I had described here https://getqu.in/wtMaho/ described an investment reserve that can generate an excess return with similar or lower volatility than the overall market.

Very abbreviated:

We hold 20% in cash bonds and gold and start buying in reset, parameterized with increasing leverage.

What has changed since the last post?

1. all US bonds and US dollar cash have been removed from the portfolio, the uncertainties surrounding the Mar-a-Lago Accord are simply too great in relation to the opportunity to take a few percentage points in currency gains.

2. as it was (rightly) pointed out that the strategy is somewhat fragmented, I decided to make a few small adjustments.

The inflation-linked government bonds have left the portfolio. On reflection, money market funds and long-dated bonds are completely sufficient to compensate for inflation. (thanks for the comment @SchlaubiSchlumpf )

The investment reserve therefore looks like this:

-------------------------------------------

EURO

30.0% Money Market $CSH2 (+0,01 %)

30.0% German Gov. Bonds 7+Y $X03G (+0,56 %)

-------------------------------------30%

Swiss Franc

20.0% Swiss Gov.Bonds 7-10Y $CH0440081393 (+0,55 %)

-------------------------------------20%

Swiss Gold

20.0% Gold $EWG2 (-0,53 %)

-------------------------------------20%

==========100%==========

3. on the way south, the portfolio has already been rebalanced twice.

In concrete terms, this means that bonds have been sold and the $VWCE (-5,52 %) bought so that the 80/20 ratio is maintained.

The $ACWI in USD broke through the threshold of 10% to its all-time high today, whereby the first still leveraged position was built up.

Purchased were:

2.5% MSCI World Ex USA $EXUS (-5,25 %)

1.0% MSCI USA 2x $CL2 (-9,18 %)

This means that the first 17.5% of our investment reserve is now invested.

The next purchase will be made when the $ACWI 20% away from the ATH, which would then be around $100.00

$VWCE (-5,52 %)

A woman is more expensive than the world...

Good time to lower the average EK. Should it go even lower, further purchases will follow. Savings plan also continues.

In the long term, I am convinced that good returns will be achieved here.

Hello everyone, my savings plan execution for $VWCE (-5,52 %) was rejected today and not successfully executed. Is this the case for anyone else?

The direct debit was successfully collected from my account on 1.4.

In general, I keep having problems with the app today.

Because I can see that some people are slowly approaching their entry level with their ETFs, here is some food for thought:

If you've always had your eye on other stocks but didn't want to sell for tax reasons, now is the chance to sell your $VWCE (-5,52 %) and invest in $GERD (-4,63 %) or one $WEBG (-4,43 %) or other ETFs that you only discovered after your savings plan has been running for a few years. 😘

The first tranche would therefore be bought. This time I will buy in individual tranches in order to minimize my risk with an all-in in these volatile times.

For my 85/15 Core Satelite strategy, I have opted for $VWCE (-5,52 %) decided on