$BNTX (-1,65%)
$KSPI (-3,47%)
$HIMS (-5,99%)
$MELI (-1,77%)
$PLTR (-3,82%)
$DRO (-6,28%)
$IFX (-1,8%)
$9434 (+2,53%)
$FR0010108928
$DHL (-2,89%)
$BOSS (-0,48%)
$CONTININS
$DOCN (-7,87%)
$LMND (-4,09%)
$BP. (-2,39%)
$FRA (-0,31%)
$PFIZER
$SNAP (-5,79%)
$AMD (-3,71%)
$SMCI (-5,04%)
$OPEN (+18,47%)
$CPNG (-3,25%)
$LCID (-2,78%)
$CBK (-0,66%)
$ZAL (-2,26%)
$NOVO B (+1,26%)
$VNA (-0,77%)
$BAYN (+3,67%)
$UBER (-2,27%)
$SHOP (-4,46%)
$MCD (-0,57%)
$DIS (-3,34%)
$ROK (-3,55%)
$ABNB (-5,04%)
$RUN (-5,33%)
$FTNT (-3,98%)
$O (-0,76%)
$DASH (-1,94%)
$DUOL
$S92 (-4,67%)
$DDOG (-4,83%)
$SEDG (-1,55%)
$QBTS (-6,16%)
$RHM (-1,6%)
$DTE (-1,14%)
$ALV (-3,44%)
$LLY (+1,53%)
$CYBR (-1,38%)
$PTON (-8,67%)
$DKNG (-4,31%)
$RL (-3,76%)
$PINS
$TTWO (-2,47%)
$TWLO (-8,74%)
$MNST (+1,16%)
$STNE (-3,21%)
$MUV2 (-1,69%)
$WEED (+0%)
$GOOS (+1,25%)
$PETR3T
$ANET (-6,38%)

✅ I took profits today from Amazon $AMZN (-7,55%) , Microsoft $MSFT (-3,8%) and NVIDIA $NVDA (-3,83%) realized.

📥 This money was directly reinvested to strengthen dividend and future stocks.

💸 Newly invested (one-off purchases today):

• Take-Two Interactive $TTWO (-2,47%) - (future play with GTA 6)
• Shell $SHEL (-1,49%) - (energy + dividend)
• BYD $1211 (-2,89%) - (growth China/E-mobility)
• Procter & Gamble $PG (-1,22%) - (stable dividend, consumer goods)
• Allianz $ALV (-3,44%) - (high dividend, defensive)
• McDonald's $MCD (-0,57%) - (dividend aristocrat + consumer)

📆 Savings plans from August (monthly):

• Johnson & Johnson $JNJ (-0,41%)
• 
  Realty Income $O (-0,76%)
• 
  FTSE All-World High Dividend Yield ETF $VHYL (-1,49%)
• 
  S&P Global Dividend Aristocrats ETF $ZPRG (-1,86%) (one-off)

➡️ Goal: More passive income through dividends & better balance in the portfolio between tech and defensive stocks.

🧠 Long-term oriented, with a clear focus on quality, stability & growth.

What do you think?

Dear people,

I would be very interested in your opinion.

The main component of my portfolio should be the $VWRL (-2,49%) with 60% and as satellites 30-35% $ASML (-2,1%)
$NOVO B (+1,26%)
$ALV (-3,44%)
$MSFT (-3,8%)
$GOOGL (-2,86%)
$PEP (-0,5%) then one share in the industrial sector e.g. $SIE (-4,7%) and one in the energy sector.

The last 5-10% will be in $BTC (+0,36%) why only $BTC (+0,36%) ? because I don't know anything about crypto and don't feel like informing myself, but I would like to have a small position.

I would be interested to know if you think I have too large an EU share or too few China shares, as I don't want to add an emerging market ETF.

Do you have other industrial stocks and energy stocks that aim for growth and pay a dividend? They don't have to be big, but a little would be nice.

MfG Flow

Hello everyone,

I wanted to share my portfolio and my strategy with you today.

I've been active on the stock market since 2022.

Like many people, the start was not perfect. In the beginning, I traded back and forth too much, bought and sold shares only because of short-term movements and often went with my gut feeling rather than a clear strategy.

In the meantime, however, I am really happy with my portfolio and, above all, with my direction.

I invest for the long term, broadly diversified and hedge all my positions (except $ISPA (-1,09%)) on a monthly basis.

I no longer worry about short-term price movements.

A few books, which I have already presented in a separate article, have also been particularly helpful.

My portfolio is divided into two areas:

ETFs at Trade Republic:

• Vanguard FTSE All-World ($VWRL (-2,49%)) is my basic investment and forms the backbone of my portfolio
• Fidelity Global Quality Income ($FGEQ (-2,18%) ) I find the ETF's approach very interesting
• iShares STOXX Global Select Dividend 100 ($ISPA (-1,09%) ) I still have from my early days. It will probably be completely switched into the VWRL sooner or later
• iShares Physical Gold ($IGLN (+0,62%) ) is intended as a small addition

Individual stocks at Scalable Capital

I have specifically selected six established companies that I am betting on for the long term.

