The second "What if" report by climate tech company Right° was published on Thursday. Right° compares company data with the goals of the Paris Climate Agreement. Right° sets the limit value at a global warming of 1.7 degrees by 2100.

None of the 34 DAX companies analyzed would be Paris-compatible if no further measures were taken to reduce emissions. However, according to the data, twelve companies have decoupled their value creation from climate-damaging emissions in recent years to such an extent that they are on a Paris-compatible path.

And five of these companies also have a Paris-compatible climate target.

For companies, doing business in line with Paris means decoupling their value creation from climate-damaging emissions.

According to the "What if" report, the climate pioneers RWE $RWESiemens Healthineers $SHL (-0,58%)Adidas $ADS (-2,18%)Deutsche Börse $DB1 (-0,07%) and Porsche, which was relegated from the DAX $P911 (-1,97%). Both the climate targets and the track record of these companies are on a Paris-compatible path.

However, there are clear differences between the DAX companies in terms of their track record. Many are a long way off the targets of the Paris Climate Agreement.

Source text (excerpt) & graphic: Handelsblatt, 31.10.25

After $MSFT (-2,2%) and $GOOG (-1,37%) now $AMZN (-3,94%)
🚀

I try to document our development transparently - not as a

not as a "showcase", but as motivation of what discipline and time can achieve.

2025 was a strong year for us:

$

• Share price gains: +8.65 %
• Dividend yield: +2.02 %
• Total return (IZF): +10.46 %
• TWROR: +7.03 %

This puts us well ahead of inflation,

which means that our assets are growing in real terms

so our money is not losing purchasing power, but gaining it. 💪

The difference between IZF and TWROR also shows that

Our savings plans ran particularly efficiently during weaker market phases - in other words

precisely when many people hesitate or pause.

This pays off in the long term. 📈

💰 Dividend development:

In 2025, we received around € 3,390 net in dividends - which

which corresponds to around € 282 monthly cash flow.

The forecast for 2026 is already around € 3,670,

i.e. an increase of around +8 %.

All distributions will of course be reinvested. 🔁

🔹 Our structure:

• 500 € VWRL - global basis for growth & stability 🌍
• 500 € TDIV - focus on dividend strength and growth
• Vanguard FTSE High Dividend (VHYL) - high income focus 💰
• 100 € Bitcoin - store of value & admixture ⚡️
• Individual stocks such as Allianz, BlackRock and an S&P 500 ETF

We deliberately focus on distributing ETFs,

not because they necessarily generate higher returns,

but because of the psychological effect:

💬 "To see cash flow is to feel progress."

Long-term goal:

A steadily growing, globally diversified cash flow,

that gives us financial security -

and grows above inflation year after year.

How are you doing?

👉 Will your return also be above inflation in 2025?

👉 Do you reinvest everything or do you use some of your dividends?

According to TR I am at $BYD -800 euros, although according to getquin my minus is only around -250 euros.

TR obviously didn't get it right with the taxes.

Does it make sense to sell the position with such a high (apparent) loss - although it's not actually that high - and buy it again the next day?

This would fill my loss pot nicely.

Hello,

I have recently sold some individual shares again to take profits.

My portfolio has changed somewhat as a result, particularly in terms of individual stocks. Among other things, there are now some stocks with small amounts, which I will increase again.

Unfortunately, I still have a few skeletons in my closet that I can't get rid of.

For example $PARRO (+2,39%) or $3NGL (+3,32%)

Shares like $BNTX (-1,05%) I unfortunately bought too high.

What would you recommend? Wait until I get out without a loss or continue investing to compensate for the loss with an increase in value?

I am currently rebuilding the portfolio. Should I add shares from other sectors or continue to follow the trend? $RHM (+0,06%)
$NVDA (-0,82%)
$Google

September was a successful month - my securities account climbed to 38.827 € and gained +6,19 % significantly more than the major benchmarks (NASDAQ100: +4,94 %, S&P500: +3,19 %, FTSE All World: +3,23 %). I was thus able to clearly beat the market again. 🚀

1. performance & comparison 🚀

My portfolio benefited from a balanced mix: while individual techs performed well, other sectors provided additional stability. Particularly striking: the outperformance compared to the DAX & S&P, which were comparatively weak in September.

2. my savings plans & allocation 💶

As usual, my ETF savings plans continue to run consistently - with a focus on the solid foundation of MSCI ACWI $ACWI and World Small Cap $WSML (+0,01%). In addition, capital flows monthly into Berkshire Hathaway (B) $BRK.B (-0,39%) as a flexible, defensive allocation with optional cash flow leverage in a crash scenario.

In addition to the securities, I also invested € 180 in an original oil painting by Luciano Torsi in September - a small but deliberate step into alternative real assets. I am thus adding an aesthetic, real asset with long-term value retention potential to my allocation.

