Part 5 of 5
/ Review of the year 2024: In the first 4 parts
of my investment story, I looked at the years 2013 to 2023.
A mixture of highs and lows. While there was a lot of learning at the beginning, the last few years are finally bearing fruit!
Monthly view:
2024 was another very positive year, although December again resulted in a slight loss in the portfolio.
In total, December was -0,8%. This corresponds to price losses of -3.200€.
The MSCI World (benchmark) was -0.9% and the S&P500 -2.5%.
In the following, however, I would like to look primarily at the whole of 2024 and not
just December.
Year as a whole:
Winners & losers:
The winner par excellence is hardly surprising NVIDIA $NVDA (-7,26%) with
almost €20,000 in share price gains! And this despite the fact that I took my entire stake of ~€4,000 off the table in March.
In 2nd place follows Bitcoin
$BTC (+2,57%) with approx. 6,000€ price gains. 3rd-5th place
are shared by TSMC $TSM (-6,78%)
Alphabet $GOOG (-1,42%) and Meta
$META (-3,86%) with gains of ~€5,000 each.
On the loser side it looks very relaxed all in all.
Sartorius $SRT (-4,87%)
Nike $NKE (+4,06%)
and Bechtle $BC8 (-3%) have each caused share price losses of ~€1,000. They are followed by LVMH $MC (-3,99%) with share price losses of €500 and Amgen $AMGN (-3,57%) with €200.
All in all, share price losses that are not really worth mentioning.
The performance-neutral movements in 2024 were just under €20,000. This is a significant decline compared to the almost €30,000 from previous years. This was due to some private issues and the upcoming house construction.
My performance for the year as a whole was +28,8% and therefore outperformed my benchmark, the MSCI World, by 25.8%.
In total, my portfolio currently stands at ~347.000€. This
corresponds to an absolute growth of ~95,000€ in the current
year 2023. ~71.000€ of which comes from price gains, ~3.800€ from
dividends / interest and ~20.000€ from additional investments.
Dividend:
- The dividends in December were 17% above the previous year at ~€370
- Amgen is in the lead with over 50€ (gross) dividend every 3 months
- For the year as a whole, my dividends amounted to ~2.900€ and thus almost 25% over 2023
Buys & sells:
- I bought in December for a significantly reduced ~500€
- As always, my savings plans were executed:
- Blue chips: Lockheed Martin $LMT (-3,58%) Republic Services $RSG (-3,89%) Thermo Fisher $TMO (-5,79%) ASML $ASML (-1,66%) Northrop Grumman $NOC (-3,88%) Itochu $8001 (-3,09%) Constellation Software $CSU (-4,72%) Hermes $RMS Salesforce $CRM (-3,85%) MasterCard $MA (-5,6%) Deere $DE (-3,4%)
- Growth: -
- ETFs: MSCI World $XDWD (-5%) and the WisdomTree Global Quality Dividend Growth $GGRP (-4,78%)
- Crypto: Bitcoin $BTC (+2,57%) and Ethereum $ETH (+0,82%)
- There were no further sales in December
Target 2024 & outlook 2025:
My goal for 2024 was to reach €300,000 in the portfolio. Due to the
extremely positive market performance in the current year, my portfolio stands at ~€ 350,000 at the end of the year. I was therefore able to significantly exceed my target.
What will happen in 2025? The logical target, of course, would be 400.000€ to be achieved. However, due to the upcoming house construction, part of the assets will be invested in the house construction. If I include the property in my statement of assets, the target of €400,000 would of course not change.
However, as I am more likely to be tracking my liquid assets here, I will probably
probably refrain from doing so.
Therefore, my year-end target for 2025 will probably be closer to the final balance for 2024. So around €350,000 at the end of 2025.
How are things looking for you? Have you already thought about your plans for 2025?
Finally, I wanted to say thank you again for all the positive reactions to my investment story!
https://linktr.ee/mister.ultra
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