Hello everyone,

I deal with the physical trading of commodities on a daily basis.

My portfolio includes $GLEN (-0,23%) and $RIO (+1,96%)

I am not yet invested in ETCs although I find gold or coffee etc. interesting...

Do you have any experience or recommendations for ETCs?

Have a nice rest of the Sunday 🫡

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00:25:00 Novo Nordisk & Viking Therapeutics $NVO (-2,28%)
$VKTX (+2,34%)

00:45:00 BYD $1211 (+0,02%)

01:18:30 BHP Group $BHP (-1,06%)

01:39:30 Rio Tinto $RIO (+1,96%)
$RIO (+1,24%)

01:49:15 Palantir & Data Protection $PLTR (-2,12%)

Spotify

https://open.spotify.com/episode/0jDbLBebz6PuMalm2BAB79?si=q1TLdAP9RHiDVdse_LR9tQ

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https://www.youtube.com/watch?v=Kg9xD1t0NzE

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https://podcasts.apple.com/us/podcast/108-byd-novo-nordisk-palantir-bhp-rio-tinto/id1695869891?i=1000723350120

After the sale of $RIO (+1,96%) I have now bought a first tranche $WKL (-0,37%) bought. I will continue to top up below €110.

I have just $RIO (+1,96%) sold (+8%), as I see the USD as a problem here and the investment could also cause the dividend to fall further. In addition, the price of iron continues to give me cause for concern and I would generally like to focus more on value.

Hello community, I hope it was not a wrong decision but profits are profits I have now parted with many cryptos and now $UNH (+1,2%)
$RIO (+1,96%)
$O (+1,13%) United Health and also Rio Tinto further train purchases as well as Reality Income and $NOVO B (-2,14%) a bit more for dividend cash flow. Now of course I regret everything that I sold. Uniswap has of course gone up again. Whenever I sell, everything goes up. I could puke🫠

Best regards ✌️

$RIO (+1,96%) After the copper price was artificially increased (by Mr. Trump), the share price rose sharply. Already slightly down again today.

The downward trend now appears to have been broken on the chart. What do you think?

Hello everyone and have a nice Sunday. I would like to hear your opinion, hard-hitting and honest, on my current portfolio.

I would like to emphasize up front that I have only been investing money since the beginning of 2023. My journey started directly with the tough crypto market. But good thing... As a result, I am very much in the plus with BTC and some altcoins... and very much in the minus with others... that's life 😁

I got into the stock market and my ETF savings plan in May 2024.

Since then, I've been investing in these 3 ETFs every month:

1) $IWDA (-0,65%) 50% - currently + 6.1%

2) $EIMI (+0,49%) 30% - currently + 6.6%

3) $RBOT (-0,2%) 20% - currently + 8.6%

Also bought some individual stocks such as $MSTR (+1,44%) , $COIN (-3,12%) , $PLTR (-2,12%) , $RIOT (-0,51%) and many more. I am also strongly up on the majority of them.

I monitor the markets on a daily basis and am increasingly looking for opportunities to pick up good and interesting ETFs or, in some cases, individual stocks (focus on dividends)

I have now made the following adjustments or added stocks (ETFs) in recent months:

4) $JEPQ (-0,48%)

5) $JEGP (-0,13%)

6) $TDIV (-0,7%)

I have included the two from jpmorgan as distributing etfs to generate additional cash flow. Getting money every month is just a good feeling and I thought I'd rather do it with these etfs than look for additional individual stocks.

The $TDIV (-0,7%) I have read a lot here and then decided to include it because it is doing really well and looks very interesting 🔥😎

So I now own 6 Etf's and sometimes I have the feeling it would be better to only have 2-3. But I find the 3 new distributing etfs really appealing due to the monthly or quarterly cash flow.

Individual stocks with a focus on dividends and which I have bought heavily in the last few months are :

1) $PEP (-1,12%)

2) $O (+1,13%)

3) $MAIN (-0,49%)

4) $RIO (+1,96%)

And brand new since last week

5) $ALV (-0,76%)

I would like to say goodbye to the following values in the near future:

$STAG (+0,25%)

$JNJ (-0,73%)

$TXN (-0,24%)

So there would be 11 stocks or securities in my long-term portfolio that I would like to save monthly or via DCA over the next 20-30 years.

