MSCI (-0,31 %) + ~1.3k (451)

$V (+0,74 %) + ~ 1.4K (274)

$AMZN (+0,1 %) + ~ 1.4K (159,74/159,34)

$MSFT (+0,27 %) + ~ 1.7k (335/337,75)

$MC (+0,4 %) + ~ 1.9k (482,31)

$NOVO B (-2,62 %) + ~ 2.5k (51,68)

$ABBV (+1,05 %) +~ 1.5k (152)

$NVDA (+0,4 %) +~ 2k (85,04)

$UNH (+4,71 %) +~ 1.7k (336,30)

$PEP (+0,31 %) +~ 1.1k (114,97)

$MRK (+1,8 %) +~ 1k (67,70)

------------------

now to the new arrivals 🤩 the ones now mentioned below I opened the positions for the first time 😇

$SYK (+1,22 %) ~ 2.1k (305,72)

$META (-0,65 %) ~ 1.4k (467,30)

$AVGO (-2,17 %) ~ 1.1k (156,76)

$ISRG (+0,41 %) ~ 1.6k (398,30)

$SPGI (+0,81 %) ~ 1.2k (403,22)

$ANET (-0,2 %) ~ 1.8k (70,50/58,65)

$UNP (-0,66 %) ~ 0.9k (187,56)

$CAT (+0,96 %) ~ 1.5k (246,50)

(I hope I have not forgotten anything)

I have invested a total of about 45k and am absolutely satisfied with my investment case. Now I have no more buffer to add 🥲 in the next few months I will build up cash again 😬

Now I'm curious to see what you've bought, my dear investors?

Like for example @Aktienhauptmeister
@Max095
@Tenbagger2024
@Simpson 🫣

thanks again for reading 🥸

in that sense

have a nice weekend ✌️

Hi, since I find it really interesting to look at other portfolios, I thought I'd share mine as well.

My story: I'm 20 years old, started a savings plan on an ETF for the first time in November 2024 and then decided to invest in cryptos for a short time. I was never really taught how to handle money. For the first 2 years of my training, I had my account in the red for all sorts of shit. Thanks to a second job, I was able to afford a savings plan with ETFs and individual shares worth €600 for a few months as an apprentice. Now that this is no longer the case, I've made the decision to invest in ETFs and (in my opinion) expensive shares such as $SIE (-0,96 %) or $MSFT (+0,27 %) to save.

I buy everything else when the price drops and have a good feeling about it for the time being.

I always have this "Mr. Market" example from Warren Buffet in the back of my mind.

In addition, I had considered setting a limit of 10% per individual share in the portfolio to reduce the risk of extremely falling prices.

This $VWCE (+0,41 %) was my first savings plan and I'm actually really happy with it so far, except that with a 60% share from the USA, it has given me a bit of a stomach ache over the last few months.

However, because my entire portfolio consisted of American shares. I was able to learn relatively quickly that you should diversify your portfolio across more continents.

In the end, I opted for $SMEA (+0,51 %) and $AEJ (+0,07 %) in the end.

Over the next few months, I will be saving in both with a higher savings rate than the $VWCE (+0,41 %) to balance out all 3 in percentage terms.

At the end of the love story, I would say that I got off lightly with a 3% loss.

What do you think? I'm really looking forward to hearing the different opinions.

Hello everyone,

I am currently in the process of reallocating my shares/ etfs.

The plan is a core-satellite portfolio

Core:

$VWCE (+0,41 %) 60%

Satelite:

$WSML (+0,85 %) 10%

$EIMI (-0,28 %) 10%

$BLK (-0,34 %) 5%

$BRK.B (+1,26 %) 5%

$BTC (-0,27 %) 5%

$EWG2 (-0,6 %) 5%

I am currently 20 years old and my savings rate is 250€ per week, so I don't want to focus on dividends yet.

If you have any suggestions or objections to the individual positions/position sizes, please let me know.

Dear Community,

I studied finance and know a lot of valuation models and methods, but I would like to know: how do you decide in practice which company is worth an investment? Models? KPIs? Gut feeling? Media presence? ...

I have now built up a solid core with $VWCE (+0,41 %) and am now ready for the satellites all around. For this I would pick up around 10 stocks from the European market - on the one hand because I believe that Trump will do Europe good in the long term and because I want to strengthen Europe in my portfolio.

Hello everyone,

I would like to help my parents with their assets at the moment (at this age, the focus is more on maintaining an asset position/slight growth)

My father will probably only want to work until 63-64, so I am aware that I don't want to take too much risk.

Father= 60yrs / mother= 56yrs

Gross salary= 200,000 p.a.

Cash in overnight and fixed-term deposits ~230,000

I was already able to persuade her last year to put €500 a month into the $VWCE (+0,41 %) and also to invest a few one-off investments in the last week, as I wanted to take a little risk. (Money that they simply don't need immediately and can stay put for 10-15 years.

If I had found out about these sums a few years ago, I would have become much more active, because we all know what would have been possible with such a gross salary.

Now I would like to know from you what you can recommend as further investment alternatives, taking into account the investment period and the age of my parents😇

I had also been thinking more and more about dividend shares or money ETFS; however, I am still unsure about this.

Well then 🫶🏻