They are not insider tips, but for me they are solid and easy to understand:

• Microsoft ($MSFT (-3,8%) )
• Apple ($AAPL (-5,14%) )
• Visa ($V (-3,35%) )
• Coca-Cola ($KO (-0,29%) )
• Allianz ($ALV (-3,44%) )
• Realty Income ($O (-0,76%) )

If I find any exciting additions in the future, I would like to expand the stock selection to a maximum of ten stocks.

I invest in all my ETFs (except $ISPA (-1,09%)) and shares on a monthly basis.

I also make targeted individual purchases from time to time.

This gives me a clear structure, keeps me disciplined and allows my portfolio to grow.

I'm glad that I've learned from my beginner's mistakes and have now found a strategy that suits me.

How did you get started in the stock market and what helped you find your way?

Greetings :)

I'm almost too interested in the whole stock market topic. Over the last few weeks, I've been completely fixated on shares and finance.

Every day I've been following the posts on the platform, looking through all the portfolios and thinking about what to do next.

Sometimes I ignored the saying "time in the market beats timing the market" and unconsciously started gambling.

I thought about investment strategies every day. Sometimes I simply implemented crazy ideas, which I thought were stupid the next day.

My starting position was 4 ETFs. An All World, a Europe, an Asia and the Gerd Kommer ETF as mentioned in the previous post.

In the end, I decided on the $VWRL (-2,49%) . I sold each ETF to create 2 new positions with the total amount. $SESG (+1,08%) & $VNA (-0,77%) to open. The rest of the total amount was placed entirely in the ETF. I had been watching both individual stocks for a while now and had read up on them. I am convinced of both companies so far. Both make up 6% of the portfolio and will be added to later when the time is right.

In addition, I add $SIE (-4,7%) back into my portfolio via a savings plan. I save this position until it has reached a weighting of 10% in the portfolio.

Once this has been reached, I would like to take the same step with an insurer. However, I have not yet decided whether this will also be a German share like $ALV (-3,44%) or whether I will opt for a Swiss share like $SREN (-2,11%) will be chosen.

Besides, I still have stocks on the screen like $NVDA (-3,83%) | $AMD (-3,71%) | $GOOGL (-2,86%) | $BATS (+0,7%) | $KO (-0,29%) which I am actually convinced of, but am only observing for the time being.

Stocks like $KTN (-3,55%) | $RTLL (-0,72%) | $8001 (-2,64%) | $SOFI (-6,95%) | $6861 (+2,96%) are and will remain quite interesting, but I still have some uncertainties.

$BTC (+0,36%) will find its way into my portfolio sooner or later. Unfortunately, I don't have the money to open another position. So I'll wait and see

Brief battle plan:

• asset accumulation
• Higher savings plan + focus on one ETF
• Add or expand positions through dividends.
• Enforce 10% share limit
• Keep calm and don't become stingy again

Should work.

PS: the vacation pay thing was completely nonsensical.

Let's forget that, please :).

It was only recently that I decided to say goodbye to my individual shares $ALV (-3,44%)
$MUV2 (-1,69%)
$SREN (-2,11%)
$CS (-7,32%) and $ZURN (-0,97%) and to invest in a corresponding ETF instead - the desire for (re)insurers was too great, but the budget for the sector was too low. With $EXH5 (-3,21%) I have found a solid ETF for myself that has a strong weighting in the (re)insurers that appeal to me (currently $ALV (-3,44%) with just under 18%, followed by $ZURN (-0,97%) with 12% and $CS (-7,32%) and $MUV2 (-1,69%) with just under 10% each).

At the next payout, hopefully there will be a full share as a dividend so that there is enough for liability insurance that also covers the wife and child 😁

Hello everyone and have a nice Sunday. I would like to hear your opinion, hard-hitting and honest, on my current portfolio.

I would like to emphasize up front that I have only been investing money since the beginning of 2023. My journey started directly with the tough crypto market. But good thing... As a result, I am very much in the plus with BTC and some altcoins... and very much in the minus with others... that's life 😁

I got into the stock market and my ETF savings plan in May 2024.

Since then, I've been investing in these 3 ETFs every month:

1) $IWDA (-2,5%) 50% - currently + 6.1%

2) $EIMI (-2,16%) 30% - currently + 6.6%

3) $RBOT (-3,21%) 20% - currently + 8.6%

Also bought some individual stocks such as $MSTR (-10,46%) , $COIN (-12,41%) , $PLTR (-3,82%) , $RIOT (-11,88%) and many more. I am also strongly up on the majority of them.