I'm still new to the world of investing. Just under 2.5 years is nothing I would say. I would therefore be grateful for any tips on what I should possibly change or improve.

The dividends from the individual shares and ETFs always go into the $IWDA (-0,65%) because I want to increase its share, which alone should make up at least 50% I would say!

Unfortunately, I currently only have €350 to invest each month. But I currently have almost 100k in the markets. Most of it is in cryptos... but at the end of the year everything will be completely liquidated and then I'll have some cash to invest again!

Now it's your turn.

Thanks in advance.

Best regards

Chris 👋🤝😎

Hello everyone!

My parents are in the process of selling my grandparents' house. It will probably fetch around €275,000. My parents will soon both be 60 years old.

They had initially considered buying another property nearby. But they have moved away again. The lack of flexibility and the time and risk involved with tenants put them off.

I also told them more about investing in the stock market. They were very open and interested, even though they said they had an unfounded fear of shares etc.

Now my question to you. What is the best way to invest the money? I think dividends would be very nice as my parents like the passive income like from a property. But it should also be very well diversified across countries and sectors.

I personally have developed 2 solutions. You can give your opinion as to whether you think the solutions are good or, of course, if you have completely different ideas.

1. the ETF solution

15% $XEOD (+0,01%) Call money ETF. Div. 1.9%

15% $TDIV (-0,7%) VanEck Divi Leaders. Div 3.5%

10% $TRET (+0,59%) Global Real Estate. Div. 3.7%

7,5% $VHYL (-0,59%) Allworld High Div Yi. Div 3.1%

7,5% $PEH (+0,8%) FTSE RAFI EM. Div 3.9%

5% $EWG2 (-0,15%) Gold

5% $SEDY (+0,87%) iShares EM Dividend. Div 8.0%

5% $JEGP (-0,13%) JPM Global Equity Inc Div 7.1%

5% $EEI (-0,27%) WisTree Europ Equity Inc Div 6.3%

5% $IHYG (+0,26%) High Yield Bond. Div 6.1%

5% $EXXW (+0,03%) AsiaPac Select Div50 Div 5.5%

15% Rest German Divi Shares approx. div 2.5%

=100% with 3.7% dividend.

275k ×3,7% = 10.175€

With full taxation 27.99% = 7327€

On average per month: 610€ dividend

With 2k tax-free allowance: 657€ dividend per month

I find it very well diversified, you have overnight money, you have the USA and Europe well represented, but also 12.5% emerging markets ETF. In terms of sectors, finance will be at the forefront. Followed by real estate and energy. I think that's fine.

2. the equity solution

I have selected 34 strong dividend stocks. In the list they are roughly divided into GICS sectors.

