Hello getquin community,
I am 22 years old, a dual student in the tax sector, and otherwise a rather quiet reader on getquin. At this point Thanks to all who take the trouble to publish posts here, some of which are ready for a doctoral thesis. You are a real enrichment!
I would like to introduce you to my depot today.
My goal is long-term wealth accumulation through solid individual stocks and an ETF core.
The beginning:
I started when I was 18 with little money and made the typical mistakes:
- no own research
- Little to no knowledge on the subject
- Purchases only on the recommendation of others or because I liked their products
This led to me making losses, which made me stop again (over 1 year)
The turnaround:
Some time later, I started reading up on the subject and acquiring knowledge. After I was confident that I now had more knowledge, I slowly started investing again and creating my own analyses. In the meantime, I have recovered my initial losses and I think I am on the right track. Here is my current status/strategy:
Horizon: 10 + years (buy & hold)
Strategy: Core-Satellite
- Core (target 40 %)FTSE All-World ACC $VWCE (+0,03%) (currently more like 80/20, will be expanded)
- Satellite (target 60 %)Individual stocks
Target: Combination of return and stability
My selection of individual stocks:
At this point: There are a few stocks, but the portfolio is no longer that small, currently approaching 20k.
- Siemens $SIE (-0,38%) 11,7 %
Strong industrial base, automation & digitalization, nice diversification, future-oriented
- Amazon $AMZN (+0,53%) 11,6 %
E-commerce & cloud growth driver, in my opinion currently my top pick of the Mag 7 in terms of valuation.
- Apple $AAPL (-0,1%) 10,9 %
Classic
- Alphabet (A) $GOOGL (-1,01%) 10,7 %
AI potential & strong margins
- Kawasaki Heavy Industries $7012 (-3,88%) 10,5 %
Japanese industrial stock, robotics, Asia diversification
- ASML $ASML (-0,46%) 8,4 %
Key position in semiconductor production
- Novo Nordisk (B) $NOVO B (-2,48%) 7,9 %
Healthcare growth through Wegovy/Ozempic, in my opinion still strong potential in the future
- Fortinet $FTNT (+0,22%) 7,8 %
Cybersecurity play with solid growth
- UnitedHealth Group $UNH (-0,2%) 7,7 %
Stable healthcare giant, steady cash flow, figures were really strong today
- Allianz $ALV (+0,45%) 7,0 %
Value + dividend, defensive component
- Munich Re $MUV2 (-0,78%) 5,7 %
Stability & high dividends
With a regional breakdown of the individual shares of:
- 48% North America
- 40% Europe
- 10% Japan
Regional breakdown with ETF with a weighting of 20%:
- North America: 51%
- Europe: 36%
- Japan: 10%
- Rest: 3%
Regional breakdown with ETF at the target weighting of 40%:
- North America: 53%
- Europe: 32 %
- Japan: 9%
- Rest: 6%
Sector breakdown of individual shares:
- Information technology: 38.0 %
- Industry: 21.7 %
- Healthcare: 16.3 %
- Financial services: 10.9
- Consumer staples: 10.9
Sector breakdown with ETF at 20% weighting:
- Information technology: 34.8
- Industry: 19.6
- Healthcare: 15.2
- Finance: 11.7
- Consumer staples: 10.3
- Non-basic consumption: 2.2
- Energy: 1.0
- Communication/Other: 1.4%
Sector allocation with ETF at the target weighting of 40%:
- Information technology: 31%
- Industry: 17 %
- Healthcare: 14
- Financials: 13
- Basic consumption: 10
- Non-basic consumption: 4 %
- Energy: 2 %
- Other: 3 %
Cash ratio is too high at approx. 25% for additional purchases or unexpected expenses (repairs etc.)?
I have thought about a defensive addition with Pepsi $PEP (-1,67%) and am still considering adding to my technology section, but unfortunately a lot has run away from me, especially in connection with AI. (so the technology portion of individual stocks is increasing and will not decrease as the ETF increases -> strong growth sector)
I also saw an interesting article earlier from @EpsEra on the battery and energy storage industry. However, I need to read up on this in more detail. Thank you for the informative article!
I also find robotics interesting, but I think I already have a strong player with Kawasaki in my portfolio.
I would be very happy to receive well-founded criticism, feedback and comments! Would you also like to expand the ETF to 40%?