I monitor the markets on a daily basis and am increasingly looking for opportunities to pick up good and interesting ETFs or, in some cases, individual stocks (focus on dividends)

I have now made the following adjustments or added stocks (ETFs) in recent months:

4) $JEPQ (-2,06%)

5) $JEGP (-1,17%)

6) $TDIV (-1,44%)

I have included the two from jpmorgan as distributing etfs to generate additional cash flow. Getting money every month is just a good feeling and I thought I'd rather do it with these etfs than look for additional individual stocks.

The $TDIV (-1,44%) I have read a lot here and then decided to include it because it is doing really well and looks very interesting 🔥😎

So I now own 6 Etf's and sometimes I have the feeling it would be better to only have 2-3. But I find the 3 new distributing etfs really appealing due to the monthly or quarterly cash flow.

Individual stocks with a focus on dividends and which I have bought heavily in the last few months are :

1) $PEP (-0,5%)

2) $O (-0,76%)

3) $MAIN (-2,7%)

4) $RIO (-1,86%)

And brand new since last week

5) $ALV (-3,44%)

I would like to say goodbye to the following values in the near future:

$STAG (-1,13%)

$JNJ (-0,41%)

$TXN (-1,51%)

So there would be 11 stocks or securities in my long-term portfolio that I would like to save monthly or via DCA over the next 20-30 years.

I'm still new to the world of investing. Just under 2.5 years is nothing I would say. I would therefore be grateful for any tips on what I should possibly change or improve.

The dividends from the individual shares and ETFs always go into the $IWDA (-2,5%) because I want to increase its share, which alone should make up at least 50% I would say!

Unfortunately, I currently only have €350 to invest each month. But I currently have almost 100k in the markets. Most of it is in cryptos... but at the end of the year everything will be completely liquidated and then I'll have some cash to invest again!

Now it's your turn.

Thanks in advance.

Best regards

Chris 👋🤝😎

Where do you currently see (even) more potential?

$ALV (-3,44%) or $MUV2 (-1,69%) ?

Would like to have another German (European?) insurer with a good dividend in the portfolio in the longer term.

Hello everyone,

Since I and my portfolio have recently exceeded the €50,000 mark, I wanted to take this as an opportunity to present my portfolio and my strategy to you. I look forward to your opinion, assessment, criticism and potential for improvement.

About me: I am still 29 years old and work as a team leader in an industrial company in the building materials sector. In terms of education, I feel I've been through all the stages - from a qualifying secondary school certificate to A-levels and a bachelor's degree to a master's degree. The only thing missing is a doctorate 😌

About the overall strategy: My assets are divided between my share portfolio, a condominium and a call money account. I live in your apartment myself. I wouldn't consider renting or real estate as an investment because I think the risks of having to invest money again are too high. You can also suspend the savings plan in your portfolio from time to time. So the apartment is held for as long as it is occupied and then sold when I buy a house.

About the equity strategy: I'll try to summarize this briefly

• Allocation: core-satellite strategy. So core for me is any ETF, satellites are the individual stocks. Core should make up about 80 percent, the individual stocks 20 percent. The buy-in for the individual stocks is always 2000 euros.
• Selection: Dividend strategy - the dividends of the ETFs are reinvested in them, the dividends of the individual shares go into an ETF.
• Buy and hold
• Special feature: I received a loan from a close relative for my apartment, which is repayable on maturity after 8 years. Due to some lucky coincidences, I had the money back together one year after the purchase. So instead of letting it sit in an overnight deposit, I invested it at the beginning of 2024 - with very good timing.

Stock selection and savings plan:

• $VHYL (-1,49%) The big core - I think the ETF is good because it is broadly diversified and has a good, reliable distribution. I am not currently saving in the ETF. Only the remaining shares from the beginning of 2024 are transferred from the second custody account (I transfer cash to a separate account and make a custody account transfer from the second custody account to mine. The loan amount will then accumulate there).
• $VWRL (-2,49%) Will be my new second large core and therefore currently saved with 500 euros per month.
• The following individual securities are currently fully saved: $ALV (-3,44%)
  $BAS (-2,42%)
  $EOAN (+0,08%)
  $BATS (+0,7%)
• As soon as the core share is over 80 percent, further shares are transferred from the second portfolio. $SIE (-4,7%) shares are transferred from the second portfolio. The total buy-in is therefore also EUR 2000.
• The following stocks are still included in the second portfolio and are transferred bit by bit - whenever there is money and depending on the core share in my portfolio: $VHYL (-1,49%)
  $VWRL (-2,49%)
  $PEP (-0,5%)
  $SIE (-4,7%)
  $DHL (-2,89%)
  $VOW (-2,39%)

Further strategy:

At the moment I feel comfortable with the strategy and until all individual stocks etc. have been transferred to the main portfolio. It will take some time before all the individual stocks etc. are transferred to the main portfolio. In the long term, I am considering $TDIV (-1,44%) with a 10 percent share. I will then select individual stocks in the future, but e.g. $RIO (-1,64%) , $MUV2 (-1,69%) or $MAIN (-2,7%) I could well imagine.

Looking forward to your comments on this boring strategy 😌