15% $XEOD (+0,01%) Overnight ETF. Div 1.9%

12% $EQQQ (-0,62%) Nasdaq100 ETF. Div 0.4%

5% $EWG2 (-0,15%) Gold

2% $O (+1,13%) Realty Income 6.0%

2% $VICI (-0,23%) Vici Properties 5.6%

2% $OHI (+0,25%) Omega Healthcare 7.2%

2% $PLD (+1,06%) Prologis 4.1%

2% $ALV (-0,76%) Allianz 4.35%

2% $HNR1 (-1,29%) Hannover Re 3.4%

2% $D05 (+0,09%) DBS Group 5.5%

2% $ARCC (-0,36%) Ares Capital 9.3

2% $6301 (+1,15%) Komatsu. 4,2%

2% $1 (-0,43%) CK Hutchison 4.6%

2% $AENA (-0,23%) AENA. 4,2%

2% $LOG (-0,52%) Logista 7.3%

1,5% $AIR (-1,55%) Airbus 1.8%

1,5% $DHL (-0,29%) DHL Group 4.8%

1,5% $8001 (+0,01%) Itochu 2.8%

2% $RIO (+1,96%) RioTinto plc 6.4%

2% $LIN (-1,18%) Linde 1.3%

2% $ADN (-0,46%) Acadian Timber 6.7%

3,5% $BATS (+0%) BAT 7.0%

2% $KO (-1,22%) Coca Cola 2.9

2% $HEN (+0,71%) Henkel 3.0%

2% $KVUE (-10,16%) Kenvue 4.1%

2% $ITX (-1,4%) Inditex 3.6%

2% $MCD (-1,71%) McDonalds 2.6%

2% $690D (+0,26%) Haier Smart Home 5.6

3,5% $IBE (+0,45%) Iberdrola. 4,1%

1,5% $AWK (+0,66%) American Water Works 4.4%

1,5% $SHEL (-1,57%) Shell 4.1%

1,5% $ENB (-0,74%) Enbridge 6.5%

2% $DTE (-0,41%) Deutsche Telekom 2.8%

2% $VZ (-0,17%) Verizon 6.8%

2% $GSK (+0,13%) GlaxoSmithKline 4.2

2% $AMGN (+0,55%) Amgen 3.5%

2% $JNJ (-0,73%) Johnson&Johnson 3.5%

= 100% with 3.5% dividend

275k ×3,5% = 9625€

With full taxation 27.99% = 6930€

On average per month: 577€ dividend

With 2k tax-free allowance: 624€ dividend per month

I also think this solution is cool because you can select the largest companies or strong dividend payers in the individual sectors or countries yourself. And of course you can also select shares with which you have a connection. However, I have focused on shares from the USA, England and Germany because of the withholding tax. Spain is also well represented because of my parents' ties to this country. It's also cool that the NasdaqETF also includes the Microsoft, Amazon, etc. compounders.

What do you think?

Hi everyone, to be honest, I work on my portfolio almost every day. But I would also like to say in a timely manner: Hey, that's good now... The savings plans run monthly, I don't stress myself and look at the portfolio in a few years and see what the compound interest effect has created 🔥🤩🚀

I also still have Bitcoin and crypto, but I trade anti-cyclically and in a 4-year cycle. Will most likely liquidate everything at the end of the year 🔥💰

My portfolio currently consists of the following ETFs + individual stocks:

1) $IWDA (-0,65%)

2) $EIMI (+0,49%)

3) $RBOT (-0,2%) all 3 are accumulating and have been running for almost 1.5 years now.

I also bought these 3 etfs (distributing) a few weeks ago. I became aware of them here on the site and found them very attractive due to the monthly cash flow. I think it's better to have such etf's than other individual stocks.

4) $TDIV (-0,7%) (quarterly)

5) $JEPQ (-0,48%) (monthly)

6) $JEGP (-0,13%) (monthly)

I find the dividend yield on all 3 etfs very nice and high.

I also have these 5 dividend stocks:

1) $PEP (-1,12%)

2) $O (+1,13%)

3) $MAIN (-0,49%)

4) $RIO (+1,96%)

And 5) $STAG (+0,25%)

But I would like to sell Stag because the dividend growth is not so big and strong for me... and maybe get $D05 (+0,09%) instead? The dividend growth looks very strong there... Or which stock would you recommend?

I would be interested in your opinion on the portfolio or the individual stocks.

Thanks for any feedback, whether criticism or praise.

I would like to save all the stocks in the long term and then have a nice big portfolio in 20-30 years and receive a great cash flow 🔥💰🤝

Best regards

Chris

🤝 Large joint venture

• Rio Tinto $RIO (+1,96%)
  $RIO (+1,24%)
  $RIO (+1,87%) & Hancock Prospecting invest USD 1.61 billion
• Joint project: Hope Downs 2
• Participation: 50/50 partnership

______________________________

🏗️ New pits - high capacity

• Project includes Hope Downs 2 & Bedded Hilltop
• Planned annual production: 31 million tons of iron ore
• Ore will be transported to Hope Downs 1 for further processing

______________________________

🚚 First delivery in sight

• Production start planned for 2027
• Long-term infrastructure project in the Pilbara region, Western Australia

______________________________

📊 Rio Tinto's billion-euro plans

• Over the next 3 years:
• ➤ USD 13 billion planned for new mines, plants & equipment

______________________________

🧭 Strong sign for the iron ore market - Australia remains a commodities heavyweight! 🪨🇦🇺

Source:

https://de.marketscreener.com/kurs/aktie/RIO-TINTO-GROUP-6492854/news/Rio-Tinto-und-Hancock-Prospecting-investieren-1-61-Milliarden-US-Dollar-in-Hope-Downs-2-Projekt-50314210/