3rd top mover in September ✅

The list was headed by IREN $IREN (+1,17%) (+76%), which benefited from the strong demand for AI data centers. Also American Lithium (+36 %) also showed strength. Alibaba $Baba (+35 %) made significant gains thanks to cloud growth, in-house chip development and the rejection of NVIDIA chips. Rheinmetall $RHM (+0,06%) (+17 %) continued to benefit from high defense demand, while the uranium sector (+16 %) and Crowdstrike $CRWD (+0,58%) (+14 %) also performed well.

4th flop mover in September ❌

On the opposite side Snowflake
$SNOW (-5%) lost some ground as investors became increasingly critical of its high valuation - despite solid figures. Also Mercado Libre
$MELI (-4 %) also suffered from profit-taking after a strong summer rally. Keyence $6861 (-5,26%) (-3 %) and Tomra Systems $tomra (-2.8 %) corrected slightly without the fundamental picture deteriorating. The month was somewhat weaker for Novo Nordisk
$NOVO B (-1,28%) (-2.2 %), which continues to struggle with political risks and patent concerns in the GLP-1 segment. Even Berkshire Hathaway fell slightly (-1 %).

5. conclusion 💡

My September shows: Diversification pays off. Individual techs like Snowflake are correcting, but satellites like IREN and Alibaba are more than compensating for this. With the savings plan on Berkshire, I remain defensively prepared should volatility increase in Q4.

❓ Question for the community:

Which value surprised you the most in September - positive or negative?

This is good Or not ✋✋✋✋✋✋✋✋✋✋✋✋✋✋✋✋✋✋✋✋✋✋✋✋✋✋✋✋✋✋✋✋✋✋✋✋✋✋✋✋✋✋✋✋✋✋✋✋✋.

$

Hey, I'm Tunahan, 18 years old and I live in Belgium. I'm still in school at the moment, but my passion for personal finance, personal development, financial markets and especially building a strong mindset started when I was 15 💡.

💼 Work & discipline

In addition to school, I work in a supermarket on weekdays and at Nike on weekends. In total, I work around 55 hours a week. The reason? Students in Belgium can work tax-free - and I take full advantage of that. Despite my busy schedule, I always make sure to keep time for myself.

At the moment I still live with my family, which allows me to keep my fixed costs low and invest more in my future.

🔥 Motivation & mindset

What motivates me every day: I have my goals hung up directly opposite my bed. I see them every morning - and that gives me the energy to work on myself consistently.

📚 Books & inspiration

I read a lot of books about mindset, money and personal growth. Some highlights that I would recommend to anyone:

• The Psychology of Money - Morgan Housel
• Rich Dad, Poor Dad - Robert Kiyosaki
• Think and Grow Rich - Napoleon Hill
• The Richest Man in Babylon - George S. Clason
• Being Rich and Wealthy

These books should actually be compulsory reading for all schoolchildren. Unfortunately, the school system pays no attention to the subject.

📈 My investments & strategy

I have built up a clear asset allocation, divided into different categories:

• Stability & Growth - Invesco FTSE All World 🌍
• Strong growth - Nasdaq ETF 📊
• Dividends & Security - VanEck Dividend Leaders 💵

I also have crypto in my portfolio as I believe in blockchain technology. As a young investor, I can take more risk than someone in their 40s with a family and children.

💰 Financially, it looks like this:

• Average income: approx. 2100 € per month
• Expenses: approx. €100 per month (as I still live at home)
• Investments: approx. €2000 per month directly into the portfolio

In this way, I am gradually building a strong and diversified basis for my future.

🎯 My "why" & plans for the future

My biggest "why" is that I want to have financial freedom later on so that I can devote my time to the things that are really important to me. I don't want to be dependent on a boss or the school system, I want to go my own way.

My first big goals are:

• Start my own business before my 20th birthday
• Open a waffle store because I love entrepreneurship and see this as a great opportunity 🧇
• Make my first real estate investment
• Continue to expand my sustainable and strong investment portfolio

Next year I will graduate from high school and after that I want to start my own business. My goal is to build a system that works even when I'm not actively working.

🙌 Call to the community

I'm looking forward to your opinion:

👉 What tips do you have for young investors or entrepreneurs who are just starting out?

👉 Which books or experiences have helped you the most along the way?

In short, I believe in hard work, smart investing and lifelong learning. I look forward to sharing my journey - and learning from you too. 🚀

$

After a long time of going back and forth, I have finally found my way into $DEFI found.

Due to the setback caused by the dilution of the share (issue price USD 2.19), my entry price is just below the purchase price of the major investor Galaxy Digital. I'm happy with that for now and wish you all a good evening 👋🏼$